Oxnard CA vs Surprise AZ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Oxnard, CA
California · Population: 201,014
- Median HH Income$93,372
- Median Home Price$765,773
- Unemployment6.6%
- Bachelor's+19.6%
Surprise, AZ
Arizona · Population: 149,519
- Median HH Income$93,371
- Median Home Price$422,520
- Unemployment4.2%
- Bachelor's+31.0%
Detailed Comparison
Demographics
Population
Oxnard
201,014
Oxnard +
Surprise
149,519
Pop. Density / sq mi
Lower = more space
Oxnard
N/A
Surprise
N/A
Median Age
Oxnard
34.0
Oxnard +
Surprise
41.6
Foreign Born
Oxnard
33.8%
Oxnard +
Surprise
6.8%
White
Oxnard
36.9%
Surprise
75.0%
Surprise +
Black
Oxnard
1.8%
Surprise
4.8%
Surprise +
Asian
Oxnard
6.6%
Oxnard +
Surprise
2.6%
Hispanic
Oxnard
77.0%
Oxnard +
Surprise
19.2%
Spanish at Home
Oxnard
N/A
Surprise
N/A
| Metric | Oxnard, CA | Surprise, AZ | Better |
|---|---|---|---|
| Population | 201,014 | 149,519 | Oxnard + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.0 | 41.6 | Oxnard + |
| Foreign Born | 33.8% | 6.8% | Oxnard + |
| White | 36.9% | 75.0% | Surprise + |
| Black | 1.8% | 4.8% | Surprise + |
| Asian | 6.6% | 2.6% | Oxnard + |
| Hispanic | 77.0% | 19.2% | Oxnard + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Oxnard
$93,372
Oxnard +
Surprise
$93,371
Per Capita Income
Oxnard
$30,413
Surprise
$39,604
Surprise +
Per Capita Personal Income (MSA)
BEA MSA-level
Oxnard
$77,230
Oxnard +
Surprise
$59,120
Unemployment Rate
Oxnard
6.6%
Surprise
4.2%
Surprise +
Poverty Rate
Oxnard
10.8%
Surprise
7.8%
Surprise +
Bachelor's Degree+
Oxnard
19.6%
Surprise
31.0%
Surprise +
| Metric | Oxnard, CA | Surprise, AZ | Better |
|---|---|---|---|
| Median HH Income | $93,372 | $93,371 | Oxnard + |
| Per Capita Income | $30,413 | $39,604 | Surprise + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $59,120 | Oxnard + |
| Unemployment Rate | 6.6% | 4.2% | Surprise + |
| Poverty Rate | 10.8% | 7.8% | Surprise + |
| Bachelor's Degree+ | 19.6% | 31.0% | Surprise + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Oxnard
$765,773
Surprise
$422,520
Surprise +
Homeownership Rate
Oxnard
53.9%
Surprise
79.0%
Surprise +
| Metric | Oxnard, CA | Surprise, AZ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $765,773 | $422,520 | Surprise + |
| Homeownership Rate | 53.9% | 79.0% | Surprise + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Oxnard
503
Surprise
450
Surprise +
Property Crime / 100K
FBI CDE (state-level est.)
Oxnard
2388
Surprise
2150
Surprise +
| Metric | Oxnard, CA | Surprise, AZ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 450 | Surprise + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2150 | Surprise + |
Health
Obesity Rate
CDC PLACES
Oxnard
28.4%
Oxnard +
Surprise
29.4%
Diabetes Rate
CDC PLACES
Oxnard
12.8%
Surprise
11.2%
Surprise +
Poor Mental Health
CDC PLACES — 14+ days/month
Oxnard
17.9%
Surprise
14.2%
Surprise +
No Health Insurance
CDC PLACES
Oxnard
19.2%
Surprise
10.5%
Surprise +
Binge Drinking
CDC PLACES
Oxnard
15.6%
Surprise
14.9%
Surprise +
Current Smokers
CDC PLACES
Oxnard
12.0%
Surprise
10.4%
Surprise +
| Metric | Oxnard, CA | Surprise, AZ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 28.4% | 29.4% | Oxnard + |
| Diabetes RateCDC PLACES | 12.8% | 11.2% | Surprise + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.9% | 14.2% | Surprise + |
| No Health InsuranceCDC PLACES | 19.2% | 10.5% | Surprise + |
| Binge DrinkingCDC PLACES | 15.6% | 14.9% | Surprise + |
| Current SmokersCDC PLACES | 12.0% | 10.4% | Surprise + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Oxnard
61.2°F
Surprise
N/A
Annual Precipitation
NOAA 1991–2020 normal
Oxnard
15.3 in
Surprise
N/A
| Metric | Oxnard, CA | Surprise, AZ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 15.3 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Oxnard
7.9 µg/m³
Surprise
7.1 µg/m³
Surprise +
Good Air Days
AQI ≤ 50
Oxnard
75.0%
Surprise
75.0%
Tie
| Metric | Oxnard, CA | Surprise, AZ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.1 µg/m³ | Surprise + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Oxnard
27.1 min
Oxnard +
Surprise
32.8 min
| Metric | Oxnard, CA | Surprise, AZ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.1 min | 32.8 min | Oxnard + |
Which City is Right for You?
Oxnard leads in median household income at $93,372, while surprise offers more affordable housing with a median home price of $422,520. On public safety, Surprise is safer with a violent crime rate of 450 per 100,000 residents, compared to 503 in Oxnard. Surprise has a lower unemployment rate at 4.2%, and Surprise has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Oxnard scores better with a lower obesity rate of 28.4%.
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