Rancho Cucamonga CA vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Rancho Cucamonga, CA
California · Population: 174,693
- Median HH Income$109,511
- Median Home Price$791,317
- Unemployment5.8%
- Bachelor's+37.3%
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Detailed Comparison
Demographics
Population
Rancho Cucamonga
174,693
Rancho Cucamonga +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Rancho Cucamonga
N/A
Schenectady
N/A
Median Age
Rancho Cucamonga
37.9
Rancho Cucamonga +
Schenectady
42.3
Foreign Born
Rancho Cucamonga
21.1%
Rancho Cucamonga +
Schenectady
6.8%
White
Rancho Cucamonga
44.0%
Schenectady
86.7%
Schenectady +
Black
Rancho Cucamonga
8.3%
Rancho Cucamonga +
Schenectady
3.1%
Asian
Rancho Cucamonga
15.4%
Rancho Cucamonga +
Schenectady
3.0%
Hispanic
Rancho Cucamonga
38.5%
Rancho Cucamonga +
Schenectady
4.7%
Spanish at Home
Rancho Cucamonga
N/A
Schenectady
N/A
| Metric | Rancho Cucamonga, CA | Schenectady, NY | Better |
|---|---|---|---|
| Population | 174,693 | 28,542 | Rancho Cucamonga + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.9 | 42.3 | Rancho Cucamonga + |
| Foreign Born | 21.1% | 6.8% | Rancho Cucamonga + |
| White | 44.0% | 86.7% | Schenectady + |
| Black | 8.3% | 3.1% | Rancho Cucamonga + |
| Asian | 15.4% | 3.0% | Rancho Cucamonga + |
| Hispanic | 38.5% | 4.7% | Rancho Cucamonga + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Rancho Cucamonga
$109,511
Rancho Cucamonga +
Schenectady
$100,485
Per Capita Income
Rancho Cucamonga
$45,626
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Rancho Cucamonga
$77,230
Schenectady
$77,425
Schenectady +
Unemployment Rate
Rancho Cucamonga
5.8%
Schenectady
2.3%
Schenectady +
Poverty Rate
Rancho Cucamonga
8.0%
Rancho Cucamonga +
Schenectady
10.3%
Bachelor's Degree+
Rancho Cucamonga
37.3%
Schenectady
58.8%
Schenectady +
| Metric | Rancho Cucamonga, CA | Schenectady, NY | Better |
|---|---|---|---|
| Median HH Income | $109,511 | $100,485 | Rancho Cucamonga + |
| Per Capita Income | $45,626 | $62,931 | Schenectady + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,425 | Schenectady + |
| Unemployment Rate | 5.8% | 2.3% | Schenectady + |
| Poverty Rate | 8.0% | 10.3% | Rancho Cucamonga + |
| Bachelor's Degree+ | 37.3% | 58.8% | Schenectady + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Rancho Cucamonga
$791,317
Schenectady
$321,835
Schenectady +
Homeownership Rate
Rancho Cucamonga
63.3%
Rancho Cucamonga +
Schenectady
57.5%
| Metric | Rancho Cucamonga, CA | Schenectady, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $791,317 | $321,835 | Schenectady + |
| Homeownership Rate | 63.3% | 57.5% | Rancho Cucamonga + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Rancho Cucamonga
503
Schenectady
434
Schenectady +
Property Crime / 100K
FBI CDE (state-level est.)
Rancho Cucamonga
2388
Schenectady
1736
Schenectady +
| Metric | Rancho Cucamonga, CA | Schenectady, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 434 | Schenectady + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 1736 | Schenectady + |
Health
Obesity Rate
CDC PLACES
Rancho Cucamonga
30.0%
Rancho Cucamonga +
Schenectady
38.6%
Diabetes Rate
CDC PLACES
Rancho Cucamonga
10.5%
Rancho Cucamonga +
Schenectady
12.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Rancho Cucamonga
16.1%
Rancho Cucamonga +
Schenectady
19.2%
No Health Insurance
CDC PLACES
Rancho Cucamonga
8.8%
Rancho Cucamonga +
Schenectady
9.7%
Binge Drinking
CDC PLACES
Rancho Cucamonga
15.8%
Schenectady
15.2%
Schenectady +
Current Smokers
CDC PLACES
Rancho Cucamonga
10.1%
Rancho Cucamonga +
Schenectady
16.9%
| Metric | Rancho Cucamonga, CA | Schenectady, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.0% | 38.6% | Rancho Cucamonga + |
| Diabetes RateCDC PLACES | 10.5% | 12.3% | Rancho Cucamonga + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.1% | 19.2% | Rancho Cucamonga + |
| No Health InsuranceCDC PLACES | 8.8% | 9.7% | Rancho Cucamonga + |
| Binge DrinkingCDC PLACES | 15.8% | 15.2% | Schenectady + |
| Current SmokersCDC PLACES | 10.1% | 16.9% | Rancho Cucamonga + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Rancho Cucamonga
N/A
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Rancho Cucamonga
N/A
Schenectady
N/A
| Metric | Rancho Cucamonga, CA | Schenectady, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Rancho Cucamonga
7.9 µg/m³
Rancho Cucamonga +
Schenectady
8.1 µg/m³
Good Air Days
AQI ≤ 50
Rancho Cucamonga
75.0%
Schenectady
75.0%
Tie
| Metric | Rancho Cucamonga, CA | Schenectady, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 8.1 µg/m³ | Rancho Cucamonga + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Rancho Cucamonga
34.6 min
Schenectady
26.2 min
Schenectady +
| Metric | Rancho Cucamonga, CA | Schenectady, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 34.6 min | 26.2 min | Schenectady + |
Which City is Right for You?
Rancho Cucamonga leads in median household income at $109,511, while schenectady offers more affordable housing with a median home price of $321,835. On public safety, Schenectady is safer with a violent crime rate of 434 per 100,000 residents, compared to 503 in Rancho Cucamonga. Schenectady has a lower unemployment rate at 2.3%, and Rancho Cucamonga has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Rancho Cucamonga scores better with a lower obesity rate of 30.0%.
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