San Francisco CA vs Santa Rosa CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
San Francisco, CA
California · Population: 836,321
- Median HH Income$141,446
- Median Home Price$1,369,171
- Unemployment5.6%
- Bachelor's+60.1%
Santa Rosa, CA
California · Population: 129,239
- Median HH Income$173,670
- Median Home Price$720,443
- Unemployment4.4%
- Bachelor's+65.3%
Detailed Comparison
Demographics
Population
San Francisco
836,321
San Francisco +
Santa Rosa
129,239
Pop. Density / sq mi
Lower = more space
San Francisco
N/A
Santa Rosa
N/A
Median Age
San Francisco
39.7
Santa Rosa
34.5
Santa Rosa +
Foreign Born
San Francisco
34.2%
Santa Rosa
45.4%
Santa Rosa +
White
San Francisco
40.5%
San Francisco +
Santa Rosa
31.9%
Black
San Francisco
5.1%
San Francisco +
Santa Rosa
2.1%
Asian
San Francisco
35.0%
Santa Rosa
47.6%
Santa Rosa +
Hispanic
San Francisco
15.9%
Santa Rosa
16.1%
Santa Rosa +
Spanish at Home
San Francisco
N/A
Santa Rosa
N/A
| Metric | San Francisco, CA | Santa Rosa, CA | Better |
|---|---|---|---|
| Population | 836,321 | 129,239 | San Francisco + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.7 | 34.5 | Santa Rosa + |
| Foreign Born | 34.2% | 45.4% | Santa Rosa + |
| White | 40.5% | 31.9% | San Francisco + |
| Black | 5.1% | 2.1% | San Francisco + |
| Asian | 35.0% | 47.6% | Santa Rosa + |
| Hispanic | 15.9% | 16.1% | Santa Rosa + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
San Francisco
$141,446
Santa Rosa
$173,670
Santa Rosa +
Per Capita Income
San Francisco
$90,285
San Francisco +
Santa Rosa
$84,533
Per Capita Personal Income (MSA)
BEA MSA-level
San Francisco
$77,230
Santa Rosa
$77,230
Tie
Unemployment Rate
San Francisco
5.6%
Santa Rosa
4.4%
Santa Rosa +
Poverty Rate
San Francisco
10.6%
Santa Rosa
7.8%
Santa Rosa +
Bachelor's Degree+
San Francisco
60.1%
Santa Rosa
65.3%
Santa Rosa +
| Metric | San Francisco, CA | Santa Rosa, CA | Better |
|---|---|---|---|
| Median HH Income | $141,446 | $173,670 | Santa Rosa + |
| Per Capita Income | $90,285 | $84,533 | San Francisco + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,230 | Tie |
| Unemployment Rate | 5.6% | 4.4% | Santa Rosa + |
| Poverty Rate | 10.6% | 7.8% | Santa Rosa + |
| Bachelor's Degree+ | 60.1% | 65.3% | Santa Rosa + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
San Francisco
$1,369,171
Santa Rosa
$720,443
Santa Rosa +
Homeownership Rate
San Francisco
38.5%
Santa Rosa
41.2%
Santa Rosa +
| Metric | San Francisco, CA | Santa Rosa, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $1,369,171 | $720,443 | Santa Rosa + |
| Homeownership Rate | 38.5% | 41.2% | Santa Rosa + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
San Francisco
503
Santa Rosa
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
San Francisco
2388
Santa Rosa
2388
Tie
| Metric | San Francisco, CA | Santa Rosa, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 503 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2388 | Tie |
Health
Obesity Rate
CDC PLACES
San Francisco
17.5%
San Francisco +
Santa Rosa
26.5%
Diabetes Rate
CDC PLACES
San Francisco
9.7%
San Francisco +
Santa Rosa
10.4%
Poor Mental Health
CDC PLACES — 14+ days/month
San Francisco
14.5%
San Francisco +
Santa Rosa
16.7%
No Health Insurance
CDC PLACES
San Francisco
6.6%
San Francisco +
Santa Rosa
10.4%
Binge Drinking
CDC PLACES
San Francisco
19.6%
Santa Rosa
15.8%
Santa Rosa +
Current Smokers
CDC PLACES
San Francisco
9.1%
San Francisco +
Santa Rosa
11.3%
| Metric | San Francisco, CA | Santa Rosa, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 17.5% | 26.5% | San Francisco + |
| Diabetes RateCDC PLACES | 9.7% | 10.4% | San Francisco + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.5% | 16.7% | San Francisco + |
| No Health InsuranceCDC PLACES | 6.6% | 10.4% | San Francisco + |
| Binge DrinkingCDC PLACES | 19.6% | 15.8% | Santa Rosa + |
| Current SmokersCDC PLACES | 9.1% | 11.3% | San Francisco + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
San Francisco
55.3°F
San Francisco +
Santa Rosa
59.2°F
Annual Precipitation
NOAA 1991–2020 normal
San Francisco
20.7 in
San Francisco +
Santa Rosa
32.2 in
| Metric | San Francisco, CA | Santa Rosa, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 55.3°F | 59.2°F | San Francisco + |
| Annual PrecipitationNOAA 1991–2020 normal | 20.7 in | 32.2 in | San Francisco + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
San Francisco
7.9 µg/m³
Santa Rosa
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
San Francisco
75.0%
Santa Rosa
75.0%
Tie
| Metric | San Francisco, CA | Santa Rosa, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.9 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
San Francisco
33.9 min
Santa Rosa
25.2 min
Santa Rosa +
| Metric | San Francisco, CA | Santa Rosa, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 33.9 min | 25.2 min | Santa Rosa + |
Which City is Right for You?
Santa Rosa leads in median household income at $173,670, while santa Rosa offers more affordable housing with a median home price of $720,443. On public safety, Santa Rosa is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in San Francisco. Santa Rosa has a lower unemployment rate at 4.4%, and Santa Rosa has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, San Francisco scores better with a lower obesity rate of 17.5%.
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