Rockford IL vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Rockford, IL
Illinois · Population: 147,649
- Median HH Income$53,328
- Median Home Price$180,220
- Unemployment8.6%
- Bachelor's+23.2%
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Detailed Comparison
Demographics
Population
Rockford
147,649
Rockford +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Rockford
N/A
Schenectady
N/A
Median Age
Rockford
37.5
Rockford +
Schenectady
42.3
Foreign Born
Rockford
12.3%
Rockford +
Schenectady
6.8%
White
Rockford
55.5%
Schenectady
86.7%
Schenectady +
Black
Rockford
21.8%
Rockford +
Schenectady
3.1%
Asian
Rockford
3.7%
Rockford +
Schenectady
3.0%
Hispanic
Rockford
20.6%
Rockford +
Schenectady
4.7%
Spanish at Home
Rockford
N/A
Schenectady
N/A
| Metric | Rockford, IL | Schenectady, NY | Better |
|---|---|---|---|
| Population | 147,649 | 28,542 | Rockford + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.5 | 42.3 | Rockford + |
| Foreign Born | 12.3% | 6.8% | Rockford + |
| White | 55.5% | 86.7% | Schenectady + |
| Black | 21.8% | 3.1% | Rockford + |
| Asian | 3.7% | 3.0% | Rockford + |
| Hispanic | 20.6% | 4.7% | Rockford + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Rockford
$53,328
Schenectady
$100,485
Schenectady +
Per Capita Income
Rockford
$30,409
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Rockford
$68,110
Schenectady
$77,425
Schenectady +
Unemployment Rate
Rockford
8.6%
Schenectady
2.3%
Schenectady +
Poverty Rate
Rockford
21.9%
Schenectady
10.3%
Schenectady +
Bachelor's Degree+
Rockford
23.2%
Schenectady
58.8%
Schenectady +
| Metric | Rockford, IL | Schenectady, NY | Better |
|---|---|---|---|
| Median HH Income | $53,328 | $100,485 | Schenectady + |
| Per Capita Income | $30,409 | $62,931 | Schenectady + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $77,425 | Schenectady + |
| Unemployment Rate | 8.6% | 2.3% | Schenectady + |
| Poverty Rate | 21.9% | 10.3% | Schenectady + |
| Bachelor's Degree+ | 23.2% | 58.8% | Schenectady + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Rockford
$180,220
Rockford +
Schenectady
$321,835
Homeownership Rate
Rockford
53.8%
Schenectady
57.5%
Schenectady +
| Metric | Rockford, IL | Schenectady, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $180,220 | $321,835 | Rockford + |
| Homeownership Rate | 53.8% | 57.5% | Schenectady + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Rockford
344
Rockford +
Schenectady
434
Property Crime / 100K
FBI CDE (state-level est.)
Rockford
1842
Schenectady
1736
Schenectady +
| Metric | Rockford, IL | Schenectady, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 434 | Rockford + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 1736 | Schenectady + |
Health
Obesity Rate
CDC PLACES
Rockford
44.7%
Schenectady
38.6%
Schenectady +
Diabetes Rate
CDC PLACES
Rockford
15.4%
Schenectady
12.3%
Schenectady +
Poor Mental Health
CDC PLACES — 14+ days/month
Rockford
19.0%
Rockford +
Schenectady
19.2%
No Health Insurance
CDC PLACES
Rockford
14.0%
Schenectady
9.7%
Schenectady +
Binge Drinking
CDC PLACES
Rockford
15.5%
Schenectady
15.2%
Schenectady +
Current Smokers
CDC PLACES
Rockford
18.1%
Schenectady
16.9%
Schenectady +
| Metric | Rockford, IL | Schenectady, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 44.7% | 38.6% | Schenectady + |
| Diabetes RateCDC PLACES | 15.4% | 12.3% | Schenectady + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.0% | 19.2% | Rockford + |
| No Health InsuranceCDC PLACES | 14.0% | 9.7% | Schenectady + |
| Binge DrinkingCDC PLACES | 15.5% | 15.2% | Schenectady + |
| Current SmokersCDC PLACES | 18.1% | 16.9% | Schenectady + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Rockford
49.2°F
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Rockford
36.2 in
Schenectady
N/A
| Metric | Rockford, IL | Schenectady, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 49.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 36.2 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Rockford
9.4 µg/m³
Schenectady
8.1 µg/m³
Schenectady +
Good Air Days
AQI ≤ 50
Rockford
55.0%
Schenectady
75.0%
Schenectady +
| Metric | Rockford, IL | Schenectady, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 8.1 µg/m³ | Schenectady + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Schenectady + |
Commute
Mean Commute Time
Census ACS
Rockford
22.7 min
Rockford +
Schenectady
26.2 min
| Metric | Rockford, IL | Schenectady, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.7 min | 26.2 min | Rockford + |
Which City is Right for You?
Schenectady leads in median household income at $100,485, while rockford offers more affordable housing with a median home price of $180,220. On public safety, Rockford is safer with a violent crime rate of 344 per 100,000 residents, compared to 434 in Schenectady. Schenectady has a lower unemployment rate at 2.3%, and Schenectady has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Schenectady scores better with a lower obesity rate of 38.6%.
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