Raleigh NC vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Raleigh, NC
North Carolina · Population: 470,763
- Median HH Income$82,424
- Median Home Price$435,807
- Unemployment4.5%
- Bachelor's+52.9%
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Detailed Comparison
Demographics
Population
Raleigh
470,763
Raleigh +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Raleigh
N/A
Schenectady
N/A
Median Age
Raleigh
34.7
Raleigh +
Schenectady
42.3
Foreign Born
Raleigh
13.6%
Raleigh +
Schenectady
6.8%
White
Raleigh
53.8%
Schenectady
86.7%
Schenectady +
Black
Raleigh
27.5%
Raleigh +
Schenectady
3.1%
Asian
Raleigh
4.7%
Raleigh +
Schenectady
3.0%
Hispanic
Raleigh
12.7%
Raleigh +
Schenectady
4.7%
Spanish at Home
Raleigh
N/A
Schenectady
N/A
| Metric | Raleigh, NC | Schenectady, NY | Better |
|---|---|---|---|
| Population | 470,763 | 28,542 | Raleigh + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.7 | 42.3 | Raleigh + |
| Foreign Born | 13.6% | 6.8% | Raleigh + |
| White | 53.8% | 86.7% | Schenectady + |
| Black | 27.5% | 3.1% | Raleigh + |
| Asian | 4.7% | 3.0% | Raleigh + |
| Hispanic | 12.7% | 4.7% | Raleigh + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Raleigh
$82,424
Schenectady
$100,485
Schenectady +
Per Capita Income
Raleigh
$49,948
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Raleigh
$59,120
Schenectady
$77,425
Schenectady +
Unemployment Rate
Raleigh
4.5%
Schenectady
2.3%
Schenectady +
Poverty Rate
Raleigh
11.4%
Schenectady
10.3%
Schenectady +
Bachelor's Degree+
Raleigh
52.9%
Schenectady
58.8%
Schenectady +
| Metric | Raleigh, NC | Schenectady, NY | Better |
|---|---|---|---|
| Median HH Income | $82,424 | $100,485 | Schenectady + |
| Per Capita Income | $49,948 | $62,931 | Schenectady + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $77,425 | Schenectady + |
| Unemployment Rate | 4.5% | 2.3% | Schenectady + |
| Poverty Rate | 11.4% | 10.3% | Schenectady + |
| Bachelor's Degree+ | 52.9% | 58.8% | Schenectady + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Raleigh
$435,807
Schenectady
$321,835
Schenectady +
Homeownership Rate
Raleigh
51.2%
Schenectady
57.5%
Schenectady +
| Metric | Raleigh, NC | Schenectady, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $435,807 | $321,835 | Schenectady + |
| Homeownership Rate | 51.2% | 57.5% | Schenectady + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Raleigh
398
Raleigh +
Schenectady
434
Property Crime / 100K
FBI CDE (state-level est.)
Raleigh
1999
Schenectady
1736
Schenectady +
| Metric | Raleigh, NC | Schenectady, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 434 | Raleigh + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 1736 | Schenectady + |
Health
Obesity Rate
CDC PLACES
Raleigh
30.9%
Raleigh +
Schenectady
38.6%
Diabetes Rate
CDC PLACES
Raleigh
9.1%
Raleigh +
Schenectady
12.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Raleigh
16.6%
Raleigh +
Schenectady
19.2%
No Health Insurance
CDC PLACES
Raleigh
9.7%
Schenectady
9.7%
Tie
Binge Drinking
CDC PLACES
Raleigh
15.3%
Schenectady
15.2%
Schenectady +
Current Smokers
CDC PLACES
Raleigh
10.5%
Raleigh +
Schenectady
16.9%
| Metric | Raleigh, NC | Schenectady, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.9% | 38.6% | Raleigh + |
| Diabetes RateCDC PLACES | 9.1% | 12.3% | Raleigh + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 19.2% | Raleigh + |
| No Health InsuranceCDC PLACES | 9.7% | 9.7% | Tie |
| Binge DrinkingCDC PLACES | 15.3% | 15.2% | Schenectady + |
| Current SmokersCDC PLACES | 10.5% | 16.9% | Raleigh + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Raleigh
61.1°F
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Raleigh
46.2 in
Schenectady
N/A
| Metric | Raleigh, NC | Schenectady, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.1°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 46.2 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Raleigh
8.7 µg/m³
Schenectady
8.1 µg/m³
Schenectady +
Good Air Days
AQI ≤ 50
Raleigh
75.0%
Schenectady
75.0%
Tie
| Metric | Raleigh, NC | Schenectady, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 8.1 µg/m³ | Schenectady + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Raleigh
25.1 min
Raleigh +
Schenectady
26.2 min
| Metric | Raleigh, NC | Schenectady, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.1 min | 26.2 min | Raleigh + |
Which City is Right for You?
Schenectady leads in median household income at $100,485, while schenectady offers more affordable housing with a median home price of $321,835. On public safety, Raleigh is safer with a violent crime rate of 398 per 100,000 residents, compared to 434 in Schenectady. Schenectady has a lower unemployment rate at 2.3%, and Schenectady has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Raleigh scores better with a lower obesity rate of 30.9%.
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