Oxnard CA vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Oxnard, CA
California · Population: 201,014
- Median HH Income$93,372
- Median Home Price$765,773
- Unemployment6.6%
- Bachelor's+19.6%
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Detailed Comparison
Demographics
Population
Oxnard
201,014
Oxnard +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Oxnard
N/A
Schenectady
N/A
Median Age
Oxnard
34.0
Oxnard +
Schenectady
42.3
Foreign Born
Oxnard
33.8%
Oxnard +
Schenectady
6.8%
White
Oxnard
36.9%
Schenectady
86.7%
Schenectady +
Black
Oxnard
1.8%
Schenectady
3.1%
Schenectady +
Asian
Oxnard
6.6%
Oxnard +
Schenectady
3.0%
Hispanic
Oxnard
77.0%
Oxnard +
Schenectady
4.7%
Spanish at Home
Oxnard
N/A
Schenectady
N/A
| Metric | Oxnard, CA | Schenectady, NY | Better |
|---|---|---|---|
| Population | 201,014 | 28,542 | Oxnard + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.0 | 42.3 | Oxnard + |
| Foreign Born | 33.8% | 6.8% | Oxnard + |
| White | 36.9% | 86.7% | Schenectady + |
| Black | 1.8% | 3.1% | Schenectady + |
| Asian | 6.6% | 3.0% | Oxnard + |
| Hispanic | 77.0% | 4.7% | Oxnard + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Oxnard
$93,372
Schenectady
$100,485
Schenectady +
Per Capita Income
Oxnard
$30,413
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Oxnard
$77,230
Schenectady
$77,425
Schenectady +
Unemployment Rate
Oxnard
6.6%
Schenectady
2.3%
Schenectady +
Poverty Rate
Oxnard
10.8%
Schenectady
10.3%
Schenectady +
Bachelor's Degree+
Oxnard
19.6%
Schenectady
58.8%
Schenectady +
| Metric | Oxnard, CA | Schenectady, NY | Better |
|---|---|---|---|
| Median HH Income | $93,372 | $100,485 | Schenectady + |
| Per Capita Income | $30,413 | $62,931 | Schenectady + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,425 | Schenectady + |
| Unemployment Rate | 6.6% | 2.3% | Schenectady + |
| Poverty Rate | 10.8% | 10.3% | Schenectady + |
| Bachelor's Degree+ | 19.6% | 58.8% | Schenectady + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Oxnard
$765,773
Schenectady
$321,835
Schenectady +
Homeownership Rate
Oxnard
53.9%
Schenectady
57.5%
Schenectady +
| Metric | Oxnard, CA | Schenectady, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $765,773 | $321,835 | Schenectady + |
| Homeownership Rate | 53.9% | 57.5% | Schenectady + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Oxnard
503
Schenectady
434
Schenectady +
Property Crime / 100K
FBI CDE (state-level est.)
Oxnard
2388
Schenectady
1736
Schenectady +
| Metric | Oxnard, CA | Schenectady, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 434 | Schenectady + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 1736 | Schenectady + |
Health
Obesity Rate
CDC PLACES
Oxnard
28.4%
Oxnard +
Schenectady
38.6%
Diabetes Rate
CDC PLACES
Oxnard
12.8%
Schenectady
12.3%
Schenectady +
Poor Mental Health
CDC PLACES — 14+ days/month
Oxnard
17.9%
Oxnard +
Schenectady
19.2%
No Health Insurance
CDC PLACES
Oxnard
19.2%
Schenectady
9.7%
Schenectady +
Binge Drinking
CDC PLACES
Oxnard
15.6%
Schenectady
15.2%
Schenectady +
Current Smokers
CDC PLACES
Oxnard
12.0%
Oxnard +
Schenectady
16.9%
| Metric | Oxnard, CA | Schenectady, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 28.4% | 38.6% | Oxnard + |
| Diabetes RateCDC PLACES | 12.8% | 12.3% | Schenectady + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.9% | 19.2% | Oxnard + |
| No Health InsuranceCDC PLACES | 19.2% | 9.7% | Schenectady + |
| Binge DrinkingCDC PLACES | 15.6% | 15.2% | Schenectady + |
| Current SmokersCDC PLACES | 12.0% | 16.9% | Oxnard + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Oxnard
61.2°F
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Oxnard
15.3 in
Schenectady
N/A
| Metric | Oxnard, CA | Schenectady, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 15.3 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Oxnard
7.9 µg/m³
Oxnard +
Schenectady
8.1 µg/m³
Good Air Days
AQI ≤ 50
Oxnard
75.0%
Schenectady
75.0%
Tie
| Metric | Oxnard, CA | Schenectady, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 8.1 µg/m³ | Oxnard + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Oxnard
27.1 min
Schenectady
26.2 min
Schenectady +
| Metric | Oxnard, CA | Schenectady, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.1 min | 26.2 min | Schenectady + |
Which City is Right for You?
Schenectady leads in median household income at $100,485, while schenectady offers more affordable housing with a median home price of $321,835. On public safety, Schenectady is safer with a violent crime rate of 434 per 100,000 residents, compared to 503 in Oxnard. Schenectady has a lower unemployment rate at 2.3%, and Oxnard has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oxnard scores better with a lower obesity rate of 28.4%.
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