Rapid City SD vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Rapid City, SD
South Dakota · Population: 76,836
- Median HH Income$65,712
- Median Home Price$363,258
- Unemployment3.2%
- Bachelor's+36.4%
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Detailed Comparison
Demographics
Population
Rapid City
76,836
Rapid City +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Rapid City
N/A
Schenectady
N/A
Median Age
Rapid City
39.0
Rapid City +
Schenectady
42.3
Foreign Born
Rapid City
2.3%
Schenectady
6.8%
Schenectady +
White
Rapid City
78.3%
Schenectady
86.7%
Schenectady +
Black
Rapid City
1.6%
Schenectady
3.1%
Schenectady +
Asian
Rapid City
1.3%
Schenectady
3.0%
Schenectady +
Hispanic
Rapid City
5.6%
Rapid City +
Schenectady
4.7%
Spanish at Home
Rapid City
N/A
Schenectady
N/A
| Metric | Rapid City, SD | Schenectady, NY | Better |
|---|---|---|---|
| Population | 76,836 | 28,542 | Rapid City + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.0 | 42.3 | Rapid City + |
| Foreign Born | 2.3% | 6.8% | Schenectady + |
| White | 78.3% | 86.7% | Schenectady + |
| Black | 1.6% | 3.1% | Schenectady + |
| Asian | 1.3% | 3.0% | Schenectady + |
| Hispanic | 5.6% | 4.7% | Rapid City + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Rapid City
$65,712
Schenectady
$100,485
Schenectady +
Per Capita Income
Rapid City
$40,447
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Rapid City
$69,795
Schenectady
$77,425
Schenectady +
Unemployment Rate
Rapid City
3.2%
Schenectady
2.3%
Schenectady +
Poverty Rate
Rapid City
13.3%
Schenectady
10.3%
Schenectady +
Bachelor's Degree+
Rapid City
36.4%
Schenectady
58.8%
Schenectady +
| Metric | Rapid City, SD | Schenectady, NY | Better |
|---|---|---|---|
| Median HH Income | $65,712 | $100,485 | Schenectady + |
| Per Capita Income | $40,447 | $62,931 | Schenectady + |
| Per Capita Personal Income (MSA)BEA MSA-level | $69,795 | $77,425 | Schenectady + |
| Unemployment Rate | 3.2% | 2.3% | Schenectady + |
| Poverty Rate | 13.3% | 10.3% | Schenectady + |
| Bachelor's Degree+ | 36.4% | 58.8% | Schenectady + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Rapid City
$363,258
Schenectady
$321,835
Schenectady +
Homeownership Rate
Rapid City
61.6%
Rapid City +
Schenectady
57.5%
| Metric | Rapid City, SD | Schenectady, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $363,258 | $321,835 | Schenectady + |
| Homeownership Rate | 61.6% | 57.5% | Rapid City + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Rapid City
405
Rapid City +
Schenectady
434
Property Crime / 100K
FBI CDE (state-level est.)
Rapid City
1873
Schenectady
1736
Schenectady +
| Metric | Rapid City, SD | Schenectady, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 405 | 434 | Rapid City + |
| Property Crime / 100KFBI CDE (state-level est.) | 1873 | 1736 | Schenectady + |
Health
Obesity Rate
CDC PLACES
Rapid City
34.0%
Rapid City +
Schenectady
38.6%
Diabetes Rate
CDC PLACES
Rapid City
11.8%
Rapid City +
Schenectady
12.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Rapid City
16.0%
Rapid City +
Schenectady
19.2%
No Health Insurance
CDC PLACES
Rapid City
9.6%
Rapid City +
Schenectady
9.7%
Binge Drinking
CDC PLACES
Rapid City
20.5%
Schenectady
15.2%
Schenectady +
Current Smokers
CDC PLACES
Rapid City
15.9%
Rapid City +
Schenectady
16.9%
| Metric | Rapid City, SD | Schenectady, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 34.0% | 38.6% | Rapid City + |
| Diabetes RateCDC PLACES | 11.8% | 12.3% | Rapid City + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 19.2% | Rapid City + |
| No Health InsuranceCDC PLACES | 9.6% | 9.7% | Rapid City + |
| Binge DrinkingCDC PLACES | 20.5% | 15.2% | Schenectady + |
| Current SmokersCDC PLACES | 15.9% | 16.9% | Rapid City + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Rapid City
46.3°F
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Rapid City
18.4 in
Schenectady
N/A
| Metric | Rapid City, SD | Schenectady, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 46.3°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 18.4 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Rapid City
7.3 µg/m³
Rapid City +
Schenectady
8.1 µg/m³
Good Air Days
AQI ≤ 50
Rapid City
75.0%
Schenectady
75.0%
Tie
| Metric | Rapid City, SD | Schenectady, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.3 µg/m³ | 8.1 µg/m³ | Rapid City + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Rapid City
18.8 min
Rapid City +
Schenectady
26.2 min
| Metric | Rapid City, SD | Schenectady, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.8 min | 26.2 min | Rapid City + |
Which City is Right for You?
Schenectady leads in median household income at $100,485, while schenectady offers more affordable housing with a median home price of $321,835. On public safety, Rapid City is safer with a violent crime rate of 405 per 100,000 residents, compared to 434 in Schenectady. Schenectady has a lower unemployment rate at 2.3%, and Rapid City has cleaner air (PM2.5 avg 7.3 µg/m³). For overall health outcomes, Rapid City scores better with a lower obesity rate of 34.0%.
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