Spokane Valley WA vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Spokane Valley, WA

Washington · Population: 105,460

  • Median HH Income$70,722
  • Median Home Price$414,734
  • Unemployment5.9%
  • Bachelor's+24.8%

St. Charles, MO

Missouri · Population: 71,542

  • Median HH Income$55,578
  • Median Home Price$144,200
  • Unemployment4.7%
  • Bachelor's+22.7%

Detailed Comparison

Demographics

Population
Spokane Valley
105,460
Spokane Valley +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Spokane Valley
N/A
St. Charles
N/A
Median Age
Spokane Valley
37.6
Spokane Valley +
St. Charles
37.9
Foreign Born
Spokane Valley
5.1%
Spokane Valley +
St. Charles
4.2%
White
Spokane Valley
85.1%
Spokane Valley +
St. Charles
80.4%
Black
Spokane Valley
1.4%
St. Charles
6.7%
St. Charles +
Asian
Spokane Valley
1.7%
Spokane Valley +
St. Charles
1.4%
Hispanic
Spokane Valley
7.5%
St. Charles
7.7%
St. Charles +
Spanish at Home
Spokane Valley
N/A
St. Charles
N/A

Economy

Median HH Income
Spokane Valley
$70,722
Spokane Valley +
St. Charles
$55,578
Per Capita Income
Spokane Valley
$35,235
Spokane Valley +
St. Charles
$31,499
Per Capita Personal Income (MSA)
BEA MSA-level
Spokane Valley
$76,120
Spokane Valley +
St. Charles
$58,527
Unemployment Rate
Spokane Valley
5.9%
St. Charles
4.7%
St. Charles +
Poverty Rate
Spokane Valley
12.9%
Spokane Valley +
St. Charles
18.7%
Bachelor's Degree+
Spokane Valley
24.8%
Spokane Valley +
St. Charles
22.7%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Spokane Valley
$414,734
St. Charles
$144,200
St. Charles +
Homeownership Rate
Spokane Valley
57.5%
St. Charles
61.4%
St. Charles +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Spokane Valley
383
Spokane Valley +
St. Charles
501
Property Crime / 100K
FBI CDE (state-level est.)
Spokane Valley
3409
St. Charles
2418
St. Charles +

Health

Obesity Rate
CDC PLACES
Spokane Valley
35.1%
Spokane Valley +
St. Charles
35.9%
Diabetes Rate
CDC PLACES
Spokane Valley
10.5%
St. Charles
10.4%
St. Charles +
Poor Mental Health
CDC PLACES — 14+ days/month
Spokane Valley
18.1%
St. Charles
16.0%
St. Charles +
No Health Insurance
CDC PLACES
Spokane Valley
7.7%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Spokane Valley
17.2%
Spokane Valley +
St. Charles
18.4%
Current Smokers
CDC PLACES
Spokane Valley
12.4%
Spokane Valley +
St. Charles
12.5%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Spokane Valley
N/A
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Spokane Valley
N/A
St. Charles
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Spokane Valley
7.5 µg/m³
Spokane Valley +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
Spokane Valley
75.0%
Spokane Valley +
St. Charles
55.0%

Commute

Mean Commute Time
Census ACS
Spokane Valley
22.4 min
St. Charles
18.3 min
St. Charles +

Which City is Right for You?

Spokane Valley leads in median household income at $70,722, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, Spokane Valley is safer with a violent crime rate of 383 per 100,000 residents, compared to 501 in St. Charles. St. Charles has a lower unemployment rate at 4.7%, and Spokane Valley has cleaner air (PM2.5 avg 7.5 µg/m³). For overall health outcomes, Spokane Valley scores better with a lower obesity rate of 35.1%.

Compare More Cities

About Spokane Valley & St. Charles