Rockford IL vs Utica NY — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Rockford, IL

Illinois · Population: 147,649

  • Median HH Income$53,328
  • Median Home Price$180,220
  • Unemployment8.6%
  • Bachelor's+23.2%

Utica, NY

New York · Population: 51,054

  • Median HH Income$57,688
  • Median Home Price$205,924
  • Unemployment9.4%
  • Bachelor's+36.8%

Detailed Comparison

Demographics

Population
Rockford
147,649
Rockford +
Utica
51,054
Pop. Density / sq mi
Lower = more space
Rockford
N/A
Utica
N/A
Median Age
Rockford
37.5
Utica
33.0
Utica +
Foreign Born
Rockford
12.3%
Rockford +
Utica
9.7%
White
Rockford
55.5%
Utica
64.8%
Utica +
Black
Rockford
21.8%
Rockford +
Utica
16.9%
Asian
Rockford
3.7%
Utica
4.3%
Utica +
Hispanic
Rockford
20.6%
Rockford +
Utica
9.8%
Spanish at Home
Rockford
N/A
Utica
N/A

Economy

Median HH Income
Rockford
$53,328
Utica
$57,688
Utica +
Per Capita Income
Rockford
$30,409
Utica
$35,780
Utica +
Per Capita Personal Income (MSA)
BEA MSA-level
Rockford
$68,110
Utica
$77,425
Utica +
Unemployment Rate
Rockford
8.6%
Rockford +
Utica
9.4%
Poverty Rate
Rockford
21.9%
Rockford +
Utica
23.8%
Bachelor's Degree+
Rockford
23.2%
Utica
36.8%
Utica +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Rockford
$180,220
Rockford +
Utica
$205,924
Homeownership Rate
Rockford
53.8%
Rockford +
Utica
36.8%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Rockford
344
Rockford +
Utica
434
Property Crime / 100K
FBI CDE (state-level est.)
Rockford
1842
Utica
1736
Utica +

Health

Obesity Rate
CDC PLACES
Rockford
44.7%
Utica
39.6%
Utica +
Diabetes Rate
CDC PLACES
Rockford
15.4%
Utica
14.1%
Utica +
Poor Mental Health
CDC PLACES — 14+ days/month
Rockford
19.0%
Rockford +
Utica
19.4%
No Health Insurance
CDC PLACES
Rockford
14.0%
Utica
11.1%
Utica +
Binge Drinking
CDC PLACES
Rockford
15.5%
Utica
15.2%
Utica +
Current Smokers
CDC PLACES
Rockford
18.1%
Rockford +
Utica
18.7%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Rockford
49.2°F
Utica
N/A
Annual Precipitation
NOAA 1991–2020 normal
Rockford
36.2 in
Utica
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Rockford
9.4 µg/m³
Utica
8.1 µg/m³
Utica +
Good Air Days
AQI ≤ 50
Rockford
55.0%
Utica
75.0%
Utica +

Commute

Mean Commute Time
Census ACS
Rockford
22.7 min
Utica
22.7 min
Tie

Which City is Right for You?

Utica leads in median household income at $57,688, while rockford offers more affordable housing with a median home price of $180,220. On public safety, Rockford is safer with a violent crime rate of 344 per 100,000 residents, compared to 434 in Utica. Rockford has a lower unemployment rate at 8.6%, and Utica has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Utica scores better with a lower obesity rate of 39.6%.

Compare More Cities

About Rockford & Utica