Phoenix AZ vs South Bend IN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Phoenix, AZ
Arizona · Population: 1,624,832
- Median HH Income$77,041
- Median Home Price$411,323
- Unemployment5.1%
- Bachelor's+32.3%
South Bend, IN
Indiana · Population: 102,866
- Median HH Income$52,512
- Median Home Price$194,972
- Unemployment6.0%
- Bachelor's+29.4%
Detailed Comparison
Demographics
Population
Phoenix
1,624,832
Phoenix +
South Bend
102,866
Pop. Density / sq mi
Lower = more space
Phoenix
N/A
South Bend
N/A
Median Age
Phoenix
34.8
South Bend
33.9
South Bend +
Foreign Born
Phoenix
19.0%
Phoenix +
South Bend
8.9%
White
Phoenix
53.7%
South Bend
54.1%
South Bend +
Black
Phoenix
7.8%
South Bend
24.4%
South Bend +
Asian
Phoenix
3.9%
Phoenix +
South Bend
1.7%
Hispanic
Phoenix
41.8%
Phoenix +
South Bend
17.3%
Spanish at Home
Phoenix
N/A
South Bend
N/A
| Metric | Phoenix, AZ | South Bend, IN | Better |
|---|---|---|---|
| Population | 1,624,832 | 102,866 | Phoenix + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.8 | 33.9 | South Bend + |
| Foreign Born | 19.0% | 8.9% | Phoenix + |
| White | 53.7% | 54.1% | South Bend + |
| Black | 7.8% | 24.4% | South Bend + |
| Asian | 3.9% | 1.7% | Phoenix + |
| Hispanic | 41.8% | 17.3% | Phoenix + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Phoenix
$77,041
Phoenix +
South Bend
$52,512
Per Capita Income
Phoenix
$40,309
Phoenix +
South Bend
$29,511
Per Capita Personal Income (MSA)
BEA MSA-level
Phoenix
$59,120
Phoenix +
South Bend
$58,697
Unemployment Rate
Phoenix
5.1%
Phoenix +
South Bend
6.0%
Poverty Rate
Phoenix
14.3%
Phoenix +
South Bend
22.6%
Bachelor's Degree+
Phoenix
32.3%
Phoenix +
South Bend
29.4%
| Metric | Phoenix, AZ | South Bend, IN | Better |
|---|---|---|---|
| Median HH Income | $77,041 | $52,512 | Phoenix + |
| Per Capita Income | $40,309 | $29,511 | Phoenix + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $58,697 | Phoenix + |
| Unemployment Rate | 5.1% | 6.0% | Phoenix + |
| Poverty Rate | 14.3% | 22.6% | Phoenix + |
| Bachelor's Degree+ | 32.3% | 29.4% | Phoenix + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Phoenix
$411,323
South Bend
$194,972
South Bend +
Homeownership Rate
Phoenix
57.1%
South Bend
58.8%
South Bend +
| Metric | Phoenix, AZ | South Bend, IN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $411,323 | $194,972 | South Bend + |
| Homeownership Rate | 57.1% | 58.8% | South Bend + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Phoenix
450
South Bend
370
South Bend +
Property Crime / 100K
FBI CDE (state-level est.)
Phoenix
2150
South Bend
1719
South Bend +
| Metric | Phoenix, AZ | South Bend, IN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 450 | 370 | South Bend + |
| Property Crime / 100KFBI CDE (state-level est.) | 2150 | 1719 | South Bend + |
Health
Obesity Rate
CDC PLACES
Phoenix
32.3%
Phoenix +
South Bend
39.7%
Diabetes Rate
CDC PLACES
Phoenix
10.8%
Phoenix +
South Bend
15.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Phoenix
16.2%
Phoenix +
South Bend
20.3%
No Health Insurance
CDC PLACES
Phoenix
17.3%
South Bend
12.6%
South Bend +
Binge Drinking
CDC PLACES
Phoenix
16.3%
South Bend
15.3%
South Bend +
Current Smokers
CDC PLACES
Phoenix
12.2%
Phoenix +
South Bend
18.2%
| Metric | Phoenix, AZ | South Bend, IN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.3% | 39.7% | Phoenix + |
| Diabetes RateCDC PLACES | 10.8% | 15.2% | Phoenix + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.2% | 20.3% | Phoenix + |
| No Health InsuranceCDC PLACES | 17.3% | 12.6% | South Bend + |
| Binge DrinkingCDC PLACES | 16.3% | 15.3% | South Bend + |
| Current SmokersCDC PLACES | 12.2% | 18.2% | Phoenix + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Phoenix
72.1°F
South Bend
49.8°F
South Bend +
Annual Precipitation
NOAA 1991–2020 normal
Phoenix
10.8 in
Phoenix +
South Bend
38.0 in
| Metric | Phoenix, AZ | South Bend, IN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 72.1°F | 49.8°F | South Bend + |
| Annual PrecipitationNOAA 1991–2020 normal | 10.8 in | 38.0 in | Phoenix + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Phoenix
7.1 µg/m³
Phoenix +
South Bend
10.1 µg/m³
Good Air Days
AQI ≤ 50
Phoenix
75.0%
Phoenix +
South Bend
55.0%
| Metric | Phoenix, AZ | South Bend, IN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.1 µg/m³ | 10.1 µg/m³ | Phoenix + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Phoenix + |
Commute
Mean Commute Time
Census ACS
Phoenix
27.7 min
South Bend
21.6 min
South Bend +
| Metric | Phoenix, AZ | South Bend, IN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.7 min | 21.6 min | South Bend + |
Which City is Right for You?
Phoenix leads in median household income at $77,041, while south Bend offers more affordable housing with a median home price of $194,972. On public safety, South Bend is safer with a violent crime rate of 370 per 100,000 residents, compared to 450 in Phoenix. Phoenix has a lower unemployment rate at 5.1%, and Phoenix has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Phoenix scores better with a lower obesity rate of 32.3%.
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