Ontario CA vs Surprise AZ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Ontario, CA
California · Population: 138,723
- Median HH Income$116,945
- Median Home Price$671,948
- Unemployment4.7%
- Bachelor's+40.1%
Surprise, AZ
Arizona · Population: 149,519
- Median HH Income$93,371
- Median Home Price$422,520
- Unemployment4.2%
- Bachelor's+31.0%
Detailed Comparison
Demographics
Population
Ontario
138,723
Surprise
149,519
Surprise +
Pop. Density / sq mi
Lower = more space
Ontario
N/A
Surprise
N/A
Median Age
Ontario
36.9
Ontario +
Surprise
41.6
Foreign Born
Ontario
21.0%
Ontario +
Surprise
6.8%
White
Ontario
53.6%
Surprise
75.0%
Surprise +
Black
Ontario
1.6%
Surprise
4.8%
Surprise +
Asian
Ontario
13.1%
Ontario +
Surprise
2.6%
Hispanic
Ontario
40.0%
Ontario +
Surprise
19.2%
Spanish at Home
Ontario
N/A
Surprise
N/A
| Metric | Ontario, CA | Surprise, AZ | Better |
|---|---|---|---|
| Population | 138,723 | 149,519 | Surprise + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.9 | 41.6 | Ontario + |
| Foreign Born | 21.0% | 6.8% | Ontario + |
| White | 53.6% | 75.0% | Surprise + |
| Black | 1.6% | 4.8% | Surprise + |
| Asian | 13.1% | 2.6% | Ontario + |
| Hispanic | 40.0% | 19.2% | Ontario + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Ontario
$116,945
Ontario +
Surprise
$93,371
Per Capita Income
Ontario
$50,759
Ontario +
Surprise
$39,604
Per Capita Personal Income (MSA)
BEA MSA-level
Ontario
$77,230
Ontario +
Surprise
$59,120
Unemployment Rate
Ontario
4.7%
Surprise
4.2%
Surprise +
Poverty Rate
Ontario
9.2%
Surprise
7.8%
Surprise +
Bachelor's Degree+
Ontario
40.1%
Ontario +
Surprise
31.0%
| Metric | Ontario, CA | Surprise, AZ | Better |
|---|---|---|---|
| Median HH Income | $116,945 | $93,371 | Ontario + |
| Per Capita Income | $50,759 | $39,604 | Ontario + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $59,120 | Ontario + |
| Unemployment Rate | 4.7% | 4.2% | Surprise + |
| Poverty Rate | 9.2% | 7.8% | Surprise + |
| Bachelor's Degree+ | 40.1% | 31.0% | Ontario + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Ontario
$671,948
Surprise
$422,520
Surprise +
Homeownership Rate
Ontario
58.1%
Surprise
79.0%
Surprise +
| Metric | Ontario, CA | Surprise, AZ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $671,948 | $422,520 | Surprise + |
| Homeownership Rate | 58.1% | 79.0% | Surprise + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Ontario
503
Surprise
450
Surprise +
Property Crime / 100K
FBI CDE (state-level est.)
Ontario
2388
Surprise
2150
Surprise +
| Metric | Ontario, CA | Surprise, AZ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 450 | Surprise + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2150 | Surprise + |
Health
Obesity Rate
CDC PLACES
Ontario
33.6%
Surprise
29.4%
Surprise +
Diabetes Rate
CDC PLACES
Ontario
12.0%
Surprise
11.2%
Surprise +
Poor Mental Health
CDC PLACES — 14+ days/month
Ontario
17.8%
Surprise
14.2%
Surprise +
No Health Insurance
CDC PLACES
Ontario
17.0%
Surprise
10.5%
Surprise +
Binge Drinking
CDC PLACES
Ontario
15.7%
Surprise
14.9%
Surprise +
Current Smokers
CDC PLACES
Ontario
12.0%
Surprise
10.4%
Surprise +
| Metric | Ontario, CA | Surprise, AZ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.6% | 29.4% | Surprise + |
| Diabetes RateCDC PLACES | 12.0% | 11.2% | Surprise + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.8% | 14.2% | Surprise + |
| No Health InsuranceCDC PLACES | 17.0% | 10.5% | Surprise + |
| Binge DrinkingCDC PLACES | 15.7% | 14.9% | Surprise + |
| Current SmokersCDC PLACES | 12.0% | 10.4% | Surprise + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Ontario
65.5°F
Surprise
N/A
Annual Precipitation
NOAA 1991–2020 normal
Ontario
15.0 in
Surprise
N/A
| Metric | Ontario, CA | Surprise, AZ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 65.5°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 15.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Ontario
7.9 µg/m³
Surprise
7.1 µg/m³
Surprise +
Good Air Days
AQI ≤ 50
Ontario
75.0%
Surprise
75.0%
Tie
| Metric | Ontario, CA | Surprise, AZ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.1 µg/m³ | Surprise + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Ontario
28.2 min
Ontario +
Surprise
32.8 min
| Metric | Ontario, CA | Surprise, AZ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 28.2 min | 32.8 min | Ontario + |
Which City is Right for You?
Ontario leads in median household income at $116,945, while surprise offers more affordable housing with a median home price of $422,520. On public safety, Surprise is safer with a violent crime rate of 450 per 100,000 residents, compared to 503 in Ontario. Surprise has a lower unemployment rate at 4.2%, and Surprise has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Surprise scores better with a lower obesity rate of 29.4%.
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