Richmond VA vs South Bend IN — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Richmond, VA

Virginia · Population: 227,595

  • Median HH Income$62,671
  • Median Home Price$374,265
  • Unemployment6.0%
  • Bachelor's+44.1%

South Bend, IN

Indiana · Population: 102,866

  • Median HH Income$52,512
  • Median Home Price$194,972
  • Unemployment6.0%
  • Bachelor's+29.4%

Detailed Comparison

Demographics

Population
Richmond
227,595
Richmond +
South Bend
102,866
Pop. Density / sq mi
Lower = more space
Richmond
N/A
South Bend
N/A
Median Age
Richmond
34.5
South Bend
33.9
South Bend +
Foreign Born
Richmond
8.6%
South Bend
8.9%
South Bend +
White
Richmond
43.2%
South Bend
54.1%
South Bend +
Black
Richmond
42.0%
Richmond +
South Bend
24.4%
Asian
Richmond
2.1%
Richmond +
South Bend
1.7%
Hispanic
Richmond
10.3%
South Bend
17.3%
South Bend +
Spanish at Home
Richmond
N/A
South Bend
N/A

Economy

Median HH Income
Richmond
$62,671
Richmond +
South Bend
$52,512
Per Capita Income
Richmond
$44,249
Richmond +
South Bend
$29,511
Per Capita Personal Income (MSA)
BEA MSA-level
Richmond
$69,581
Richmond +
South Bend
$58,697
Unemployment Rate
Richmond
6.0%
Richmond +
South Bend
6.0%
Poverty Rate
Richmond
18.8%
Richmond +
South Bend
22.6%
Bachelor's Degree+
Richmond
44.1%
Richmond +
South Bend
29.4%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Richmond
$374,265
South Bend
$194,972
South Bend +
Homeownership Rate
Richmond
43.5%
South Bend
58.8%
South Bend +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Richmond
240
Richmond +
South Bend
370
Property Crime / 100K
FBI CDE (state-level est.)
Richmond
1726
South Bend
1719
South Bend +

Health

Obesity Rate
CDC PLACES
Richmond
36.7%
Richmond +
South Bend
39.7%
Diabetes Rate
CDC PLACES
Richmond
12.3%
Richmond +
South Bend
15.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Richmond
18.8%
Richmond +
South Bend
20.3%
No Health Insurance
CDC PLACES
Richmond
10.7%
Richmond +
South Bend
12.6%
Binge Drinking
CDC PLACES
Richmond
16.2%
South Bend
15.3%
South Bend +
Current Smokers
CDC PLACES
Richmond
13.9%
Richmond +
South Bend
18.2%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Richmond
58.9°F
South Bend
49.8°F
South Bend +
Annual Precipitation
NOAA 1991–2020 normal
Richmond
43.6 in
South Bend
38.0 in
South Bend +

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Richmond
8.2 µg/m³
Richmond +
South Bend
10.1 µg/m³
Good Air Days
AQI ≤ 50
Richmond
75.0%
Richmond +
South Bend
55.0%

Commute

Mean Commute Time
Census ACS
Richmond
23.6 min
South Bend
21.6 min
South Bend +

Which City is Right for You?

Richmond leads in median household income at $62,671, while south Bend offers more affordable housing with a median home price of $194,972. On public safety, Richmond is safer with a violent crime rate of 240 per 100,000 residents, compared to 370 in South Bend. Richmond has a lower unemployment rate at 6.0%, and Richmond has cleaner air (PM2.5 avg 8.2 µg/m³). For overall health outcomes, Richmond scores better with a lower obesity rate of 36.7%.

Compare More Cities

About Richmond & South Bend