Richmond VA vs Toledo OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Richmond, VA
Virginia · Population: 227,595
- Median HH Income$62,671
- Median Home Price$374,265
- Unemployment6.0%
- Bachelor's+44.1%
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Detailed Comparison
Demographics
Population
Richmond
227,595
Toledo
268,461
Toledo +
Pop. Density / sq mi
Lower = more space
Richmond
N/A
Toledo
N/A
Median Age
Richmond
34.5
Richmond +
Toledo
35.7
Foreign Born
Richmond
8.6%
Richmond +
Toledo
3.4%
White
Richmond
43.2%
Toledo
58.7%
Toledo +
Black
Richmond
42.0%
Richmond +
Toledo
28.7%
Asian
Richmond
2.1%
Richmond +
Toledo
1.4%
Hispanic
Richmond
10.3%
Richmond +
Toledo
8.9%
Spanish at Home
Richmond
N/A
Toledo
N/A
| Metric | Richmond, VA | Toledo, OH | Better |
|---|---|---|---|
| Population | 227,595 | 268,461 | Toledo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.5 | 35.7 | Richmond + |
| Foreign Born | 8.6% | 3.4% | Richmond + |
| White | 43.2% | 58.7% | Toledo + |
| Black | 42.0% | 28.7% | Richmond + |
| Asian | 2.1% | 1.4% | Richmond + |
| Hispanic | 10.3% | 8.9% | Richmond + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Richmond
$62,671
Richmond +
Toledo
$47,532
Per Capita Income
Richmond
$44,249
Richmond +
Toledo
$27,407
Per Capita Personal Income (MSA)
BEA MSA-level
Richmond
$69,581
Richmond +
Toledo
$58,300
Unemployment Rate
Richmond
6.0%
Richmond +
Toledo
8.5%
Poverty Rate
Richmond
18.8%
Richmond +
Toledo
24.5%
Bachelor's Degree+
Richmond
44.1%
Richmond +
Toledo
21.0%
| Metric | Richmond, VA | Toledo, OH | Better |
|---|---|---|---|
| Median HH Income | $62,671 | $47,532 | Richmond + |
| Per Capita Income | $44,249 | $27,407 | Richmond + |
| Per Capita Personal Income (MSA)BEA MSA-level | $69,581 | $58,300 | Richmond + |
| Unemployment Rate | 6.0% | 8.5% | Richmond + |
| Poverty Rate | 18.8% | 24.5% | Richmond + |
| Bachelor's Degree+ | 44.1% | 21.0% | Richmond + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Richmond
$374,265
Toledo
$130,101
Toledo +
Homeownership Rate
Richmond
43.5%
Toledo
52.7%
Toledo +
| Metric | Richmond, VA | Toledo, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $374,265 | $130,101 | Toledo + |
| Homeownership Rate | 43.5% | 52.7% | Toledo + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Richmond
240
Richmond +
Toledo
319
Property Crime / 100K
FBI CDE (state-level est.)
Richmond
1726
Richmond +
Toledo
1866
| Metric | Richmond, VA | Toledo, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 240 | 319 | Richmond + |
| Property Crime / 100KFBI CDE (state-level est.) | 1726 | 1866 | Richmond + |
Health
Obesity Rate
CDC PLACES
Richmond
36.7%
Richmond +
Toledo
39.3%
Diabetes Rate
CDC PLACES
Richmond
12.3%
Richmond +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Richmond
18.8%
Richmond +
Toledo
20.6%
No Health Insurance
CDC PLACES
Richmond
10.7%
Richmond +
Toledo
11.3%
Binge Drinking
CDC PLACES
Richmond
16.2%
Toledo
14.9%
Toledo +
Current Smokers
CDC PLACES
Richmond
13.9%
Richmond +
Toledo
19.9%
| Metric | Richmond, VA | Toledo, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.7% | 39.3% | Richmond + |
| Diabetes RateCDC PLACES | 12.3% | 15.7% | Richmond + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.8% | 20.6% | Richmond + |
| No Health InsuranceCDC PLACES | 10.7% | 11.3% | Richmond + |
| Binge DrinkingCDC PLACES | 16.2% | 14.9% | Toledo + |
| Current SmokersCDC PLACES | 13.9% | 19.9% | Richmond + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Richmond
58.9°F
Toledo
50.6°F
Toledo +
Annual Precipitation
NOAA 1991–2020 normal
Richmond
43.6 in
Toledo
33.4 in
Toledo +
| Metric | Richmond, VA | Toledo, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 58.9°F | 50.6°F | Toledo + |
| Annual PrecipitationNOAA 1991–2020 normal | 43.6 in | 33.4 in | Toledo + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Richmond
8.2 µg/m³
Richmond +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
Richmond
75.0%
Richmond +
Toledo
55.0%
| Metric | Richmond, VA | Toledo, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.2 µg/m³ | 10.3 µg/m³ | Richmond + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Richmond + |
Commute
Mean Commute Time
Census ACS
Richmond
23.6 min
Toledo
21.3 min
Toledo +
| Metric | Richmond, VA | Toledo, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 23.6 min | 21.3 min | Toledo + |
Which City is Right for You?
Richmond leads in median household income at $62,671, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Richmond is safer with a violent crime rate of 240 per 100,000 residents, compared to 319 in Toledo. Richmond has a lower unemployment rate at 6.0%, and Richmond has cleaner air (PM2.5 avg 8.2 µg/m³). For overall health outcomes, Richmond scores better with a lower obesity rate of 36.7%.
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