Phoenix AZ vs Plano TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Phoenix, AZ
Arizona · Population: 1,624,832
- Median HH Income$77,041
- Median Home Price$411,323
- Unemployment5.1%
- Bachelor's+32.3%
Plano, TX
Texas · Population: 287,339
- Median HH Income$108,649
- Median Home Price$507,575
- Unemployment4.1%
- Bachelor's+59.2%
Detailed Comparison
Demographics
Population
Phoenix
1,624,832
Phoenix +
Plano
287,339
Pop. Density / sq mi
Lower = more space
Phoenix
N/A
Plano
N/A
Median Age
Phoenix
34.8
Phoenix +
Plano
39.3
Foreign Born
Phoenix
19.0%
Plano
28.7%
Plano +
White
Phoenix
53.7%
Phoenix +
Plano
53.2%
Black
Phoenix
7.8%
Plano
9.0%
Plano +
Asian
Phoenix
3.9%
Plano
22.6%
Plano +
Hispanic
Phoenix
41.8%
Phoenix +
Plano
16.2%
Spanish at Home
Phoenix
N/A
Plano
N/A
| Metric | Phoenix, AZ | Plano, TX | Better |
|---|---|---|---|
| Population | 1,624,832 | 287,339 | Phoenix + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.8 | 39.3 | Phoenix + |
| Foreign Born | 19.0% | 28.7% | Plano + |
| White | 53.7% | 53.2% | Phoenix + |
| Black | 7.8% | 9.0% | Plano + |
| Asian | 3.9% | 22.6% | Plano + |
| Hispanic | 41.8% | 16.2% | Phoenix + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Phoenix
$77,041
Plano
$108,649
Plano +
Per Capita Income
Phoenix
$40,309
Plano
$57,753
Plano +
Per Capita Personal Income (MSA)
BEA MSA-level
Phoenix
$59,120
Plano
$63,758
Plano +
Unemployment Rate
Phoenix
5.1%
Plano
4.1%
Plano +
Poverty Rate
Phoenix
14.3%
Plano
7.1%
Plano +
Bachelor's Degree+
Phoenix
32.3%
Plano
59.2%
Plano +
| Metric | Phoenix, AZ | Plano, TX | Better |
|---|---|---|---|
| Median HH Income | $77,041 | $108,649 | Plano + |
| Per Capita Income | $40,309 | $57,753 | Plano + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $63,758 | Plano + |
| Unemployment Rate | 5.1% | 4.1% | Plano + |
| Poverty Rate | 14.3% | 7.1% | Plano + |
| Bachelor's Degree+ | 32.3% | 59.2% | Plano + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Phoenix
$411,323
Phoenix +
Plano
$507,575
Homeownership Rate
Phoenix
57.1%
Phoenix +
Plano
56.6%
| Metric | Phoenix, AZ | Plano, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $411,323 | $507,575 | Phoenix + |
| Homeownership Rate | 57.1% | 56.6% | Phoenix + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Phoenix
450
Plano
442
Plano +
Property Crime / 100K
FBI CDE (state-level est.)
Phoenix
2150
Phoenix +
Plano
2339
| Metric | Phoenix, AZ | Plano, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 450 | 442 | Plano + |
| Property Crime / 100KFBI CDE (state-level est.) | 2150 | 2339 | Phoenix + |
Health
Obesity Rate
CDC PLACES
Phoenix
32.3%
Plano
31.2%
Plano +
Diabetes Rate
CDC PLACES
Phoenix
10.8%
Plano
9.9%
Plano +
Poor Mental Health
CDC PLACES — 14+ days/month
Phoenix
16.2%
Plano
14.0%
Plano +
No Health Insurance
CDC PLACES
Phoenix
17.3%
Plano
10.3%
Plano +
Binge Drinking
CDC PLACES
Phoenix
16.3%
Phoenix +
Plano
16.4%
Current Smokers
CDC PLACES
Phoenix
12.2%
Plano
8.8%
Plano +
| Metric | Phoenix, AZ | Plano, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.3% | 31.2% | Plano + |
| Diabetes RateCDC PLACES | 10.8% | 9.9% | Plano + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.2% | 14.0% | Plano + |
| No Health InsuranceCDC PLACES | 17.3% | 10.3% | Plano + |
| Binge DrinkingCDC PLACES | 16.3% | 16.4% | Phoenix + |
| Current SmokersCDC PLACES | 12.2% | 8.8% | Plano + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Phoenix
72.1°F
Plano
N/A
Annual Precipitation
NOAA 1991–2020 normal
Phoenix
10.8 in
Plano
N/A
| Metric | Phoenix, AZ | Plano, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 72.1°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 10.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Phoenix
7.1 µg/m³
Phoenix +
Plano
9.2 µg/m³
Good Air Days
AQI ≤ 50
Phoenix
75.0%
Phoenix +
Plano
55.0%
| Metric | Phoenix, AZ | Plano, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.1 µg/m³ | 9.2 µg/m³ | Phoenix + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Phoenix + |
Commute
Mean Commute Time
Census ACS
Phoenix
27.7 min
Plano
27.6 min
Plano +
| Metric | Phoenix, AZ | Plano, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.7 min | 27.6 min | Plano + |
Which City is Right for You?
Plano leads in median household income at $108,649, while phoenix offers more affordable housing with a median home price of $411,323. On public safety, Plano is safer with a violent crime rate of 442 per 100,000 residents, compared to 450 in Phoenix. Plano has a lower unemployment rate at 4.1%, and Phoenix has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Plano scores better with a lower obesity rate of 31.2%.
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