Phoenix AZ vs San Bernardino CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Phoenix, AZ
Arizona · Population: 1,624,832
- Median HH Income$77,041
- Median Home Price$411,323
- Unemployment5.1%
- Bachelor's+32.3%
San Bernardino, CA
California · Population: 221,774
- Median HH Income$63,988
- Median Home Price$492,059
- Unemployment6.5%
- Bachelor's+12.8%
Detailed Comparison
Demographics
Population
Phoenix
1,624,832
Phoenix +
San Bernardino
221,774
Pop. Density / sq mi
Lower = more space
Phoenix
N/A
San Bernardino
N/A
Median Age
Phoenix
34.8
San Bernardino
31.9
San Bernardino +
Foreign Born
Phoenix
19.0%
San Bernardino
22.9%
San Bernardino +
White
Phoenix
53.7%
Phoenix +
San Bernardino
27.6%
Black
Phoenix
7.8%
San Bernardino
11.8%
San Bernardino +
Asian
Phoenix
3.9%
San Bernardino
4.1%
San Bernardino +
Hispanic
Phoenix
41.8%
San Bernardino
69.6%
San Bernardino +
Spanish at Home
Phoenix
N/A
San Bernardino
N/A
| Metric | Phoenix, AZ | San Bernardino, CA | Better |
|---|---|---|---|
| Population | 1,624,832 | 221,774 | Phoenix + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.8 | 31.9 | San Bernardino + |
| Foreign Born | 19.0% | 22.9% | San Bernardino + |
| White | 53.7% | 27.6% | Phoenix + |
| Black | 7.8% | 11.8% | San Bernardino + |
| Asian | 3.9% | 4.1% | San Bernardino + |
| Hispanic | 41.8% | 69.6% | San Bernardino + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Phoenix
$77,041
Phoenix +
San Bernardino
$63,988
Per Capita Income
Phoenix
$40,309
Phoenix +
San Bernardino
$23,980
Per Capita Personal Income (MSA)
BEA MSA-level
Phoenix
$59,120
San Bernardino
$77,230
San Bernardino +
Unemployment Rate
Phoenix
5.1%
Phoenix +
San Bernardino
6.5%
Poverty Rate
Phoenix
14.3%
Phoenix +
San Bernardino
19.5%
Bachelor's Degree+
Phoenix
32.3%
Phoenix +
San Bernardino
12.8%
| Metric | Phoenix, AZ | San Bernardino, CA | Better |
|---|---|---|---|
| Median HH Income | $77,041 | $63,988 | Phoenix + |
| Per Capita Income | $40,309 | $23,980 | Phoenix + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $77,230 | San Bernardino + |
| Unemployment Rate | 5.1% | 6.5% | Phoenix + |
| Poverty Rate | 14.3% | 19.5% | Phoenix + |
| Bachelor's Degree+ | 32.3% | 12.8% | Phoenix + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Phoenix
$411,323
Phoenix +
San Bernardino
$492,059
Homeownership Rate
Phoenix
57.1%
Phoenix +
San Bernardino
48.5%
| Metric | Phoenix, AZ | San Bernardino, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $411,323 | $492,059 | Phoenix + |
| Homeownership Rate | 57.1% | 48.5% | Phoenix + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Phoenix
450
Phoenix +
San Bernardino
503
Property Crime / 100K
FBI CDE (state-level est.)
Phoenix
2150
Phoenix +
San Bernardino
2388
| Metric | Phoenix, AZ | San Bernardino, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 450 | 503 | Phoenix + |
| Property Crime / 100KFBI CDE (state-level est.) | 2150 | 2388 | Phoenix + |
Health
Obesity Rate
CDC PLACES
Phoenix
32.3%
Phoenix +
San Bernardino
37.1%
Diabetes Rate
CDC PLACES
Phoenix
10.8%
Phoenix +
San Bernardino
13.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Phoenix
16.2%
Phoenix +
San Bernardino
20.0%
No Health Insurance
CDC PLACES
Phoenix
17.3%
Phoenix +
San Bernardino
20.2%
Binge Drinking
CDC PLACES
Phoenix
16.3%
San Bernardino
15.2%
San Bernardino +
Current Smokers
CDC PLACES
Phoenix
12.2%
Phoenix +
San Bernardino
15.1%
| Metric | Phoenix, AZ | San Bernardino, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.3% | 37.1% | Phoenix + |
| Diabetes RateCDC PLACES | 10.8% | 13.6% | Phoenix + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.2% | 20.0% | Phoenix + |
| No Health InsuranceCDC PLACES | 17.3% | 20.2% | Phoenix + |
| Binge DrinkingCDC PLACES | 16.3% | 15.2% | San Bernardino + |
| Current SmokersCDC PLACES | 12.2% | 15.1% | Phoenix + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Phoenix
72.1°F
San Bernardino
N/A
Annual Precipitation
NOAA 1991–2020 normal
Phoenix
10.8 in
San Bernardino
N/A
| Metric | Phoenix, AZ | San Bernardino, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 72.1°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 10.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Phoenix
7.1 µg/m³
Phoenix +
San Bernardino
7.9 µg/m³
Good Air Days
AQI ≤ 50
Phoenix
75.0%
San Bernardino
75.0%
Tie
| Metric | Phoenix, AZ | San Bernardino, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.1 µg/m³ | 7.9 µg/m³ | Phoenix + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Phoenix
27.7 min
Phoenix +
San Bernardino
30.7 min
| Metric | Phoenix, AZ | San Bernardino, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.7 min | 30.7 min | Phoenix + |
Which City is Right for You?
Phoenix leads in median household income at $77,041, while phoenix offers more affordable housing with a median home price of $411,323. On public safety, Phoenix is safer with a violent crime rate of 450 per 100,000 residents, compared to 503 in San Bernardino. Phoenix has a lower unemployment rate at 5.1%, and Phoenix has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Phoenix scores better with a lower obesity rate of 32.3%.
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