San Francisco CA vs Westminster CO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
San Francisco, CA
California · Population: 836,321
- Median HH Income$141,446
- Median Home Price$1,369,171
- Unemployment5.6%
- Bachelor's+60.1%
Westminster, CO
Colorado · Population: 115,546
- Median HH Income$96,145
- Median Home Price$528,447
- Unemployment3.8%
- Bachelor's+44.0%
Detailed Comparison
Demographics
Population
San Francisco
836,321
San Francisco +
Westminster
115,546
Pop. Density / sq mi
Lower = more space
San Francisco
N/A
Westminster
N/A
Median Age
San Francisco
39.7
Westminster
37.5
Westminster +
Foreign Born
San Francisco
34.2%
San Francisco +
Westminster
8.2%
White
San Francisco
40.5%
Westminster
74.7%
Westminster +
Black
San Francisco
5.1%
San Francisco +
Westminster
1.2%
Asian
San Francisco
35.0%
San Francisco +
Westminster
4.7%
Hispanic
San Francisco
15.9%
Westminster
23.7%
Westminster +
Spanish at Home
San Francisco
N/A
Westminster
N/A
| Metric | San Francisco, CA | Westminster, CO | Better |
|---|---|---|---|
| Population | 836,321 | 115,546 | San Francisco + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.7 | 37.5 | Westminster + |
| Foreign Born | 34.2% | 8.2% | San Francisco + |
| White | 40.5% | 74.7% | Westminster + |
| Black | 5.1% | 1.2% | San Francisco + |
| Asian | 35.0% | 4.7% | San Francisco + |
| Hispanic | 15.9% | 23.7% | Westminster + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
San Francisco
$141,446
San Francisco +
Westminster
$96,145
Per Capita Income
San Francisco
$90,285
San Francisco +
Westminster
$51,982
Per Capita Personal Income (MSA)
BEA MSA-level
San Francisco
$77,230
San Francisco +
Westminster
$76,653
Unemployment Rate
San Francisco
5.6%
Westminster
3.8%
Westminster +
Poverty Rate
San Francisco
10.6%
Westminster
7.0%
Westminster +
Bachelor's Degree+
San Francisco
60.1%
San Francisco +
Westminster
44.0%
| Metric | San Francisco, CA | Westminster, CO | Better |
|---|---|---|---|
| Median HH Income | $141,446 | $96,145 | San Francisco + |
| Per Capita Income | $90,285 | $51,982 | San Francisco + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $76,653 | San Francisco + |
| Unemployment Rate | 5.6% | 3.8% | Westminster + |
| Poverty Rate | 10.6% | 7.0% | Westminster + |
| Bachelor's Degree+ | 60.1% | 44.0% | San Francisco + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
San Francisco
$1,369,171
Westminster
$528,447
Westminster +
Homeownership Rate
San Francisco
38.5%
Westminster
63.7%
Westminster +
| Metric | San Francisco, CA | Westminster, CO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $1,369,171 | $528,447 | Westminster + |
| Homeownership Rate | 38.5% | 63.7% | Westminster + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
San Francisco
503
San Francisco +
Westminster
512
Property Crime / 100K
FBI CDE (state-level est.)
San Francisco
2388
San Francisco +
Westminster
3234
| Metric | San Francisco, CA | Westminster, CO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 512 | San Francisco + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 3234 | San Francisco + |
Health
Obesity Rate
CDC PLACES
San Francisco
17.5%
San Francisco +
Westminster
27.7%
Diabetes Rate
CDC PLACES
San Francisco
9.7%
Westminster
8.4%
Westminster +
Poor Mental Health
CDC PLACES — 14+ days/month
San Francisco
14.5%
San Francisco +
Westminster
16.1%
No Health Insurance
CDC PLACES
San Francisco
6.6%
San Francisco +
Westminster
11.1%
Binge Drinking
CDC PLACES
San Francisco
19.6%
Westminster
18.7%
Westminster +
Current Smokers
CDC PLACES
San Francisco
9.1%
San Francisco +
Westminster
11.1%
| Metric | San Francisco, CA | Westminster, CO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 17.5% | 27.7% | San Francisco + |
| Diabetes RateCDC PLACES | 9.7% | 8.4% | Westminster + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.5% | 16.1% | San Francisco + |
| No Health InsuranceCDC PLACES | 6.6% | 11.1% | San Francisco + |
| Binge DrinkingCDC PLACES | 19.6% | 18.7% | Westminster + |
| Current SmokersCDC PLACES | 9.1% | 11.1% | San Francisco + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
San Francisco
55.3°F
Westminster
N/A
Annual Precipitation
NOAA 1991–2020 normal
San Francisco
20.7 in
Westminster
N/A
| Metric | San Francisco, CA | Westminster, CO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 55.3°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 20.7 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
San Francisco
7.9 µg/m³
Westminster
6.2 µg/m³
Westminster +
Good Air Days
AQI ≤ 50
San Francisco
75.0%
Westminster
75.0%
Tie
| Metric | San Francisco, CA | Westminster, CO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 6.2 µg/m³ | Westminster + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
San Francisco
33.9 min
Westminster
28.6 min
Westminster +
| Metric | San Francisco, CA | Westminster, CO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 33.9 min | 28.6 min | Westminster + |
Which City is Right for You?
San Francisco leads in median household income at $141,446, while westminster offers more affordable housing with a median home price of $528,447. On public safety, San Francisco is safer with a violent crime rate of 503 per 100,000 residents, compared to 512 in Westminster. Westminster has a lower unemployment rate at 3.8%, and Westminster has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, San Francisco scores better with a lower obesity rate of 17.5%.
Compare More Cities
New York, NY vs San Francisco, CALos Angeles, CA vs San Francisco, CAChicago, IL vs San Francisco, CAHouston, TX vs San Francisco, CAPhoenix, AZ vs San Francisco, CAPhiladelphia, PA vs San Francisco, CA