San Marcos TX vs Toledo OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
San Marcos, TX
Texas · Population: 99,507
- Median HH Income$64,146
- Median Home Price$313,452
- Unemployment3.2%
- Bachelor's+24.9%
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Detailed Comparison
Demographics
Population
San Marcos
99,507
Toledo
268,461
Toledo +
Pop. Density / sq mi
Lower = more space
San Marcos
N/A
Toledo
N/A
Median Age
San Marcos
35.2
San Marcos +
Toledo
35.7
Foreign Born
San Marcos
5.8%
San Marcos +
Toledo
3.4%
White
San Marcos
66.6%
San Marcos +
Toledo
58.7%
Black
San Marcos
4.3%
Toledo
28.7%
Toledo +
Asian
San Marcos
1.4%
Toledo
1.4%
Tie
Hispanic
San Marcos
42.2%
San Marcos +
Toledo
8.9%
Spanish at Home
San Marcos
N/A
Toledo
N/A
| Metric | San Marcos, TX | Toledo, OH | Better |
|---|---|---|---|
| Population | 99,507 | 268,461 | Toledo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.2 | 35.7 | San Marcos + |
| Foreign Born | 5.8% | 3.4% | San Marcos + |
| White | 66.6% | 58.7% | San Marcos + |
| Black | 4.3% | 28.7% | Toledo + |
| Asian | 1.4% | 1.4% | Tie |
| Hispanic | 42.2% | 8.9% | San Marcos + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
San Marcos
$64,146
San Marcos +
Toledo
$47,532
Per Capita Income
San Marcos
$33,835
San Marcos +
Toledo
$27,407
Per Capita Personal Income (MSA)
BEA MSA-level
San Marcos
$63,758
San Marcos +
Toledo
$58,300
Unemployment Rate
San Marcos
3.2%
San Marcos +
Toledo
8.5%
Poverty Rate
San Marcos
11.9%
San Marcos +
Toledo
24.5%
Bachelor's Degree+
San Marcos
24.9%
San Marcos +
Toledo
21.0%
| Metric | San Marcos, TX | Toledo, OH | Better |
|---|---|---|---|
| Median HH Income | $64,146 | $47,532 | San Marcos + |
| Per Capita Income | $33,835 | $27,407 | San Marcos + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $58,300 | San Marcos + |
| Unemployment Rate | 3.2% | 8.5% | San Marcos + |
| Poverty Rate | 11.9% | 24.5% | San Marcos + |
| Bachelor's Degree+ | 24.9% | 21.0% | San Marcos + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
San Marcos
$313,452
Toledo
$130,101
Toledo +
Homeownership Rate
San Marcos
63.3%
San Marcos +
Toledo
52.7%
| Metric | San Marcos, TX | Toledo, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $313,452 | $130,101 | Toledo + |
| Homeownership Rate | 63.3% | 52.7% | San Marcos + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
San Marcos
442
Toledo
319
Toledo +
Property Crime / 100K
FBI CDE (state-level est.)
San Marcos
2339
Toledo
1866
Toledo +
| Metric | San Marcos, TX | Toledo, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 319 | Toledo + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1866 | Toledo + |
Health
Obesity Rate
CDC PLACES
San Marcos
33.6%
San Marcos +
Toledo
39.3%
Diabetes Rate
CDC PLACES
San Marcos
7.9%
San Marcos +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
San Marcos
22.3%
Toledo
20.6%
Toledo +
No Health Insurance
CDC PLACES
San Marcos
19.7%
Toledo
11.3%
Toledo +
Binge Drinking
CDC PLACES
San Marcos
19.7%
Toledo
14.9%
Toledo +
Current Smokers
CDC PLACES
San Marcos
11.0%
San Marcos +
Toledo
19.9%
| Metric | San Marcos, TX | Toledo, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.6% | 39.3% | San Marcos + |
| Diabetes RateCDC PLACES | 7.9% | 15.7% | San Marcos + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 22.3% | 20.6% | Toledo + |
| No Health InsuranceCDC PLACES | 19.7% | 11.3% | Toledo + |
| Binge DrinkingCDC PLACES | 19.7% | 14.9% | Toledo + |
| Current SmokersCDC PLACES | 11.0% | 19.9% | San Marcos + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
San Marcos
68.5°F
Toledo
50.6°F
Toledo +
Annual Precipitation
NOAA 1991–2020 normal
San Marcos
35.7 in
Toledo
33.4 in
Toledo +
| Metric | San Marcos, TX | Toledo, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 68.5°F | 50.6°F | Toledo + |
| Annual PrecipitationNOAA 1991–2020 normal | 35.7 in | 33.4 in | Toledo + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
San Marcos
9.2 µg/m³
San Marcos +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
San Marcos
55.0%
Toledo
55.0%
Tie
| Metric | San Marcos, TX | Toledo, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 10.3 µg/m³ | San Marcos + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
San Marcos
19.0 min
San Marcos +
Toledo
21.3 min
| Metric | San Marcos, TX | Toledo, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 19.0 min | 21.3 min | San Marcos + |
Which City is Right for You?
San Marcos leads in median household income at $64,146, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 442 in San Marcos. San Marcos has a lower unemployment rate at 3.2%, and San Marcos has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, San Marcos scores better with a lower obesity rate of 33.6%.
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