Rio Rancho NM vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Rio Rancho, NM

New Mexico · Population: 47,823

  • Median HH Income$50,294
  • Median Home Price$362,476
  • Unemployment5.9%
  • Bachelor's+19.6%

St. Charles, MO

Missouri · Population: 71,542

  • Median HH Income$55,578
  • Median Home Price$144,200
  • Unemployment4.7%
  • Bachelor's+22.7%

Detailed Comparison

Demographics

Population
Rio Rancho
47,823
St. Charles
71,542
St. Charles +
Pop. Density / sq mi
Lower = more space
Rio Rancho
N/A
St. Charles
N/A
Median Age
Rio Rancho
36.8
Rio Rancho +
St. Charles
37.9
Foreign Born
Rio Rancho
11.6%
Rio Rancho +
St. Charles
4.2%
White
Rio Rancho
62.2%
St. Charles
80.4%
St. Charles +
Black
Rio Rancho
1.8%
St. Charles
6.7%
St. Charles +
Asian
Rio Rancho
1.6%
Rio Rancho +
St. Charles
1.4%
Hispanic
Rio Rancho
61.1%
Rio Rancho +
St. Charles
7.7%
Spanish at Home
Rio Rancho
N/A
St. Charles
N/A

Economy

Median HH Income
Rio Rancho
$50,294
St. Charles
$55,578
St. Charles +
Per Capita Income
Rio Rancho
$28,418
St. Charles
$31,499
St. Charles +
Per Capita Personal Income (MSA)
BEA MSA-level
Rio Rancho
$53,141
St. Charles
$58,527
St. Charles +
Unemployment Rate
Rio Rancho
5.9%
St. Charles
4.7%
St. Charles +
Poverty Rate
Rio Rancho
24.2%
St. Charles
18.7%
St. Charles +
Bachelor's Degree+
Rio Rancho
19.6%
St. Charles
22.7%
St. Charles +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Rio Rancho
$362,476
St. Charles
$144,200
St. Charles +
Homeownership Rate
Rio Rancho
66.4%
Rio Rancho +
St. Charles
61.4%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Rio Rancho
834
St. Charles
501
St. Charles +
Property Crime / 100K
FBI CDE (state-level est.)
Rio Rancho
3177
St. Charles
2418
St. Charles +

Health

Obesity Rate
CDC PLACES
Rio Rancho
31.9%
Rio Rancho +
St. Charles
35.9%
Diabetes Rate
CDC PLACES
Rio Rancho
10.6%
St. Charles
10.4%
St. Charles +
Poor Mental Health
CDC PLACES — 14+ days/month
Rio Rancho
15.4%
Rio Rancho +
St. Charles
16.0%
No Health Insurance
CDC PLACES
Rio Rancho
11.5%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Rio Rancho
15.0%
Rio Rancho +
St. Charles
18.4%
Current Smokers
CDC PLACES
Rio Rancho
10.5%
Rio Rancho +
St. Charles
12.5%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Rio Rancho
55.7°F
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Rio Rancho
12.3 in
St. Charles
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Rio Rancho
6.1 µg/m³
Rio Rancho +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
Rio Rancho
75.0%
Rio Rancho +
St. Charles
55.0%

Commute

Mean Commute Time
Census ACS
Rio Rancho
19.1 min
St. Charles
18.3 min
St. Charles +

Which City is Right for You?

St. Charles leads in median household income at $55,578, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, St. Charles is safer with a violent crime rate of 501 per 100,000 residents, compared to 834 in Rio Rancho. St. Charles has a lower unemployment rate at 4.7%, and Rio Rancho has cleaner air (PM2.5 avg 6.1 µg/m³). For overall health outcomes, Rio Rancho scores better with a lower obesity rate of 31.9%.

Compare More Cities

About Rio Rancho & St. Charles