Springfield MA vs Toledo OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Springfield, MA
Massachusetts · Population: 154,751
- Median HH Income$51,339
- Median Home Price$298,985
- Unemployment8.2%
- Bachelor's+19.7%
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Detailed Comparison
Demographics
Population
Springfield
154,751
Toledo
268,461
Toledo +
Pop. Density / sq mi
Lower = more space
Springfield
N/A
Toledo
N/A
Median Age
Springfield
33.7
Springfield +
Toledo
35.7
Foreign Born
Springfield
10.2%
Springfield +
Toledo
3.4%
White
Springfield
40.8%
Toledo
58.7%
Toledo +
Black
Springfield
20.0%
Toledo
28.7%
Toledo +
Asian
Springfield
2.8%
Springfield +
Toledo
1.4%
Hispanic
Springfield
47.4%
Springfield +
Toledo
8.9%
Spanish at Home
Springfield
N/A
Toledo
N/A
| Metric | Springfield, MA | Toledo, OH | Better |
|---|---|---|---|
| Population | 154,751 | 268,461 | Toledo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.7 | 35.7 | Springfield + |
| Foreign Born | 10.2% | 3.4% | Springfield + |
| White | 40.8% | 58.7% | Toledo + |
| Black | 20.0% | 28.7% | Toledo + |
| Asian | 2.8% | 1.4% | Springfield + |
| Hispanic | 47.4% | 8.9% | Springfield + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Springfield
$51,339
Springfield +
Toledo
$47,532
Per Capita Income
Springfield
$27,054
Toledo
$27,407
Toledo +
Per Capita Personal Income (MSA)
BEA MSA-level
Springfield
$85,405
Springfield +
Toledo
$58,300
Unemployment Rate
Springfield
8.2%
Springfield +
Toledo
8.5%
Poverty Rate
Springfield
25.3%
Toledo
24.5%
Toledo +
Bachelor's Degree+
Springfield
19.7%
Toledo
21.0%
Toledo +
| Metric | Springfield, MA | Toledo, OH | Better |
|---|---|---|---|
| Median HH Income | $51,339 | $47,532 | Springfield + |
| Per Capita Income | $27,054 | $27,407 | Toledo + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $58,300 | Springfield + |
| Unemployment Rate | 8.2% | 8.5% | Springfield + |
| Poverty Rate | 25.3% | 24.5% | Toledo + |
| Bachelor's Degree+ | 19.7% | 21.0% | Toledo + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Springfield
$298,985
Toledo
$130,101
Toledo +
Homeownership Rate
Springfield
49.5%
Toledo
52.7%
Toledo +
| Metric | Springfield, MA | Toledo, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $298,985 | $130,101 | Toledo + |
| Homeownership Rate | 49.5% | 52.7% | Toledo + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Springfield
326
Toledo
319
Toledo +
Property Crime / 100K
FBI CDE (state-level est.)
Springfield
1086
Springfield +
Toledo
1866
| Metric | Springfield, MA | Toledo, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 319 | Toledo + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 1866 | Springfield + |
Health
Obesity Rate
CDC PLACES
Springfield
39.6%
Toledo
39.3%
Toledo +
Diabetes Rate
CDC PLACES
Springfield
14.8%
Springfield +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Springfield
21.1%
Toledo
20.6%
Toledo +
No Health Insurance
CDC PLACES
Springfield
13.7%
Toledo
11.3%
Toledo +
Binge Drinking
CDC PLACES
Springfield
15.1%
Toledo
14.9%
Toledo +
Current Smokers
CDC PLACES
Springfield
17.5%
Springfield +
Toledo
19.9%
| Metric | Springfield, MA | Toledo, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 39.6% | 39.3% | Toledo + |
| Diabetes RateCDC PLACES | 14.8% | 15.7% | Springfield + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 21.1% | 20.6% | Toledo + |
| No Health InsuranceCDC PLACES | 13.7% | 11.3% | Toledo + |
| Binge DrinkingCDC PLACES | 15.1% | 14.9% | Toledo + |
| Current SmokersCDC PLACES | 17.5% | 19.9% | Springfield + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Springfield
N/A
Toledo
50.6°F
Annual Precipitation
NOAA 1991–2020 normal
Springfield
N/A
Toledo
33.4 in
| Metric | Springfield, MA | Toledo, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 50.6°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 33.4 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Springfield
7.2 µg/m³
Springfield +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
Springfield
75.0%
Springfield +
Toledo
55.0%
| Metric | Springfield, MA | Toledo, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 10.3 µg/m³ | Springfield + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Springfield + |
Commute
Mean Commute Time
Census ACS
Springfield
22.6 min
Toledo
21.3 min
Toledo +
| Metric | Springfield, MA | Toledo, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.6 min | 21.3 min | Toledo + |
Which City is Right for You?
Springfield leads in median household income at $51,339, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 326 in Springfield. Springfield has a lower unemployment rate at 8.2%, and Springfield has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Toledo scores better with a lower obesity rate of 39.3%.
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