Rochester MN vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Rochester, MN
Minnesota · Population: 26,509
- Median HH Income$127,247
- Median Home Price$344,633
- Unemployment3.2%
- Bachelor's+50.3%
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Detailed Comparison
Demographics
Population
Rochester
26,509
Schenectady
28,542
Schenectady +
Pop. Density / sq mi
Lower = more space
Rochester
N/A
Schenectady
N/A
Median Age
Rochester
38.7
Rochester +
Schenectady
42.3
Foreign Born
Rochester
7.1%
Rochester +
Schenectady
6.8%
White
Rochester
82.9%
Schenectady
86.7%
Schenectady +
Black
Rochester
3.6%
Rochester +
Schenectady
3.1%
Asian
Rochester
5.2%
Rochester +
Schenectady
3.0%
Hispanic
Rochester
3.9%
Schenectady
4.7%
Schenectady +
Spanish at Home
Rochester
N/A
Schenectady
N/A
| Metric | Rochester, MN | Schenectady, NY | Better |
|---|---|---|---|
| Population | 26,509 | 28,542 | Schenectady + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.7 | 42.3 | Rochester + |
| Foreign Born | 7.1% | 6.8% | Rochester + |
| White | 82.9% | 86.7% | Schenectady + |
| Black | 3.6% | 3.1% | Rochester + |
| Asian | 5.2% | 3.0% | Rochester + |
| Hispanic | 3.9% | 4.7% | Schenectady + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Rochester
$127,247
Rochester +
Schenectady
$100,485
Per Capita Income
Rochester
$57,602
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Rochester
$69,467
Schenectady
$77,425
Schenectady +
Unemployment Rate
Rochester
3.2%
Schenectady
2.3%
Schenectady +
Poverty Rate
Rochester
2.9%
Rochester +
Schenectady
10.3%
Bachelor's Degree+
Rochester
50.3%
Schenectady
58.8%
Schenectady +
| Metric | Rochester, MN | Schenectady, NY | Better |
|---|---|---|---|
| Median HH Income | $127,247 | $100,485 | Rochester + |
| Per Capita Income | $57,602 | $62,931 | Schenectady + |
| Per Capita Personal Income (MSA)BEA MSA-level | $69,467 | $77,425 | Schenectady + |
| Unemployment Rate | 3.2% | 2.3% | Schenectady + |
| Poverty Rate | 2.9% | 10.3% | Rochester + |
| Bachelor's Degree+ | 50.3% | 58.8% | Schenectady + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Rochester
$344,633
Schenectady
$321,835
Schenectady +
Homeownership Rate
Rochester
86.6%
Rochester +
Schenectady
57.5%
| Metric | Rochester, MN | Schenectady, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $344,633 | $321,835 | Schenectady + |
| Homeownership Rate | 86.6% | 57.5% | Rochester + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Rochester
284
Rochester +
Schenectady
434
Property Crime / 100K
FBI CDE (state-level est.)
Rochester
1992
Schenectady
1736
Schenectady +
| Metric | Rochester, MN | Schenectady, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 284 | 434 | Rochester + |
| Property Crime / 100KFBI CDE (state-level est.) | 1992 | 1736 | Schenectady + |
Health
Obesity Rate
CDC PLACES
Rochester
36.4%
Rochester +
Schenectady
38.6%
Diabetes Rate
CDC PLACES
Rochester
9.2%
Rochester +
Schenectady
12.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Rochester
14.3%
Rochester +
Schenectady
19.2%
No Health Insurance
CDC PLACES
Rochester
7.1%
Rochester +
Schenectady
9.7%
Binge Drinking
CDC PLACES
Rochester
16.0%
Schenectady
15.2%
Schenectady +
Current Smokers
CDC PLACES
Rochester
11.4%
Rochester +
Schenectady
16.9%
| Metric | Rochester, MN | Schenectady, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.4% | 38.6% | Rochester + |
| Diabetes RateCDC PLACES | 9.2% | 12.3% | Rochester + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.3% | 19.2% | Rochester + |
| No Health InsuranceCDC PLACES | 7.1% | 9.7% | Rochester + |
| Binge DrinkingCDC PLACES | 16.0% | 15.2% | Schenectady + |
| Current SmokersCDC PLACES | 11.4% | 16.9% | Rochester + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Rochester
N/A
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Rochester
34.0 in
Schenectady
N/A
| Metric | Rochester, MN | Schenectady, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 34.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Rochester
8.1 µg/m³
Schenectady
8.1 µg/m³
Tie
Good Air Days
AQI ≤ 50
Rochester
75.0%
Schenectady
75.0%
Tie
| Metric | Rochester, MN | Schenectady, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 8.1 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Rochester
28.3 min
Schenectady
26.2 min
Schenectady +
| Metric | Rochester, MN | Schenectady, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 28.3 min | 26.2 min | Schenectady + |
Which City is Right for You?
Rochester leads in median household income at $127,247, while schenectady offers more affordable housing with a median home price of $321,835. On public safety, Rochester is safer with a violent crime rate of 284 per 100,000 residents, compared to 434 in Schenectady. Schenectady has a lower unemployment rate at 2.3%, and Schenectady has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Rochester scores better with a lower obesity rate of 36.4%.
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