Oxnard CA vs San Jose CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Oxnard, CA
California · Population: 201,014
- Median HH Income$93,372
- Median Home Price$765,773
- Unemployment6.6%
- Bachelor's+19.6%
San Jose, CA
California · Population: 990,054
- Median HH Income$141,565
- Median Home Price$1,452,609
- Unemployment4.7%
- Bachelor's+46.5%
Detailed Comparison
Demographics
Population
Oxnard
201,014
San Jose
990,054
San Jose +
Pop. Density / sq mi
Lower = more space
Oxnard
N/A
San Jose
N/A
Median Age
Oxnard
34.0
Oxnard +
San Jose
38.1
Foreign Born
Oxnard
33.8%
San Jose
41.6%
San Jose +
White
Oxnard
36.9%
Oxnard +
San Jose
29.0%
Black
Oxnard
1.8%
San Jose
2.9%
San Jose +
Asian
Oxnard
6.6%
San Jose
38.6%
San Jose +
Hispanic
Oxnard
77.0%
Oxnard +
San Jose
30.9%
Spanish at Home
Oxnard
N/A
San Jose
N/A
| Metric | Oxnard, CA | San Jose, CA | Better |
|---|---|---|---|
| Population | 201,014 | 990,054 | San Jose + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.0 | 38.1 | Oxnard + |
| Foreign Born | 33.8% | 41.6% | San Jose + |
| White | 36.9% | 29.0% | Oxnard + |
| Black | 1.8% | 2.9% | San Jose + |
| Asian | 6.6% | 38.6% | San Jose + |
| Hispanic | 77.0% | 30.9% | Oxnard + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Oxnard
$93,372
San Jose
$141,565
San Jose +
Per Capita Income
Oxnard
$30,413
San Jose
$63,253
San Jose +
Per Capita Personal Income (MSA)
BEA MSA-level
Oxnard
$77,230
San Jose
$77,230
Tie
Unemployment Rate
Oxnard
6.6%
San Jose
4.7%
San Jose +
Poverty Rate
Oxnard
10.8%
San Jose
7.8%
San Jose +
Bachelor's Degree+
Oxnard
19.6%
San Jose
46.5%
San Jose +
| Metric | Oxnard, CA | San Jose, CA | Better |
|---|---|---|---|
| Median HH Income | $93,372 | $141,565 | San Jose + |
| Per Capita Income | $30,413 | $63,253 | San Jose + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,230 | Tie |
| Unemployment Rate | 6.6% | 4.7% | San Jose + |
| Poverty Rate | 10.8% | 7.8% | San Jose + |
| Bachelor's Degree+ | 19.6% | 46.5% | San Jose + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Oxnard
$765,773
Oxnard +
San Jose
$1,452,609
Homeownership Rate
Oxnard
53.9%
San Jose
56.0%
San Jose +
| Metric | Oxnard, CA | San Jose, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $765,773 | $1,452,609 | Oxnard + |
| Homeownership Rate | 53.9% | 56.0% | San Jose + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Oxnard
503
San Jose
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Oxnard
2388
San Jose
2388
Tie
| Metric | Oxnard, CA | San Jose, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 503 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2388 | Tie |
Health
Obesity Rate
CDC PLACES
Oxnard
28.4%
San Jose
23.7%
San Jose +
Diabetes Rate
CDC PLACES
Oxnard
12.8%
San Jose
11.1%
San Jose +
Poor Mental Health
CDC PLACES — 14+ days/month
Oxnard
17.9%
San Jose
14.9%
San Jose +
No Health Insurance
CDC PLACES
Oxnard
19.2%
San Jose
9.1%
San Jose +
Binge Drinking
CDC PLACES
Oxnard
15.6%
San Jose
13.0%
San Jose +
Current Smokers
CDC PLACES
Oxnard
12.0%
San Jose
9.4%
San Jose +
| Metric | Oxnard, CA | San Jose, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 28.4% | 23.7% | San Jose + |
| Diabetes RateCDC PLACES | 12.8% | 11.1% | San Jose + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.9% | 14.9% | San Jose + |
| No Health InsuranceCDC PLACES | 19.2% | 9.1% | San Jose + |
| Binge DrinkingCDC PLACES | 15.6% | 13.0% | San Jose + |
| Current SmokersCDC PLACES | 12.0% | 9.4% | San Jose + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Oxnard
61.2°F
Oxnard +
San Jose
61.5°F
Annual Precipitation
NOAA 1991–2020 normal
Oxnard
15.3 in
San Jose
14.9 in
San Jose +
| Metric | Oxnard, CA | San Jose, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.2°F | 61.5°F | Oxnard + |
| Annual PrecipitationNOAA 1991–2020 normal | 15.3 in | 14.9 in | San Jose + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Oxnard
7.9 µg/m³
San Jose
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
Oxnard
75.0%
San Jose
75.0%
Tie
| Metric | Oxnard, CA | San Jose, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.9 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Oxnard
27.1 min
Oxnard +
San Jose
30.4 min
| Metric | Oxnard, CA | San Jose, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.1 min | 30.4 min | Oxnard + |
Which City is Right for You?
San Jose leads in median household income at $141,565, while oxnard offers more affordable housing with a median home price of $765,773. On public safety, San Jose is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in Oxnard. San Jose has a lower unemployment rate at 4.7%, and San Jose has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, San Jose scores better with a lower obesity rate of 23.7%.
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