Oceanside CA vs Utica NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Oceanside, CA
California · Population: 172,542
- Median HH Income$93,724
- Median Home Price$877,452
- Unemployment5.4%
- Bachelor's+34.3%
Utica, NY
New York · Population: 51,054
- Median HH Income$57,688
- Median Home Price$205,924
- Unemployment9.4%
- Bachelor's+36.8%
Detailed Comparison
Demographics
Population
Oceanside
172,542
Oceanside +
Utica
51,054
Pop. Density / sq mi
Lower = more space
Oceanside
N/A
Utica
N/A
Median Age
Oceanside
38.1
Utica
33.0
Utica +
Foreign Born
Oceanside
20.9%
Oceanside +
Utica
9.7%
White
Oceanside
52.9%
Utica
64.8%
Utica +
Black
Oceanside
4.2%
Utica
16.9%
Utica +
Asian
Oceanside
7.4%
Oceanside +
Utica
4.3%
Hispanic
Oceanside
38.5%
Oceanside +
Utica
9.8%
Spanish at Home
Oceanside
N/A
Utica
N/A
| Metric | Oceanside, CA | Utica, NY | Better |
|---|---|---|---|
| Population | 172,542 | 51,054 | Oceanside + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.1 | 33.0 | Utica + |
| Foreign Born | 20.9% | 9.7% | Oceanside + |
| White | 52.9% | 64.8% | Utica + |
| Black | 4.2% | 16.9% | Utica + |
| Asian | 7.4% | 4.3% | Oceanside + |
| Hispanic | 38.5% | 9.8% | Oceanside + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Oceanside
$93,724
Oceanside +
Utica
$57,688
Per Capita Income
Oceanside
$43,094
Oceanside +
Utica
$35,780
Per Capita Personal Income (MSA)
BEA MSA-level
Oceanside
$77,230
Utica
$77,425
Utica +
Unemployment Rate
Oceanside
5.4%
Oceanside +
Utica
9.4%
Poverty Rate
Oceanside
8.1%
Oceanside +
Utica
23.8%
Bachelor's Degree+
Oceanside
34.3%
Utica
36.8%
Utica +
| Metric | Oceanside, CA | Utica, NY | Better |
|---|---|---|---|
| Median HH Income | $93,724 | $57,688 | Oceanside + |
| Per Capita Income | $43,094 | $35,780 | Oceanside + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,425 | Utica + |
| Unemployment Rate | 5.4% | 9.4% | Oceanside + |
| Poverty Rate | 8.1% | 23.8% | Oceanside + |
| Bachelor's Degree+ | 34.3% | 36.8% | Utica + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Oceanside
$877,452
Utica
$205,924
Utica +
Homeownership Rate
Oceanside
58.5%
Oceanside +
Utica
36.8%
| Metric | Oceanside, CA | Utica, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $877,452 | $205,924 | Utica + |
| Homeownership Rate | 58.5% | 36.8% | Oceanside + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Oceanside
503
Utica
434
Utica +
Property Crime / 100K
FBI CDE (state-level est.)
Oceanside
2388
Utica
1736
Utica +
| Metric | Oceanside, CA | Utica, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 434 | Utica + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 1736 | Utica + |
Health
Obesity Rate
CDC PLACES
Oceanside
26.1%
Oceanside +
Utica
39.6%
Diabetes Rate
CDC PLACES
Oceanside
10.4%
Oceanside +
Utica
14.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Oceanside
16.9%
Oceanside +
Utica
19.4%
No Health Insurance
CDC PLACES
Oceanside
9.7%
Oceanside +
Utica
11.1%
Binge Drinking
CDC PLACES
Oceanside
16.5%
Utica
15.2%
Utica +
Current Smokers
CDC PLACES
Oceanside
10.6%
Oceanside +
Utica
18.7%
| Metric | Oceanside, CA | Utica, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.1% | 39.6% | Oceanside + |
| Diabetes RateCDC PLACES | 10.4% | 14.1% | Oceanside + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.9% | 19.4% | Oceanside + |
| No Health InsuranceCDC PLACES | 9.7% | 11.1% | Oceanside + |
| Binge DrinkingCDC PLACES | 16.5% | 15.2% | Utica + |
| Current SmokersCDC PLACES | 10.6% | 18.7% | Oceanside + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Oceanside
55.3°F
Utica
N/A
Annual Precipitation
NOAA 1991–2020 normal
Oceanside
20.7 in
Utica
N/A
| Metric | Oceanside, CA | Utica, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 55.3°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 20.7 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Oceanside
7.9 µg/m³
Oceanside +
Utica
8.1 µg/m³
Good Air Days
AQI ≤ 50
Oceanside
75.0%
Utica
75.0%
Tie
| Metric | Oceanside, CA | Utica, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 8.1 µg/m³ | Oceanside + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Oceanside
31.8 min
Utica
22.7 min
Utica +
| Metric | Oceanside, CA | Utica, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 31.8 min | 22.7 min | Utica + |
Which City is Right for You?
Oceanside leads in median household income at $93,724, while utica offers more affordable housing with a median home price of $205,924. On public safety, Utica is safer with a violent crime rate of 434 per 100,000 residents, compared to 503 in Oceanside. Oceanside has a lower unemployment rate at 5.4%, and Oceanside has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oceanside scores better with a lower obesity rate of 26.1%.
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