Omaha NE vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Omaha, NE
Nebraska · Population: 488,197
- Median HH Income$72,708
- Median Home Price$297,017
- Unemployment4.2%
- Bachelor's+40.3%
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Detailed Comparison
Demographics
Population
Omaha
488,197
Omaha +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Omaha
N/A
St. Charles
N/A
Median Age
Omaha
35.3
Omaha +
St. Charles
37.9
Foreign Born
Omaha
10.9%
Omaha +
St. Charles
4.2%
White
Omaha
68.8%
St. Charles
80.4%
St. Charles +
Black
Omaha
11.8%
Omaha +
St. Charles
6.7%
Asian
Omaha
4.0%
Omaha +
St. Charles
1.4%
Hispanic
Omaha
15.6%
Omaha +
St. Charles
7.7%
Spanish at Home
Omaha
N/A
St. Charles
N/A
| Metric | Omaha, NE | St. Charles, MO | Better |
|---|---|---|---|
| Population | 488,197 | 71,542 | Omaha + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.3 | 37.9 | Omaha + |
| Foreign Born | 10.9% | 4.2% | Omaha + |
| White | 68.8% | 80.4% | St. Charles + |
| Black | 11.8% | 6.7% | Omaha + |
| Asian | 4.0% | 1.4% | Omaha + |
| Hispanic | 15.6% | 7.7% | Omaha + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Omaha
$72,708
Omaha +
St. Charles
$55,578
Per Capita Income
Omaha
$42,515
Omaha +
St. Charles
$31,499
Per Capita Personal Income (MSA)
BEA MSA-level
Omaha
$66,354
Omaha +
St. Charles
$58,527
Unemployment Rate
Omaha
4.2%
Omaha +
St. Charles
4.7%
Poverty Rate
Omaha
12.8%
Omaha +
St. Charles
18.7%
Bachelor's Degree+
Omaha
40.3%
Omaha +
St. Charles
22.7%
| Metric | Omaha, NE | St. Charles, MO | Better |
|---|---|---|---|
| Median HH Income | $72,708 | $55,578 | Omaha + |
| Per Capita Income | $42,515 | $31,499 | Omaha + |
| Per Capita Personal Income (MSA)BEA MSA-level | $66,354 | $58,527 | Omaha + |
| Unemployment Rate | 4.2% | 4.7% | Omaha + |
| Poverty Rate | 12.8% | 18.7% | Omaha + |
| Bachelor's Degree+ | 40.3% | 22.7% | Omaha + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Omaha
$297,017
St. Charles
$144,200
St. Charles +
Homeownership Rate
Omaha
57.7%
St. Charles
61.4%
St. Charles +
| Metric | Omaha, NE | St. Charles, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $297,017 | $144,200 | St. Charles + |
| Homeownership Rate | 57.7% | 61.4% | St. Charles + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Omaha
294
Omaha +
St. Charles
501
Property Crime / 100K
FBI CDE (state-level est.)
Omaha
1960
Omaha +
St. Charles
2418
| Metric | Omaha, NE | St. Charles, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 294 | 501 | Omaha + |
| Property Crime / 100KFBI CDE (state-level est.) | 1960 | 2418 | Omaha + |
Health
Obesity Rate
CDC PLACES
Omaha
37.5%
St. Charles
35.9%
St. Charles +
Diabetes Rate
CDC PLACES
Omaha
10.2%
Omaha +
St. Charles
10.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Omaha
15.2%
Omaha +
St. Charles
16.0%
No Health Insurance
CDC PLACES
Omaha
12.0%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Omaha
20.0%
St. Charles
18.4%
St. Charles +
Current Smokers
CDC PLACES
Omaha
14.2%
St. Charles
12.5%
St. Charles +
| Metric | Omaha, NE | St. Charles, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 37.5% | 35.9% | St. Charles + |
| Diabetes RateCDC PLACES | 10.2% | 10.4% | Omaha + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.2% | 16.0% | Omaha + |
| No Health InsuranceCDC PLACES | 12.0% | 7.1% | St. Charles + |
| Binge DrinkingCDC PLACES | 20.0% | 18.4% | St. Charles + |
| Current SmokersCDC PLACES | 14.2% | 12.5% | St. Charles + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Omaha
51.1°F
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Omaha
30.6 in
St. Charles
N/A
| Metric | Omaha, NE | St. Charles, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.1°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 30.6 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Omaha
7.6 µg/m³
Omaha +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
Omaha
75.0%
Omaha +
St. Charles
55.0%
| Metric | Omaha, NE | St. Charles, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.6 µg/m³ | 9.3 µg/m³ | Omaha + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Omaha + |
Commute
Mean Commute Time
Census ACS
Omaha
21.1 min
St. Charles
18.3 min
St. Charles +
| Metric | Omaha, NE | St. Charles, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 18.3 min | St. Charles + |
Which City is Right for You?
Omaha leads in median household income at $72,708, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, Omaha is safer with a violent crime rate of 294 per 100,000 residents, compared to 501 in St. Charles. Omaha has a lower unemployment rate at 4.2%, and Omaha has cleaner air (PM2.5 avg 7.6 µg/m³). For overall health outcomes, St. Charles scores better with a lower obesity rate of 35.9%.
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