Oxnard CA vs South Bend IN — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Oxnard, CA

California · Population: 201,014

  • Median HH Income$93,372
  • Median Home Price$765,773
  • Unemployment6.6%
  • Bachelor's+19.6%

South Bend, IN

Indiana · Population: 102,866

  • Median HH Income$52,512
  • Median Home Price$194,972
  • Unemployment6.0%
  • Bachelor's+29.4%

Detailed Comparison

Demographics

Population
Oxnard
201,014
Oxnard +
South Bend
102,866
Pop. Density / sq mi
Lower = more space
Oxnard
N/A
South Bend
N/A
Median Age
Oxnard
34.0
South Bend
33.9
South Bend +
Foreign Born
Oxnard
33.8%
Oxnard +
South Bend
8.9%
White
Oxnard
36.9%
South Bend
54.1%
South Bend +
Black
Oxnard
1.8%
South Bend
24.4%
South Bend +
Asian
Oxnard
6.6%
Oxnard +
South Bend
1.7%
Hispanic
Oxnard
77.0%
Oxnard +
South Bend
17.3%
Spanish at Home
Oxnard
N/A
South Bend
N/A

Economy

Median HH Income
Oxnard
$93,372
Oxnard +
South Bend
$52,512
Per Capita Income
Oxnard
$30,413
Oxnard +
South Bend
$29,511
Per Capita Personal Income (MSA)
BEA MSA-level
Oxnard
$77,230
Oxnard +
South Bend
$58,697
Unemployment Rate
Oxnard
6.6%
South Bend
6.0%
South Bend +
Poverty Rate
Oxnard
10.8%
Oxnard +
South Bend
22.6%
Bachelor's Degree+
Oxnard
19.6%
South Bend
29.4%
South Bend +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Oxnard
$765,773
South Bend
$194,972
South Bend +
Homeownership Rate
Oxnard
53.9%
South Bend
58.8%
South Bend +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Oxnard
503
South Bend
370
South Bend +
Property Crime / 100K
FBI CDE (state-level est.)
Oxnard
2388
South Bend
1719
South Bend +

Health

Obesity Rate
CDC PLACES
Oxnard
28.4%
Oxnard +
South Bend
39.7%
Diabetes Rate
CDC PLACES
Oxnard
12.8%
Oxnard +
South Bend
15.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Oxnard
17.9%
Oxnard +
South Bend
20.3%
No Health Insurance
CDC PLACES
Oxnard
19.2%
South Bend
12.6%
South Bend +
Binge Drinking
CDC PLACES
Oxnard
15.6%
South Bend
15.3%
South Bend +
Current Smokers
CDC PLACES
Oxnard
12.0%
Oxnard +
South Bend
18.2%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Oxnard
61.2°F
South Bend
49.8°F
South Bend +
Annual Precipitation
NOAA 1991–2020 normal
Oxnard
15.3 in
Oxnard +
South Bend
38.0 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Oxnard
7.9 µg/m³
Oxnard +
South Bend
10.1 µg/m³
Good Air Days
AQI ≤ 50
Oxnard
75.0%
Oxnard +
South Bend
55.0%

Commute

Mean Commute Time
Census ACS
Oxnard
27.1 min
South Bend
21.6 min
South Bend +

Which City is Right for You?

Oxnard leads in median household income at $93,372, while south Bend offers more affordable housing with a median home price of $194,972. On public safety, South Bend is safer with a violent crime rate of 370 per 100,000 residents, compared to 503 in Oxnard. South Bend has a lower unemployment rate at 6.0%, and Oxnard has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oxnard scores better with a lower obesity rate of 28.4%.

Compare More Cities

About Oxnard & South Bend