Palm Bay FL vs Saint Paul MN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Palm Bay, FL
Florida · Population: 125,273
- Median HH Income$67,521
- Median Home Price$304,173
- Unemployment5.9%
- Bachelor's+22.6%
Saint Paul, MN
Minnesota · Population: 307,762
- Median HH Income$73,055
- Median Home Price$297,021
- Unemployment4.9%
- Bachelor's+43.5%
Detailed Comparison
Demographics
Population
Palm Bay
125,273
Saint Paul
307,762
Saint Paul +
Pop. Density / sq mi
Lower = more space
Palm Bay
N/A
Saint Paul
N/A
Median Age
Palm Bay
41.3
Saint Paul
33.5
Saint Paul +
Foreign Born
Palm Bay
15.1%
Saint Paul
18.7%
Saint Paul +
White
Palm Bay
59.2%
Palm Bay +
Saint Paul
53.2%
Black
Palm Bay
19.3%
Palm Bay +
Saint Paul
16.2%
Asian
Palm Bay
2.1%
Saint Paul
17.9%
Saint Paul +
Hispanic
Palm Bay
19.7%
Palm Bay +
Saint Paul
9.1%
Spanish at Home
Palm Bay
N/A
Saint Paul
N/A
| Metric | Palm Bay, FL | Saint Paul, MN | Better |
|---|---|---|---|
| Population | 125,273 | 307,762 | Saint Paul + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 41.3 | 33.5 | Saint Paul + |
| Foreign Born | 15.1% | 18.7% | Saint Paul + |
| White | 59.2% | 53.2% | Palm Bay + |
| Black | 19.3% | 16.2% | Palm Bay + |
| Asian | 2.1% | 17.9% | Saint Paul + |
| Hispanic | 19.7% | 9.1% | Palm Bay + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Palm Bay
$67,521
Saint Paul
$73,055
Saint Paul +
Per Capita Income
Palm Bay
$34,474
Saint Paul
$41,594
Saint Paul +
Per Capita Personal Income (MSA)
BEA MSA-level
Palm Bay
$65,328
Saint Paul
$69,467
Saint Paul +
Unemployment Rate
Palm Bay
5.9%
Saint Paul
4.9%
Saint Paul +
Poverty Rate
Palm Bay
11.6%
Palm Bay +
Saint Paul
15.8%
Bachelor's Degree+
Palm Bay
22.6%
Saint Paul
43.5%
Saint Paul +
| Metric | Palm Bay, FL | Saint Paul, MN | Better |
|---|---|---|---|
| Median HH Income | $67,521 | $73,055 | Saint Paul + |
| Per Capita Income | $34,474 | $41,594 | Saint Paul + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $69,467 | Saint Paul + |
| Unemployment Rate | 5.9% | 4.9% | Saint Paul + |
| Poverty Rate | 11.6% | 15.8% | Palm Bay + |
| Bachelor's Degree+ | 22.6% | 43.5% | Saint Paul + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Palm Bay
$304,173
Saint Paul
$297,021
Saint Paul +
Homeownership Rate
Palm Bay
79.3%
Palm Bay +
Saint Paul
53.2%
| Metric | Palm Bay, FL | Saint Paul, MN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $304,173 | $297,021 | Saint Paul + |
| Homeownership Rate | 79.3% | 53.2% | Palm Bay + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Palm Bay
324
Saint Paul
284
Saint Paul +
Property Crime / 100K
FBI CDE (state-level est.)
Palm Bay
1453
Palm Bay +
Saint Paul
1992
| Metric | Palm Bay, FL | Saint Paul, MN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 284 | Saint Paul + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1992 | Palm Bay + |
Health
Obesity Rate
CDC PLACES
Palm Bay
36.5%
Saint Paul
N/A
Diabetes Rate
CDC PLACES
Palm Bay
14.0%
Saint Paul
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Palm Bay
17.6%
Saint Paul
N/A
No Health Insurance
CDC PLACES
Palm Bay
14.2%
Saint Paul
N/A
Binge Drinking
CDC PLACES
Palm Bay
14.4%
Saint Paul
N/A
Current Smokers
CDC PLACES
Palm Bay
14.5%
Saint Paul
N/A
| Metric | Palm Bay, FL | Saint Paul, MN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.5% | N/A | - |
| Diabetes RateCDC PLACES | 14.0% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | N/A | - |
| No Health InsuranceCDC PLACES | 14.2% | N/A | - |
| Binge DrinkingCDC PLACES | 14.4% | N/A | - |
| Current SmokersCDC PLACES | 14.5% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Palm Bay
N/A
Saint Paul
N/A
Annual Precipitation
NOAA 1991–2020 normal
Palm Bay
N/A
Saint Paul
N/A
| Metric | Palm Bay, FL | Saint Paul, MN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Palm Bay
7.2 µg/m³
Palm Bay +
Saint Paul
8.1 µg/m³
Good Air Days
AQI ≤ 50
Palm Bay
75.0%
Saint Paul
75.0%
Tie
| Metric | Palm Bay, FL | Saint Paul, MN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.1 µg/m³ | Palm Bay + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Palm Bay
29.6 min
Saint Paul
24.1 min
Saint Paul +
| Metric | Palm Bay, FL | Saint Paul, MN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.6 min | 24.1 min | Saint Paul + |
Which City is Right for You?
Saint Paul leads in median household income at $73,055, while saint Paul offers more affordable housing with a median home price of $297,021. On public safety, Saint Paul is safer with a violent crime rate of 284 per 100,000 residents, compared to 324 in Palm Bay. Saint Paul has a lower unemployment rate at 4.9%, and Palm Bay has cleaner air (PM2.5 avg 7.2 µg/m³).
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