Ontario CA vs Rio Rancho NM — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Ontario, CA
California · Population: 138,723
- Median HH Income$116,945
- Median Home Price$671,948
- Unemployment4.7%
- Bachelor's+40.1%
Rio Rancho, NM
New Mexico · Population: 47,823
- Median HH Income$50,294
- Median Home Price$362,476
- Unemployment5.9%
- Bachelor's+19.6%
Detailed Comparison
Demographics
Population
Ontario
138,723
Ontario +
Rio Rancho
47,823
Pop. Density / sq mi
Lower = more space
Ontario
N/A
Rio Rancho
N/A
Median Age
Ontario
36.9
Rio Rancho
36.8
Rio Rancho +
Foreign Born
Ontario
21.0%
Ontario +
Rio Rancho
11.6%
White
Ontario
53.6%
Rio Rancho
62.2%
Rio Rancho +
Black
Ontario
1.6%
Rio Rancho
1.8%
Rio Rancho +
Asian
Ontario
13.1%
Ontario +
Rio Rancho
1.6%
Hispanic
Ontario
40.0%
Rio Rancho
61.1%
Rio Rancho +
Spanish at Home
Ontario
N/A
Rio Rancho
N/A
| Metric | Ontario, CA | Rio Rancho, NM | Better |
|---|---|---|---|
| Population | 138,723 | 47,823 | Ontario + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.9 | 36.8 | Rio Rancho + |
| Foreign Born | 21.0% | 11.6% | Ontario + |
| White | 53.6% | 62.2% | Rio Rancho + |
| Black | 1.6% | 1.8% | Rio Rancho + |
| Asian | 13.1% | 1.6% | Ontario + |
| Hispanic | 40.0% | 61.1% | Rio Rancho + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Ontario
$116,945
Ontario +
Rio Rancho
$50,294
Per Capita Income
Ontario
$50,759
Ontario +
Rio Rancho
$28,418
Per Capita Personal Income (MSA)
BEA MSA-level
Ontario
$77,230
Ontario +
Rio Rancho
$53,141
Unemployment Rate
Ontario
4.7%
Ontario +
Rio Rancho
5.9%
Poverty Rate
Ontario
9.2%
Ontario +
Rio Rancho
24.2%
Bachelor's Degree+
Ontario
40.1%
Ontario +
Rio Rancho
19.6%
| Metric | Ontario, CA | Rio Rancho, NM | Better |
|---|---|---|---|
| Median HH Income | $116,945 | $50,294 | Ontario + |
| Per Capita Income | $50,759 | $28,418 | Ontario + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $53,141 | Ontario + |
| Unemployment Rate | 4.7% | 5.9% | Ontario + |
| Poverty Rate | 9.2% | 24.2% | Ontario + |
| Bachelor's Degree+ | 40.1% | 19.6% | Ontario + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Ontario
$671,948
Rio Rancho
$362,476
Rio Rancho +
Homeownership Rate
Ontario
58.1%
Rio Rancho
66.4%
Rio Rancho +
| Metric | Ontario, CA | Rio Rancho, NM | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $671,948 | $362,476 | Rio Rancho + |
| Homeownership Rate | 58.1% | 66.4% | Rio Rancho + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Ontario
503
Ontario +
Rio Rancho
834
Property Crime / 100K
FBI CDE (state-level est.)
Ontario
2388
Ontario +
Rio Rancho
3177
| Metric | Ontario, CA | Rio Rancho, NM | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 834 | Ontario + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 3177 | Ontario + |
Health
Obesity Rate
CDC PLACES
Ontario
33.6%
Rio Rancho
31.9%
Rio Rancho +
Diabetes Rate
CDC PLACES
Ontario
12.0%
Rio Rancho
10.6%
Rio Rancho +
Poor Mental Health
CDC PLACES — 14+ days/month
Ontario
17.8%
Rio Rancho
15.4%
Rio Rancho +
No Health Insurance
CDC PLACES
Ontario
17.0%
Rio Rancho
11.5%
Rio Rancho +
Binge Drinking
CDC PLACES
Ontario
15.7%
Rio Rancho
15.0%
Rio Rancho +
Current Smokers
CDC PLACES
Ontario
12.0%
Rio Rancho
10.5%
Rio Rancho +
| Metric | Ontario, CA | Rio Rancho, NM | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.6% | 31.9% | Rio Rancho + |
| Diabetes RateCDC PLACES | 12.0% | 10.6% | Rio Rancho + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.8% | 15.4% | Rio Rancho + |
| No Health InsuranceCDC PLACES | 17.0% | 11.5% | Rio Rancho + |
| Binge DrinkingCDC PLACES | 15.7% | 15.0% | Rio Rancho + |
| Current SmokersCDC PLACES | 12.0% | 10.5% | Rio Rancho + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Ontario
65.5°F
Rio Rancho
55.7°F
Rio Rancho +
Annual Precipitation
NOAA 1991–2020 normal
Ontario
15.0 in
Rio Rancho
12.3 in
Rio Rancho +
| Metric | Ontario, CA | Rio Rancho, NM | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 65.5°F | 55.7°F | Rio Rancho + |
| Annual PrecipitationNOAA 1991–2020 normal | 15.0 in | 12.3 in | Rio Rancho + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Ontario
7.9 µg/m³
Rio Rancho
6.1 µg/m³
Rio Rancho +
Good Air Days
AQI ≤ 50
Ontario
75.0%
Rio Rancho
75.0%
Tie
| Metric | Ontario, CA | Rio Rancho, NM | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 6.1 µg/m³ | Rio Rancho + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Ontario
28.2 min
Rio Rancho
19.1 min
Rio Rancho +
| Metric | Ontario, CA | Rio Rancho, NM | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 28.2 min | 19.1 min | Rio Rancho + |
Which City is Right for You?
Ontario leads in median household income at $116,945, while rio Rancho offers more affordable housing with a median home price of $362,476. On public safety, Ontario is safer with a violent crime rate of 503 per 100,000 residents, compared to 834 in Rio Rancho. Ontario has a lower unemployment rate at 4.7%, and Rio Rancho has cleaner air (PM2.5 avg 6.1 µg/m³). For overall health outcomes, Rio Rancho scores better with a lower obesity rate of 31.9%.
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