Springfield MO vs Toledo OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Springfield, MO
Missouri · Population: 169,432
- Median HH Income$45,984
- Median Home Price$245,279
- Unemployment4.3%
- Bachelor's+30.3%
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Detailed Comparison
Demographics
Population
Springfield
169,432
Toledo
268,461
Toledo +
Pop. Density / sq mi
Lower = more space
Springfield
N/A
Toledo
N/A
Median Age
Springfield
33.6
Springfield +
Toledo
35.7
Foreign Born
Springfield
3.8%
Springfield +
Toledo
3.4%
White
Springfield
85.2%
Springfield +
Toledo
58.7%
Black
Springfield
4.3%
Toledo
28.7%
Toledo +
Asian
Springfield
1.7%
Springfield +
Toledo
1.4%
Hispanic
Springfield
5.6%
Toledo
8.9%
Toledo +
Spanish at Home
Springfield
N/A
Toledo
N/A
| Metric | Springfield, MO | Toledo, OH | Better |
|---|---|---|---|
| Population | 169,432 | 268,461 | Toledo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.6 | 35.7 | Springfield + |
| Foreign Born | 3.8% | 3.4% | Springfield + |
| White | 85.2% | 58.7% | Springfield + |
| Black | 4.3% | 28.7% | Toledo + |
| Asian | 1.7% | 1.4% | Springfield + |
| Hispanic | 5.6% | 8.9% | Toledo + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Springfield
$45,984
Toledo
$47,532
Toledo +
Per Capita Income
Springfield
$30,864
Springfield +
Toledo
$27,407
Per Capita Personal Income (MSA)
BEA MSA-level
Springfield
$58,527
Springfield +
Toledo
$58,300
Unemployment Rate
Springfield
4.3%
Springfield +
Toledo
8.5%
Poverty Rate
Springfield
19.4%
Springfield +
Toledo
24.5%
Bachelor's Degree+
Springfield
30.3%
Springfield +
Toledo
21.0%
| Metric | Springfield, MO | Toledo, OH | Better |
|---|---|---|---|
| Median HH Income | $45,984 | $47,532 | Toledo + |
| Per Capita Income | $30,864 | $27,407 | Springfield + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,527 | $58,300 | Springfield + |
| Unemployment Rate | 4.3% | 8.5% | Springfield + |
| Poverty Rate | 19.4% | 24.5% | Springfield + |
| Bachelor's Degree+ | 30.3% | 21.0% | Springfield + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Springfield
$245,279
Toledo
$130,101
Toledo +
Homeownership Rate
Springfield
42.9%
Toledo
52.7%
Toledo +
| Metric | Springfield, MO | Toledo, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $245,279 | $130,101 | Toledo + |
| Homeownership Rate | 42.9% | 52.7% | Toledo + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Springfield
501
Toledo
319
Toledo +
Property Crime / 100K
FBI CDE (state-level est.)
Springfield
2418
Toledo
1866
Toledo +
| Metric | Springfield, MO | Toledo, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 501 | 319 | Toledo + |
| Property Crime / 100KFBI CDE (state-level est.) | 2418 | 1866 | Toledo + |
Health
Obesity Rate
CDC PLACES
Springfield
37.7%
Springfield +
Toledo
39.3%
Diabetes Rate
CDC PLACES
Springfield
11.1%
Springfield +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Springfield
20.0%
Springfield +
Toledo
20.6%
No Health Insurance
CDC PLACES
Springfield
10.0%
Springfield +
Toledo
11.3%
Binge Drinking
CDC PLACES
Springfield
15.6%
Toledo
14.9%
Toledo +
Current Smokers
CDC PLACES
Springfield
17.1%
Springfield +
Toledo
19.9%
| Metric | Springfield, MO | Toledo, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 37.7% | 39.3% | Springfield + |
| Diabetes RateCDC PLACES | 11.1% | 15.7% | Springfield + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.0% | 20.6% | Springfield + |
| No Health InsuranceCDC PLACES | 10.0% | 11.3% | Springfield + |
| Binge DrinkingCDC PLACES | 15.6% | 14.9% | Toledo + |
| Current SmokersCDC PLACES | 17.1% | 19.9% | Springfield + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Springfield
56.3°F
Toledo
50.6°F
Toledo +
Annual Precipitation
NOAA 1991–2020 normal
Springfield
45.6 in
Toledo
33.4 in
Toledo +
| Metric | Springfield, MO | Toledo, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 56.3°F | 50.6°F | Toledo + |
| Annual PrecipitationNOAA 1991–2020 normal | 45.6 in | 33.4 in | Toledo + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Springfield
9.3 µg/m³
Springfield +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
Springfield
55.0%
Toledo
55.0%
Tie
| Metric | Springfield, MO | Toledo, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.3 µg/m³ | 10.3 µg/m³ | Springfield + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Springfield
19.5 min
Springfield +
Toledo
21.3 min
| Metric | Springfield, MO | Toledo, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 19.5 min | 21.3 min | Springfield + |
Which City is Right for You?
Toledo leads in median household income at $47,532, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 501 in Springfield. Springfield has a lower unemployment rate at 4.3%, and Springfield has cleaner air (PM2.5 avg 9.3 µg/m³). For overall health outcomes, Springfield scores better with a lower obesity rate of 37.7%.
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