Palm Bay FL vs Round Rock TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Palm Bay, FL
Florida · Population: 125,273
- Median HH Income$67,521
- Median Home Price$304,173
- Unemployment5.9%
- Bachelor's+22.6%
Round Rock, TX
Texas · Population: 124,288
- Median HH Income$97,187
- Median Home Price$411,570
- Unemployment3.6%
- Bachelor's+43.6%
Detailed Comparison
Demographics
Population
Palm Bay
125,273
Palm Bay +
Round Rock
124,288
Pop. Density / sq mi
Lower = more space
Palm Bay
N/A
Round Rock
N/A
Median Age
Palm Bay
41.3
Round Rock
36.2
Round Rock +
Foreign Born
Palm Bay
15.1%
Round Rock
15.5%
Round Rock +
White
Palm Bay
59.2%
Palm Bay +
Round Rock
58.3%
Black
Palm Bay
19.3%
Palm Bay +
Round Rock
11.2%
Asian
Palm Bay
2.1%
Round Rock
7.3%
Round Rock +
Hispanic
Palm Bay
19.7%
Round Rock
29.1%
Round Rock +
Spanish at Home
Palm Bay
N/A
Round Rock
N/A
| Metric | Palm Bay, FL | Round Rock, TX | Better |
|---|---|---|---|
| Population | 125,273 | 124,288 | Palm Bay + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 41.3 | 36.2 | Round Rock + |
| Foreign Born | 15.1% | 15.5% | Round Rock + |
| White | 59.2% | 58.3% | Palm Bay + |
| Black | 19.3% | 11.2% | Palm Bay + |
| Asian | 2.1% | 7.3% | Round Rock + |
| Hispanic | 19.7% | 29.1% | Round Rock + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Palm Bay
$67,521
Round Rock
$97,187
Round Rock +
Per Capita Income
Palm Bay
$34,474
Round Rock
$47,829
Round Rock +
Per Capita Personal Income (MSA)
BEA MSA-level
Palm Bay
$65,328
Palm Bay +
Round Rock
$63,758
Unemployment Rate
Palm Bay
5.9%
Round Rock
3.6%
Round Rock +
Poverty Rate
Palm Bay
11.6%
Round Rock
7.7%
Round Rock +
Bachelor's Degree+
Palm Bay
22.6%
Round Rock
43.6%
Round Rock +
| Metric | Palm Bay, FL | Round Rock, TX | Better |
|---|---|---|---|
| Median HH Income | $67,521 | $97,187 | Round Rock + |
| Per Capita Income | $34,474 | $47,829 | Round Rock + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $63,758 | Palm Bay + |
| Unemployment Rate | 5.9% | 3.6% | Round Rock + |
| Poverty Rate | 11.6% | 7.7% | Round Rock + |
| Bachelor's Degree+ | 22.6% | 43.6% | Round Rock + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Palm Bay
$304,173
Palm Bay +
Round Rock
$411,570
Homeownership Rate
Palm Bay
79.3%
Palm Bay +
Round Rock
56.3%
| Metric | Palm Bay, FL | Round Rock, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $304,173 | $411,570 | Palm Bay + |
| Homeownership Rate | 79.3% | 56.3% | Palm Bay + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Palm Bay
324
Palm Bay +
Round Rock
442
Property Crime / 100K
FBI CDE (state-level est.)
Palm Bay
1453
Palm Bay +
Round Rock
2339
| Metric | Palm Bay, FL | Round Rock, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 442 | Palm Bay + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 2339 | Palm Bay + |
Health
Obesity Rate
CDC PLACES
Palm Bay
36.5%
Round Rock
34.2%
Round Rock +
Diabetes Rate
CDC PLACES
Palm Bay
14.0%
Round Rock
9.8%
Round Rock +
Poor Mental Health
CDC PLACES — 14+ days/month
Palm Bay
17.6%
Round Rock
16.6%
Round Rock +
No Health Insurance
CDC PLACES
Palm Bay
14.2%
Round Rock
14.1%
Round Rock +
Binge Drinking
CDC PLACES
Palm Bay
14.4%
Palm Bay +
Round Rock
17.3%
Current Smokers
CDC PLACES
Palm Bay
14.5%
Round Rock
10.6%
Round Rock +
| Metric | Palm Bay, FL | Round Rock, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.5% | 34.2% | Round Rock + |
| Diabetes RateCDC PLACES | 14.0% | 9.8% | Round Rock + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 16.6% | Round Rock + |
| No Health InsuranceCDC PLACES | 14.2% | 14.1% | Round Rock + |
| Binge DrinkingCDC PLACES | 14.4% | 17.3% | Palm Bay + |
| Current SmokersCDC PLACES | 14.5% | 10.6% | Round Rock + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Palm Bay
N/A
Round Rock
N/A
Annual Precipitation
NOAA 1991–2020 normal
Palm Bay
N/A
Round Rock
35.7 in
| Metric | Palm Bay, FL | Round Rock, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 35.7 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Palm Bay
7.2 µg/m³
Palm Bay +
Round Rock
9.2 µg/m³
Good Air Days
AQI ≤ 50
Palm Bay
75.0%
Palm Bay +
Round Rock
55.0%
| Metric | Palm Bay, FL | Round Rock, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 9.2 µg/m³ | Palm Bay + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Palm Bay + |
Commute
Mean Commute Time
Census ACS
Palm Bay
29.6 min
Round Rock
26.1 min
Round Rock +
| Metric | Palm Bay, FL | Round Rock, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.6 min | 26.1 min | Round Rock + |
Which City is Right for You?
Round Rock leads in median household income at $97,187, while palm Bay offers more affordable housing with a median home price of $304,173. On public safety, Palm Bay is safer with a violent crime rate of 324 per 100,000 residents, compared to 442 in Round Rock. Round Rock has a lower unemployment rate at 3.6%, and Palm Bay has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Round Rock scores better with a lower obesity rate of 34.2%.
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