Rio Rancho NM vs San Bernardino CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Rio Rancho, NM

New Mexico · Population: 47,823

  • Median HH Income$50,294
  • Median Home Price$362,476
  • Unemployment5.9%
  • Bachelor's+19.6%

San Bernardino, CA

California · Population: 221,774

  • Median HH Income$63,988
  • Median Home Price$492,059
  • Unemployment6.5%
  • Bachelor's+12.8%

Detailed Comparison

Demographics

Population
Rio Rancho
47,823
San Bernardino
221,774
San Bernardino +
Pop. Density / sq mi
Lower = more space
Rio Rancho
N/A
San Bernardino
N/A
Median Age
Rio Rancho
36.8
San Bernardino
31.9
San Bernardino +
Foreign Born
Rio Rancho
11.6%
San Bernardino
22.9%
San Bernardino +
White
Rio Rancho
62.2%
Rio Rancho +
San Bernardino
27.6%
Black
Rio Rancho
1.8%
San Bernardino
11.8%
San Bernardino +
Asian
Rio Rancho
1.6%
San Bernardino
4.1%
San Bernardino +
Hispanic
Rio Rancho
61.1%
San Bernardino
69.6%
San Bernardino +
Spanish at Home
Rio Rancho
N/A
San Bernardino
N/A

Economy

Median HH Income
Rio Rancho
$50,294
San Bernardino
$63,988
San Bernardino +
Per Capita Income
Rio Rancho
$28,418
Rio Rancho +
San Bernardino
$23,980
Per Capita Personal Income (MSA)
BEA MSA-level
Rio Rancho
$53,141
San Bernardino
$77,230
San Bernardino +
Unemployment Rate
Rio Rancho
5.9%
Rio Rancho +
San Bernardino
6.5%
Poverty Rate
Rio Rancho
24.2%
San Bernardino
19.5%
San Bernardino +
Bachelor's Degree+
Rio Rancho
19.6%
Rio Rancho +
San Bernardino
12.8%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Rio Rancho
$362,476
Rio Rancho +
San Bernardino
$492,059
Homeownership Rate
Rio Rancho
66.4%
Rio Rancho +
San Bernardino
48.5%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Rio Rancho
834
San Bernardino
503
San Bernardino +
Property Crime / 100K
FBI CDE (state-level est.)
Rio Rancho
3177
San Bernardino
2388
San Bernardino +

Health

Obesity Rate
CDC PLACES
Rio Rancho
31.9%
Rio Rancho +
San Bernardino
37.1%
Diabetes Rate
CDC PLACES
Rio Rancho
10.6%
Rio Rancho +
San Bernardino
13.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Rio Rancho
15.4%
Rio Rancho +
San Bernardino
20.0%
No Health Insurance
CDC PLACES
Rio Rancho
11.5%
Rio Rancho +
San Bernardino
20.2%
Binge Drinking
CDC PLACES
Rio Rancho
15.0%
Rio Rancho +
San Bernardino
15.2%
Current Smokers
CDC PLACES
Rio Rancho
10.5%
Rio Rancho +
San Bernardino
15.1%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Rio Rancho
55.7°F
San Bernardino
N/A
Annual Precipitation
NOAA 1991–2020 normal
Rio Rancho
12.3 in
San Bernardino
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Rio Rancho
6.1 µg/m³
Rio Rancho +
San Bernardino
7.9 µg/m³
Good Air Days
AQI ≤ 50
Rio Rancho
75.0%
San Bernardino
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Rio Rancho
19.1 min
Rio Rancho +
San Bernardino
30.7 min

Which City is Right for You?

San Bernardino leads in median household income at $63,988, while rio Rancho offers more affordable housing with a median home price of $362,476. On public safety, San Bernardino is safer with a violent crime rate of 503 per 100,000 residents, compared to 834 in Rio Rancho. Rio Rancho has a lower unemployment rate at 5.9%, and Rio Rancho has cleaner air (PM2.5 avg 6.1 µg/m³). For overall health outcomes, Rio Rancho scores better with a lower obesity rate of 31.9%.

Compare More Cities

About Rio Rancho & San Bernardino