San Jose CA vs Simi Valley CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
San Jose, CA
California · Population: 990,054
- Median HH Income$141,565
- Median Home Price$1,452,609
- Unemployment4.7%
- Bachelor's+46.5%
Simi Valley, CA
California · Population: 125,769
- Median HH Income$117,703
- Median Home Price$839,862
- Unemployment4.5%
- Bachelor's+37.5%
Detailed Comparison
Demographics
Population
San Jose
990,054
San Jose +
Simi Valley
125,769
Pop. Density / sq mi
Lower = more space
San Jose
N/A
Simi Valley
N/A
Median Age
San Jose
38.1
San Jose +
Simi Valley
41.8
Foreign Born
San Jose
41.6%
San Jose +
Simi Valley
18.2%
White
San Jose
29.0%
Simi Valley
63.3%
Simi Valley +
Black
San Jose
2.9%
San Jose +
Simi Valley
1.4%
Asian
San Jose
38.6%
San Jose +
Simi Valley
10.7%
Hispanic
San Jose
30.9%
San Jose +
Simi Valley
27.1%
Spanish at Home
San Jose
N/A
Simi Valley
N/A
| Metric | San Jose, CA | Simi Valley, CA | Better |
|---|---|---|---|
| Population | 990,054 | 125,769 | San Jose + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.1 | 41.8 | San Jose + |
| Foreign Born | 41.6% | 18.2% | San Jose + |
| White | 29.0% | 63.3% | Simi Valley + |
| Black | 2.9% | 1.4% | San Jose + |
| Asian | 38.6% | 10.7% | San Jose + |
| Hispanic | 30.9% | 27.1% | San Jose + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
San Jose
$141,565
San Jose +
Simi Valley
$117,703
Per Capita Income
San Jose
$63,253
San Jose +
Simi Valley
$53,828
Per Capita Personal Income (MSA)
BEA MSA-level
San Jose
$77,230
Simi Valley
$77,230
Tie
Unemployment Rate
San Jose
4.7%
Simi Valley
4.5%
Simi Valley +
Poverty Rate
San Jose
7.8%
Simi Valley
6.7%
Simi Valley +
Bachelor's Degree+
San Jose
46.5%
San Jose +
Simi Valley
37.5%
| Metric | San Jose, CA | Simi Valley, CA | Better |
|---|---|---|---|
| Median HH Income | $141,565 | $117,703 | San Jose + |
| Per Capita Income | $63,253 | $53,828 | San Jose + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,230 | Tie |
| Unemployment Rate | 4.7% | 4.5% | Simi Valley + |
| Poverty Rate | 7.8% | 6.7% | Simi Valley + |
| Bachelor's Degree+ | 46.5% | 37.5% | San Jose + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
San Jose
$1,452,609
Simi Valley
$839,862
Simi Valley +
Homeownership Rate
San Jose
56.0%
Simi Valley
73.0%
Simi Valley +
| Metric | San Jose, CA | Simi Valley, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $1,452,609 | $839,862 | Simi Valley + |
| Homeownership Rate | 56.0% | 73.0% | Simi Valley + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
San Jose
503
Simi Valley
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
San Jose
2388
Simi Valley
2388
Tie
| Metric | San Jose, CA | Simi Valley, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 503 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2388 | Tie |
Health
Obesity Rate
CDC PLACES
San Jose
23.7%
San Jose +
Simi Valley
24.4%
Diabetes Rate
CDC PLACES
San Jose
11.1%
Simi Valley
10.3%
Simi Valley +
Poor Mental Health
CDC PLACES — 14+ days/month
San Jose
14.9%
San Jose +
Simi Valley
16.3%
No Health Insurance
CDC PLACES
San Jose
9.1%
Simi Valley
7.4%
Simi Valley +
Binge Drinking
CDC PLACES
San Jose
13.0%
San Jose +
Simi Valley
16.3%
Current Smokers
CDC PLACES
San Jose
9.4%
San Jose +
Simi Valley
10.1%
| Metric | San Jose, CA | Simi Valley, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 23.7% | 24.4% | San Jose + |
| Diabetes RateCDC PLACES | 11.1% | 10.3% | Simi Valley + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.9% | 16.3% | San Jose + |
| No Health InsuranceCDC PLACES | 9.1% | 7.4% | Simi Valley + |
| Binge DrinkingCDC PLACES | 13.0% | 16.3% | San Jose + |
| Current SmokersCDC PLACES | 9.4% | 10.1% | San Jose + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
San Jose
61.5°F
Simi Valley
N/A
Annual Precipitation
NOAA 1991–2020 normal
San Jose
14.9 in
Simi Valley
N/A
| Metric | San Jose, CA | Simi Valley, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.5°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 14.9 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
San Jose
7.9 µg/m³
Simi Valley
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
San Jose
75.0%
Simi Valley
75.0%
Tie
| Metric | San Jose, CA | Simi Valley, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.9 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
San Jose
30.4 min
San Jose +
Simi Valley
31.0 min
| Metric | San Jose, CA | Simi Valley, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.4 min | 31.0 min | San Jose + |
Which City is Right for You?
San Jose leads in median household income at $141,565, while simi Valley offers more affordable housing with a median home price of $839,862. On public safety, Simi Valley is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in San Jose. Simi Valley has a lower unemployment rate at 4.5%, and Simi Valley has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, San Jose scores better with a lower obesity rate of 23.7%.
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