Seattle WA vs Waco TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Seattle, WA
Washington · Population: 741,440
- Median HH Income$121,984
- Median Home Price$871,599
- Unemployment4.2%
- Bachelor's+67.5%
Waco, TX
Texas · Population: 141,925
- Median HH Income$51,468
- Median Home Price$196,465
- Unemployment4.4%
- Bachelor's+28.6%
Detailed Comparison
Demographics
Population
Seattle
741,440
Seattle +
Waco
141,925
Pop. Density / sq mi
Lower = more space
Seattle
N/A
Waco
N/A
Median Age
Seattle
35.5
Waco
29.2
Waco +
Foreign Born
Seattle
19.9%
Seattle +
Waco
9.8%
White
Seattle
61.8%
Seattle +
Waco
54.0%
Black
Seattle
6.6%
Waco
20.4%
Waco +
Asian
Seattle
17.2%
Seattle +
Waco
2.0%
Hispanic
Seattle
8.2%
Waco
29.9%
Waco +
Spanish at Home
Seattle
N/A
Waco
N/A
| Metric | Seattle, WA | Waco, TX | Better |
|---|---|---|---|
| Population | 741,440 | 141,925 | Seattle + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.5 | 29.2 | Waco + |
| Foreign Born | 19.9% | 9.8% | Seattle + |
| White | 61.8% | 54.0% | Seattle + |
| Black | 6.6% | 20.4% | Waco + |
| Asian | 17.2% | 2.0% | Seattle + |
| Hispanic | 8.2% | 29.9% | Waco + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Seattle
$121,984
Seattle +
Waco
$51,468
Per Capita Income
Seattle
$82,508
Seattle +
Waco
$28,819
Per Capita Personal Income (MSA)
BEA MSA-level
Seattle
$76,120
Seattle +
Waco
$63,758
Unemployment Rate
Seattle
4.2%
Seattle +
Waco
4.4%
Poverty Rate
Seattle
9.9%
Seattle +
Waco
24.0%
Bachelor's Degree+
Seattle
67.5%
Seattle +
Waco
28.6%
| Metric | Seattle, WA | Waco, TX | Better |
|---|---|---|---|
| Median HH Income | $121,984 | $51,468 | Seattle + |
| Per Capita Income | $82,508 | $28,819 | Seattle + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,120 | $63,758 | Seattle + |
| Unemployment Rate | 4.2% | 4.4% | Seattle + |
| Poverty Rate | 9.9% | 24.0% | Seattle + |
| Bachelor's Degree+ | 67.5% | 28.6% | Seattle + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Seattle
$871,599
Waco
$196,465
Waco +
Homeownership Rate
Seattle
44.3%
Waco
48.9%
Waco +
| Metric | Seattle, WA | Waco, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $871,599 | $196,465 | Waco + |
| Homeownership Rate | 44.3% | 48.9% | Waco + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Seattle
383
Seattle +
Waco
442
Property Crime / 100K
FBI CDE (state-level est.)
Seattle
3409
Waco
2339
Waco +
| Metric | Seattle, WA | Waco, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 383 | 442 | Seattle + |
| Property Crime / 100KFBI CDE (state-level est.) | 3409 | 2339 | Waco + |
Health
Obesity Rate
CDC PLACES
Seattle
22.2%
Seattle +
Waco
36.8%
Diabetes Rate
CDC PLACES
Seattle
6.1%
Seattle +
Waco
13.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Seattle
15.3%
Seattle +
Waco
20.4%
No Health Insurance
CDC PLACES
Seattle
6.1%
Seattle +
Waco
20.4%
Binge Drinking
CDC PLACES
Seattle
19.0%
Waco
16.2%
Waco +
Current Smokers
CDC PLACES
Seattle
6.5%
Seattle +
Waco
15.1%
| Metric | Seattle, WA | Waco, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 22.2% | 36.8% | Seattle + |
| Diabetes RateCDC PLACES | 6.1% | 13.0% | Seattle + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.3% | 20.4% | Seattle + |
| No Health InsuranceCDC PLACES | 6.1% | 20.4% | Seattle + |
| Binge DrinkingCDC PLACES | 19.0% | 16.2% | Waco + |
| Current SmokersCDC PLACES | 6.5% | 15.1% | Seattle + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Seattle
52.6°F
Seattle +
Waco
66.6°F
Annual Precipitation
NOAA 1991–2020 normal
Seattle
37.5 in
Waco
36.4 in
Waco +
| Metric | Seattle, WA | Waco, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 52.6°F | 66.6°F | Seattle + |
| Annual PrecipitationNOAA 1991–2020 normal | 37.5 in | 36.4 in | Waco + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Seattle
7.5 µg/m³
Seattle +
Waco
9.2 µg/m³
Good Air Days
AQI ≤ 50
Seattle
75.0%
Seattle +
Waco
55.0%
| Metric | Seattle, WA | Waco, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.5 µg/m³ | 9.2 µg/m³ | Seattle + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Seattle + |
Commute
Mean Commute Time
Census ACS
Seattle
28.8 min
Waco
19.7 min
Waco +
| Metric | Seattle, WA | Waco, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 28.8 min | 19.7 min | Waco + |
Which City is Right for You?
Seattle leads in median household income at $121,984, while waco offers more affordable housing with a median home price of $196,465. On public safety, Seattle is safer with a violent crime rate of 383 per 100,000 residents, compared to 442 in Waco. Seattle has a lower unemployment rate at 4.2%, and Seattle has cleaner air (PM2.5 avg 7.5 µg/m³). For overall health outcomes, Seattle scores better with a lower obesity rate of 22.2%.
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