Rapid City SD vs South Bend IN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Rapid City, SD
South Dakota · Population: 76,836
- Median HH Income$65,712
- Median Home Price$363,258
- Unemployment3.2%
- Bachelor's+36.4%
South Bend, IN
Indiana · Population: 102,866
- Median HH Income$52,512
- Median Home Price$194,972
- Unemployment6.0%
- Bachelor's+29.4%
Detailed Comparison
Demographics
Population
Rapid City
76,836
South Bend
102,866
South Bend +
Pop. Density / sq mi
Lower = more space
Rapid City
N/A
South Bend
N/A
Median Age
Rapid City
39.0
South Bend
33.9
South Bend +
Foreign Born
Rapid City
2.3%
South Bend
8.9%
South Bend +
White
Rapid City
78.3%
Rapid City +
South Bend
54.1%
Black
Rapid City
1.6%
South Bend
24.4%
South Bend +
Asian
Rapid City
1.3%
South Bend
1.7%
South Bend +
Hispanic
Rapid City
5.6%
South Bend
17.3%
South Bend +
Spanish at Home
Rapid City
N/A
South Bend
N/A
| Metric | Rapid City, SD | South Bend, IN | Better |
|---|---|---|---|
| Population | 76,836 | 102,866 | South Bend + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.0 | 33.9 | South Bend + |
| Foreign Born | 2.3% | 8.9% | South Bend + |
| White | 78.3% | 54.1% | Rapid City + |
| Black | 1.6% | 24.4% | South Bend + |
| Asian | 1.3% | 1.7% | South Bend + |
| Hispanic | 5.6% | 17.3% | South Bend + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Rapid City
$65,712
Rapid City +
South Bend
$52,512
Per Capita Income
Rapid City
$40,447
Rapid City +
South Bend
$29,511
Per Capita Personal Income (MSA)
BEA MSA-level
Rapid City
$69,795
Rapid City +
South Bend
$58,697
Unemployment Rate
Rapid City
3.2%
Rapid City +
South Bend
6.0%
Poverty Rate
Rapid City
13.3%
Rapid City +
South Bend
22.6%
Bachelor's Degree+
Rapid City
36.4%
Rapid City +
South Bend
29.4%
| Metric | Rapid City, SD | South Bend, IN | Better |
|---|---|---|---|
| Median HH Income | $65,712 | $52,512 | Rapid City + |
| Per Capita Income | $40,447 | $29,511 | Rapid City + |
| Per Capita Personal Income (MSA)BEA MSA-level | $69,795 | $58,697 | Rapid City + |
| Unemployment Rate | 3.2% | 6.0% | Rapid City + |
| Poverty Rate | 13.3% | 22.6% | Rapid City + |
| Bachelor's Degree+ | 36.4% | 29.4% | Rapid City + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Rapid City
$363,258
South Bend
$194,972
South Bend +
Homeownership Rate
Rapid City
61.6%
Rapid City +
South Bend
58.8%
| Metric | Rapid City, SD | South Bend, IN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $363,258 | $194,972 | South Bend + |
| Homeownership Rate | 61.6% | 58.8% | Rapid City + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Rapid City
405
South Bend
370
South Bend +
Property Crime / 100K
FBI CDE (state-level est.)
Rapid City
1873
South Bend
1719
South Bend +
| Metric | Rapid City, SD | South Bend, IN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 405 | 370 | South Bend + |
| Property Crime / 100KFBI CDE (state-level est.) | 1873 | 1719 | South Bend + |
Health
Obesity Rate
CDC PLACES
Rapid City
34.0%
Rapid City +
South Bend
39.7%
Diabetes Rate
CDC PLACES
Rapid City
11.8%
Rapid City +
South Bend
15.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Rapid City
16.0%
Rapid City +
South Bend
20.3%
No Health Insurance
CDC PLACES
Rapid City
9.6%
Rapid City +
South Bend
12.6%
Binge Drinking
CDC PLACES
Rapid City
20.5%
South Bend
15.3%
South Bend +
Current Smokers
CDC PLACES
Rapid City
15.9%
Rapid City +
South Bend
18.2%
| Metric | Rapid City, SD | South Bend, IN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 34.0% | 39.7% | Rapid City + |
| Diabetes RateCDC PLACES | 11.8% | 15.2% | Rapid City + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 20.3% | Rapid City + |
| No Health InsuranceCDC PLACES | 9.6% | 12.6% | Rapid City + |
| Binge DrinkingCDC PLACES | 20.5% | 15.3% | South Bend + |
| Current SmokersCDC PLACES | 15.9% | 18.2% | Rapid City + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Rapid City
46.3°F
Rapid City +
South Bend
49.8°F
Annual Precipitation
NOAA 1991–2020 normal
Rapid City
18.4 in
Rapid City +
South Bend
38.0 in
| Metric | Rapid City, SD | South Bend, IN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 46.3°F | 49.8°F | Rapid City + |
| Annual PrecipitationNOAA 1991–2020 normal | 18.4 in | 38.0 in | Rapid City + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Rapid City
7.3 µg/m³
Rapid City +
South Bend
10.1 µg/m³
Good Air Days
AQI ≤ 50
Rapid City
75.0%
Rapid City +
South Bend
55.0%
| Metric | Rapid City, SD | South Bend, IN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.3 µg/m³ | 10.1 µg/m³ | Rapid City + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Rapid City + |
Commute
Mean Commute Time
Census ACS
Rapid City
18.8 min
Rapid City +
South Bend
21.6 min
| Metric | Rapid City, SD | South Bend, IN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.8 min | 21.6 min | Rapid City + |
Which City is Right for You?
Rapid City leads in median household income at $65,712, while south Bend offers more affordable housing with a median home price of $194,972. On public safety, South Bend is safer with a violent crime rate of 370 per 100,000 residents, compared to 405 in Rapid City. Rapid City has a lower unemployment rate at 3.2%, and Rapid City has cleaner air (PM2.5 avg 7.3 µg/m³). For overall health outcomes, Rapid City scores better with a lower obesity rate of 34.0%.
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