Oceanside CA vs Rapid City SD — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Oceanside, CA

California · Population: 172,542

  • Median HH Income$93,724
  • Median Home Price$877,452
  • Unemployment5.4%
  • Bachelor's+34.3%

Rapid City, SD

South Dakota · Population: 76,836

  • Median HH Income$65,712
  • Median Home Price$363,258
  • Unemployment3.2%
  • Bachelor's+36.4%

Detailed Comparison

Demographics

Population
Oceanside
172,542
Oceanside +
Rapid City
76,836
Pop. Density / sq mi
Lower = more space
Oceanside
N/A
Rapid City
N/A
Median Age
Oceanside
38.1
Oceanside +
Rapid City
39.0
Foreign Born
Oceanside
20.9%
Oceanside +
Rapid City
2.3%
White
Oceanside
52.9%
Rapid City
78.3%
Rapid City +
Black
Oceanside
4.2%
Oceanside +
Rapid City
1.6%
Asian
Oceanside
7.4%
Oceanside +
Rapid City
1.3%
Hispanic
Oceanside
38.5%
Oceanside +
Rapid City
5.6%
Spanish at Home
Oceanside
N/A
Rapid City
N/A

Economy

Median HH Income
Oceanside
$93,724
Oceanside +
Rapid City
$65,712
Per Capita Income
Oceanside
$43,094
Oceanside +
Rapid City
$40,447
Per Capita Personal Income (MSA)
BEA MSA-level
Oceanside
$77,230
Oceanside +
Rapid City
$69,795
Unemployment Rate
Oceanside
5.4%
Rapid City
3.2%
Rapid City +
Poverty Rate
Oceanside
8.1%
Oceanside +
Rapid City
13.3%
Bachelor's Degree+
Oceanside
34.3%
Rapid City
36.4%
Rapid City +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Oceanside
$877,452
Rapid City
$363,258
Rapid City +
Homeownership Rate
Oceanside
58.5%
Rapid City
61.6%
Rapid City +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Oceanside
503
Rapid City
405
Rapid City +
Property Crime / 100K
FBI CDE (state-level est.)
Oceanside
2388
Rapid City
1873
Rapid City +

Health

Obesity Rate
CDC PLACES
Oceanside
26.1%
Oceanside +
Rapid City
34.0%
Diabetes Rate
CDC PLACES
Oceanside
10.4%
Oceanside +
Rapid City
11.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Oceanside
16.9%
Rapid City
16.0%
Rapid City +
No Health Insurance
CDC PLACES
Oceanside
9.7%
Rapid City
9.6%
Rapid City +
Binge Drinking
CDC PLACES
Oceanside
16.5%
Oceanside +
Rapid City
20.5%
Current Smokers
CDC PLACES
Oceanside
10.6%
Oceanside +
Rapid City
15.9%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Oceanside
55.3°F
Rapid City
46.3°F
Rapid City +
Annual Precipitation
NOAA 1991–2020 normal
Oceanside
20.7 in
Rapid City
18.4 in
Rapid City +

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Oceanside
7.9 µg/m³
Rapid City
7.3 µg/m³
Rapid City +
Good Air Days
AQI ≤ 50
Oceanside
75.0%
Rapid City
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Oceanside
31.8 min
Rapid City
18.8 min
Rapid City +

Which City is Right for You?

Oceanside leads in median household income at $93,724, while rapid City offers more affordable housing with a median home price of $363,258. On public safety, Rapid City is safer with a violent crime rate of 405 per 100,000 residents, compared to 503 in Oceanside. Rapid City has a lower unemployment rate at 3.2%, and Rapid City has cleaner air (PM2.5 avg 7.3 µg/m³). For overall health outcomes, Oceanside scores better with a lower obesity rate of 26.1%.

Compare More Cities

About Oceanside & Rapid City