Springfield MA vs Utica NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Springfield, MA
Massachusetts · Population: 154,751
- Median HH Income$51,339
- Median Home Price$298,985
- Unemployment8.2%
- Bachelor's+19.7%
Utica, NY
New York · Population: 51,054
- Median HH Income$57,688
- Median Home Price$205,924
- Unemployment9.4%
- Bachelor's+36.8%
Detailed Comparison
Demographics
Population
Springfield
154,751
Springfield +
Utica
51,054
Pop. Density / sq mi
Lower = more space
Springfield
N/A
Utica
N/A
Median Age
Springfield
33.7
Utica
33.0
Utica +
Foreign Born
Springfield
10.2%
Springfield +
Utica
9.7%
White
Springfield
40.8%
Utica
64.8%
Utica +
Black
Springfield
20.0%
Springfield +
Utica
16.9%
Asian
Springfield
2.8%
Utica
4.3%
Utica +
Hispanic
Springfield
47.4%
Springfield +
Utica
9.8%
Spanish at Home
Springfield
N/A
Utica
N/A
| Metric | Springfield, MA | Utica, NY | Better |
|---|---|---|---|
| Population | 154,751 | 51,054 | Springfield + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.7 | 33.0 | Utica + |
| Foreign Born | 10.2% | 9.7% | Springfield + |
| White | 40.8% | 64.8% | Utica + |
| Black | 20.0% | 16.9% | Springfield + |
| Asian | 2.8% | 4.3% | Utica + |
| Hispanic | 47.4% | 9.8% | Springfield + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Springfield
$51,339
Utica
$57,688
Utica +
Per Capita Income
Springfield
$27,054
Utica
$35,780
Utica +
Per Capita Personal Income (MSA)
BEA MSA-level
Springfield
$85,405
Springfield +
Utica
$77,425
Unemployment Rate
Springfield
8.2%
Springfield +
Utica
9.4%
Poverty Rate
Springfield
25.3%
Utica
23.8%
Utica +
Bachelor's Degree+
Springfield
19.7%
Utica
36.8%
Utica +
| Metric | Springfield, MA | Utica, NY | Better |
|---|---|---|---|
| Median HH Income | $51,339 | $57,688 | Utica + |
| Per Capita Income | $27,054 | $35,780 | Utica + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $77,425 | Springfield + |
| Unemployment Rate | 8.2% | 9.4% | Springfield + |
| Poverty Rate | 25.3% | 23.8% | Utica + |
| Bachelor's Degree+ | 19.7% | 36.8% | Utica + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Springfield
$298,985
Utica
$205,924
Utica +
Homeownership Rate
Springfield
49.5%
Springfield +
Utica
36.8%
| Metric | Springfield, MA | Utica, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $298,985 | $205,924 | Utica + |
| Homeownership Rate | 49.5% | 36.8% | Springfield + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Springfield
326
Springfield +
Utica
434
Property Crime / 100K
FBI CDE (state-level est.)
Springfield
1086
Springfield +
Utica
1736
| Metric | Springfield, MA | Utica, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 434 | Springfield + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 1736 | Springfield + |
Health
Obesity Rate
CDC PLACES
Springfield
39.6%
Utica
39.6%
Tie
Diabetes Rate
CDC PLACES
Springfield
14.8%
Utica
14.1%
Utica +
Poor Mental Health
CDC PLACES — 14+ days/month
Springfield
21.1%
Utica
19.4%
Utica +
No Health Insurance
CDC PLACES
Springfield
13.7%
Utica
11.1%
Utica +
Binge Drinking
CDC PLACES
Springfield
15.1%
Springfield +
Utica
15.2%
Current Smokers
CDC PLACES
Springfield
17.5%
Springfield +
Utica
18.7%
| Metric | Springfield, MA | Utica, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 39.6% | 39.6% | Tie |
| Diabetes RateCDC PLACES | 14.8% | 14.1% | Utica + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 21.1% | 19.4% | Utica + |
| No Health InsuranceCDC PLACES | 13.7% | 11.1% | Utica + |
| Binge DrinkingCDC PLACES | 15.1% | 15.2% | Springfield + |
| Current SmokersCDC PLACES | 17.5% | 18.7% | Springfield + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Springfield
N/A
Utica
N/A
Annual Precipitation
NOAA 1991–2020 normal
Springfield
N/A
Utica
N/A
| Metric | Springfield, MA | Utica, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Springfield
7.2 µg/m³
Springfield +
Utica
8.1 µg/m³
Good Air Days
AQI ≤ 50
Springfield
75.0%
Utica
75.0%
Tie
| Metric | Springfield, MA | Utica, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.1 µg/m³ | Springfield + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Springfield
22.6 min
Springfield +
Utica
22.7 min
| Metric | Springfield, MA | Utica, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.6 min | 22.7 min | Springfield + |
Which City is Right for You?
Utica leads in median household income at $57,688, while utica offers more affordable housing with a median home price of $205,924. On public safety, Springfield is safer with a violent crime rate of 326 per 100,000 residents, compared to 434 in Utica. Springfield has a lower unemployment rate at 8.2%, and Springfield has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Utica scores better with a lower obesity rate of 39.6%.
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