Oxnard CA vs San Bernardino CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Oxnard, CA

California · Population: 201,014

  • Median HH Income$93,372
  • Median Home Price$765,773
  • Unemployment6.6%
  • Bachelor's+19.6%

San Bernardino, CA

California · Population: 221,774

  • Median HH Income$63,988
  • Median Home Price$492,059
  • Unemployment6.5%
  • Bachelor's+12.8%

Detailed Comparison

Demographics

Population
Oxnard
201,014
San Bernardino
221,774
San Bernardino +
Pop. Density / sq mi
Lower = more space
Oxnard
N/A
San Bernardino
N/A
Median Age
Oxnard
34.0
San Bernardino
31.9
San Bernardino +
Foreign Born
Oxnard
33.8%
Oxnard +
San Bernardino
22.9%
White
Oxnard
36.9%
Oxnard +
San Bernardino
27.6%
Black
Oxnard
1.8%
San Bernardino
11.8%
San Bernardino +
Asian
Oxnard
6.6%
Oxnard +
San Bernardino
4.1%
Hispanic
Oxnard
77.0%
Oxnard +
San Bernardino
69.6%
Spanish at Home
Oxnard
N/A
San Bernardino
N/A

Economy

Median HH Income
Oxnard
$93,372
Oxnard +
San Bernardino
$63,988
Per Capita Income
Oxnard
$30,413
Oxnard +
San Bernardino
$23,980
Per Capita Personal Income (MSA)
BEA MSA-level
Oxnard
$77,230
San Bernardino
$77,230
Tie
Unemployment Rate
Oxnard
6.6%
San Bernardino
6.5%
San Bernardino +
Poverty Rate
Oxnard
10.8%
Oxnard +
San Bernardino
19.5%
Bachelor's Degree+
Oxnard
19.6%
Oxnard +
San Bernardino
12.8%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Oxnard
$765,773
San Bernardino
$492,059
San Bernardino +
Homeownership Rate
Oxnard
53.9%
Oxnard +
San Bernardino
48.5%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Oxnard
503
San Bernardino
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Oxnard
2388
San Bernardino
2388
Tie

Health

Obesity Rate
CDC PLACES
Oxnard
28.4%
Oxnard +
San Bernardino
37.1%
Diabetes Rate
CDC PLACES
Oxnard
12.8%
Oxnard +
San Bernardino
13.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Oxnard
17.9%
Oxnard +
San Bernardino
20.0%
No Health Insurance
CDC PLACES
Oxnard
19.2%
Oxnard +
San Bernardino
20.2%
Binge Drinking
CDC PLACES
Oxnard
15.6%
San Bernardino
15.2%
San Bernardino +
Current Smokers
CDC PLACES
Oxnard
12.0%
Oxnard +
San Bernardino
15.1%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Oxnard
61.2°F
San Bernardino
N/A
Annual Precipitation
NOAA 1991–2020 normal
Oxnard
15.3 in
San Bernardino
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Oxnard
7.9 µg/m³
San Bernardino
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
Oxnard
75.0%
San Bernardino
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Oxnard
27.1 min
Oxnard +
San Bernardino
30.7 min

Which City is Right for You?

Oxnard leads in median household income at $93,372, while san Bernardino offers more affordable housing with a median home price of $492,059. On public safety, San Bernardino is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in Oxnard. San Bernardino has a lower unemployment rate at 6.5%, and San Bernardino has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oxnard scores better with a lower obesity rate of 28.4%.

Compare More Cities

About Oxnard & San Bernardino