Rochester MN vs South Bend IN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Rochester, MN
Minnesota · Population: 26,509
- Median HH Income$127,247
- Median Home Price$344,633
- Unemployment3.2%
- Bachelor's+50.3%
South Bend, IN
Indiana · Population: 102,866
- Median HH Income$52,512
- Median Home Price$194,972
- Unemployment6.0%
- Bachelor's+29.4%
Detailed Comparison
Demographics
Population
Rochester
26,509
South Bend
102,866
South Bend +
Pop. Density / sq mi
Lower = more space
Rochester
N/A
South Bend
N/A
Median Age
Rochester
38.7
South Bend
33.9
South Bend +
Foreign Born
Rochester
7.1%
South Bend
8.9%
South Bend +
White
Rochester
82.9%
Rochester +
South Bend
54.1%
Black
Rochester
3.6%
South Bend
24.4%
South Bend +
Asian
Rochester
5.2%
Rochester +
South Bend
1.7%
Hispanic
Rochester
3.9%
South Bend
17.3%
South Bend +
Spanish at Home
Rochester
N/A
South Bend
N/A
| Metric | Rochester, MN | South Bend, IN | Better |
|---|---|---|---|
| Population | 26,509 | 102,866 | South Bend + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.7 | 33.9 | South Bend + |
| Foreign Born | 7.1% | 8.9% | South Bend + |
| White | 82.9% | 54.1% | Rochester + |
| Black | 3.6% | 24.4% | South Bend + |
| Asian | 5.2% | 1.7% | Rochester + |
| Hispanic | 3.9% | 17.3% | South Bend + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Rochester
$127,247
Rochester +
South Bend
$52,512
Per Capita Income
Rochester
$57,602
Rochester +
South Bend
$29,511
Per Capita Personal Income (MSA)
BEA MSA-level
Rochester
$69,467
Rochester +
South Bend
$58,697
Unemployment Rate
Rochester
3.2%
Rochester +
South Bend
6.0%
Poverty Rate
Rochester
2.9%
Rochester +
South Bend
22.6%
Bachelor's Degree+
Rochester
50.3%
Rochester +
South Bend
29.4%
| Metric | Rochester, MN | South Bend, IN | Better |
|---|---|---|---|
| Median HH Income | $127,247 | $52,512 | Rochester + |
| Per Capita Income | $57,602 | $29,511 | Rochester + |
| Per Capita Personal Income (MSA)BEA MSA-level | $69,467 | $58,697 | Rochester + |
| Unemployment Rate | 3.2% | 6.0% | Rochester + |
| Poverty Rate | 2.9% | 22.6% | Rochester + |
| Bachelor's Degree+ | 50.3% | 29.4% | Rochester + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Rochester
$344,633
South Bend
$194,972
South Bend +
Homeownership Rate
Rochester
86.6%
Rochester +
South Bend
58.8%
| Metric | Rochester, MN | South Bend, IN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $344,633 | $194,972 | South Bend + |
| Homeownership Rate | 86.6% | 58.8% | Rochester + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Rochester
284
Rochester +
South Bend
370
Property Crime / 100K
FBI CDE (state-level est.)
Rochester
1992
South Bend
1719
South Bend +
| Metric | Rochester, MN | South Bend, IN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 284 | 370 | Rochester + |
| Property Crime / 100KFBI CDE (state-level est.) | 1992 | 1719 | South Bend + |
Health
Obesity Rate
CDC PLACES
Rochester
36.4%
Rochester +
South Bend
39.7%
Diabetes Rate
CDC PLACES
Rochester
9.2%
Rochester +
South Bend
15.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Rochester
14.3%
Rochester +
South Bend
20.3%
No Health Insurance
CDC PLACES
Rochester
7.1%
Rochester +
South Bend
12.6%
Binge Drinking
CDC PLACES
Rochester
16.0%
South Bend
15.3%
South Bend +
Current Smokers
CDC PLACES
Rochester
11.4%
Rochester +
South Bend
18.2%
| Metric | Rochester, MN | South Bend, IN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.4% | 39.7% | Rochester + |
| Diabetes RateCDC PLACES | 9.2% | 15.2% | Rochester + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.3% | 20.3% | Rochester + |
| No Health InsuranceCDC PLACES | 7.1% | 12.6% | Rochester + |
| Binge DrinkingCDC PLACES | 16.0% | 15.3% | South Bend + |
| Current SmokersCDC PLACES | 11.4% | 18.2% | Rochester + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Rochester
N/A
South Bend
49.8°F
Annual Precipitation
NOAA 1991–2020 normal
Rochester
34.0 in
Rochester +
South Bend
38.0 in
| Metric | Rochester, MN | South Bend, IN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 49.8°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | 34.0 in | 38.0 in | Rochester + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Rochester
8.1 µg/m³
Rochester +
South Bend
10.1 µg/m³
Good Air Days
AQI ≤ 50
Rochester
75.0%
Rochester +
South Bend
55.0%
| Metric | Rochester, MN | South Bend, IN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 10.1 µg/m³ | Rochester + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Rochester + |
Commute
Mean Commute Time
Census ACS
Rochester
28.3 min
South Bend
21.6 min
South Bend +
| Metric | Rochester, MN | South Bend, IN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 28.3 min | 21.6 min | South Bend + |
Which City is Right for You?
Rochester leads in median household income at $127,247, while south Bend offers more affordable housing with a median home price of $194,972. On public safety, Rochester is safer with a violent crime rate of 284 per 100,000 residents, compared to 370 in South Bend. Rochester has a lower unemployment rate at 3.2%, and Rochester has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Rochester scores better with a lower obesity rate of 36.4%.
Compare More Cities
New York, NY vs Rochester, MNLos Angeles, CA vs Rochester, MNChicago, IL vs Rochester, MNHouston, TX vs Rochester, MNPhoenix, AZ vs Rochester, MNPhiladelphia, PA vs Rochester, MN