St. Charles MO vs Tampa FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Tampa, FL
Florida · Population: 393,389
- Median HH Income$71,302
- Median Home Price$376,530
- Unemployment4.7%
- Bachelor's+44.6%
Detailed Comparison
Demographics
Population
St. Charles
71,542
Tampa
393,389
Tampa +
Pop. Density / sq mi
Lower = more space
St. Charles
N/A
Tampa
N/A
Median Age
St. Charles
37.9
Tampa
35.6
Tampa +
Foreign Born
St. Charles
4.2%
Tampa
19.0%
Tampa +
White
St. Charles
80.4%
St. Charles +
Tampa
51.8%
Black
St. Charles
6.7%
Tampa
21.3%
Tampa +
Asian
St. Charles
1.4%
Tampa
4.8%
Tampa +
Hispanic
St. Charles
7.7%
Tampa
26.2%
Tampa +
Spanish at Home
St. Charles
N/A
Tampa
N/A
| Metric | St. Charles, MO | Tampa, FL | Better |
|---|---|---|---|
| Population | 71,542 | 393,389 | Tampa + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.9 | 35.6 | Tampa + |
| Foreign Born | 4.2% | 19.0% | Tampa + |
| White | 80.4% | 51.8% | St. Charles + |
| Black | 6.7% | 21.3% | Tampa + |
| Asian | 1.4% | 4.8% | Tampa + |
| Hispanic | 7.7% | 26.2% | Tampa + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
St. Charles
$55,578
Tampa
$71,302
Tampa +
Per Capita Income
St. Charles
$31,499
Tampa
$49,513
Tampa +
Per Capita Personal Income (MSA)
BEA MSA-level
St. Charles
$58,527
Tampa
$65,328
Tampa +
Unemployment Rate
St. Charles
4.7%
St. Charles +
Tampa
4.7%
Poverty Rate
St. Charles
18.7%
Tampa
15.9%
Tampa +
Bachelor's Degree+
St. Charles
22.7%
Tampa
44.6%
Tampa +
| Metric | St. Charles, MO | Tampa, FL | Better |
|---|---|---|---|
| Median HH Income | $55,578 | $71,302 | Tampa + |
| Per Capita Income | $31,499 | $49,513 | Tampa + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,527 | $65,328 | Tampa + |
| Unemployment Rate | 4.7% | 4.7% | St. Charles + |
| Poverty Rate | 18.7% | 15.9% | Tampa + |
| Bachelor's Degree+ | 22.7% | 44.6% | Tampa + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
St. Charles
$144,200
St. Charles +
Tampa
$376,530
Homeownership Rate
St. Charles
61.4%
St. Charles +
Tampa
50.2%
| Metric | St. Charles, MO | Tampa, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $144,200 | $376,530 | St. Charles + |
| Homeownership Rate | 61.4% | 50.2% | St. Charles + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
St. Charles
501
Tampa
324
Tampa +
Property Crime / 100K
FBI CDE (state-level est.)
St. Charles
2418
Tampa
1453
Tampa +
| Metric | St. Charles, MO | Tampa, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 501 | 324 | Tampa + |
| Property Crime / 100KFBI CDE (state-level est.) | 2418 | 1453 | Tampa + |
Health
Obesity Rate
CDC PLACES
St. Charles
35.9%
Tampa
31.9%
Tampa +
Diabetes Rate
CDC PLACES
St. Charles
10.4%
St. Charles +
Tampa
12.5%
Poor Mental Health
CDC PLACES — 14+ days/month
St. Charles
16.0%
St. Charles +
Tampa
17.4%
No Health Insurance
CDC PLACES
St. Charles
7.1%
St. Charles +
Tampa
15.9%
Binge Drinking
CDC PLACES
St. Charles
18.4%
Tampa
16.7%
Tampa +
Current Smokers
CDC PLACES
St. Charles
12.5%
St. Charles +
Tampa
12.6%
| Metric | St. Charles, MO | Tampa, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.9% | 31.9% | Tampa + |
| Diabetes RateCDC PLACES | 10.4% | 12.5% | St. Charles + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 17.4% | St. Charles + |
| No Health InsuranceCDC PLACES | 7.1% | 15.9% | St. Charles + |
| Binge DrinkingCDC PLACES | 18.4% | 16.7% | Tampa + |
| Current SmokersCDC PLACES | 12.5% | 12.6% | St. Charles + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
St. Charles
N/A
Tampa
73.4°F
Annual Precipitation
NOAA 1991–2020 normal
St. Charles
N/A
Tampa
46.3 in
| Metric | St. Charles, MO | Tampa, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 73.4°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 46.3 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
St. Charles
9.3 µg/m³
Tampa
7.2 µg/m³
Tampa +
Good Air Days
AQI ≤ 50
St. Charles
55.0%
Tampa
75.0%
Tampa +
| Metric | St. Charles, MO | Tampa, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.3 µg/m³ | 7.2 µg/m³ | Tampa + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Tampa + |
Commute
Mean Commute Time
Census ACS
St. Charles
18.3 min
St. Charles +
Tampa
26.8 min
| Metric | St. Charles, MO | Tampa, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.3 min | 26.8 min | St. Charles + |
Which City is Right for You?
Tampa leads in median household income at $71,302, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, Tampa is safer with a violent crime rate of 324 per 100,000 residents, compared to 501 in St. Charles. St. Charles has a lower unemployment rate at 4.7%, and Tampa has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Tampa scores better with a lower obesity rate of 31.9%.
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