St. Charles MO vs Temecula CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Temecula, CA
California · Population: 110,404
- Median HH Income$117,840
- Median Home Price$769,756
- Unemployment5.8%
- Bachelor's+39.2%
Detailed Comparison
Demographics
Population
St. Charles
71,542
Temecula
110,404
Temecula +
Pop. Density / sq mi
Lower = more space
St. Charles
N/A
Temecula
N/A
Median Age
St. Charles
37.9
Temecula
36.3
Temecula +
Foreign Born
St. Charles
4.2%
Temecula
16.6%
Temecula +
White
St. Charles
80.4%
St. Charles +
Temecula
57.0%
Black
St. Charles
6.7%
St. Charles +
Temecula
4.3%
Asian
St. Charles
1.4%
Temecula
11.5%
Temecula +
Hispanic
St. Charles
7.7%
Temecula
28.5%
Temecula +
Spanish at Home
St. Charles
N/A
Temecula
N/A
| Metric | St. Charles, MO | Temecula, CA | Better |
|---|---|---|---|
| Population | 71,542 | 110,404 | Temecula + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.9 | 36.3 | Temecula + |
| Foreign Born | 4.2% | 16.6% | Temecula + |
| White | 80.4% | 57.0% | St. Charles + |
| Black | 6.7% | 4.3% | St. Charles + |
| Asian | 1.4% | 11.5% | Temecula + |
| Hispanic | 7.7% | 28.5% | Temecula + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
St. Charles
$55,578
Temecula
$117,840
Temecula +
Per Capita Income
St. Charles
$31,499
Temecula
$44,826
Temecula +
Per Capita Personal Income (MSA)
BEA MSA-level
St. Charles
$58,527
Temecula
$77,230
Temecula +
Unemployment Rate
St. Charles
4.7%
St. Charles +
Temecula
5.8%
Poverty Rate
St. Charles
18.7%
Temecula
7.4%
Temecula +
Bachelor's Degree+
St. Charles
22.7%
Temecula
39.2%
Temecula +
| Metric | St. Charles, MO | Temecula, CA | Better |
|---|---|---|---|
| Median HH Income | $55,578 | $117,840 | Temecula + |
| Per Capita Income | $31,499 | $44,826 | Temecula + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,527 | $77,230 | Temecula + |
| Unemployment Rate | 4.7% | 5.8% | St. Charles + |
| Poverty Rate | 18.7% | 7.4% | Temecula + |
| Bachelor's Degree+ | 22.7% | 39.2% | Temecula + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
St. Charles
$144,200
St. Charles +
Temecula
$769,756
Homeownership Rate
St. Charles
61.4%
Temecula
67.7%
Temecula +
| Metric | St. Charles, MO | Temecula, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $144,200 | $769,756 | St. Charles + |
| Homeownership Rate | 61.4% | 67.7% | Temecula + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
St. Charles
501
St. Charles +
Temecula
503
Property Crime / 100K
FBI CDE (state-level est.)
St. Charles
2418
Temecula
2388
Temecula +
| Metric | St. Charles, MO | Temecula, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 501 | 503 | St. Charles + |
| Property Crime / 100KFBI CDE (state-level est.) | 2418 | 2388 | Temecula + |
Health
Obesity Rate
CDC PLACES
St. Charles
35.9%
Temecula
33.0%
Temecula +
Diabetes Rate
CDC PLACES
St. Charles
10.4%
Temecula
9.6%
Temecula +
Poor Mental Health
CDC PLACES — 14+ days/month
St. Charles
16.0%
St. Charles +
Temecula
16.6%
No Health Insurance
CDC PLACES
St. Charles
7.1%
Temecula
6.8%
Temecula +
Binge Drinking
CDC PLACES
St. Charles
18.4%
Temecula
15.9%
Temecula +
Current Smokers
CDC PLACES
St. Charles
12.5%
Temecula
9.8%
Temecula +
| Metric | St. Charles, MO | Temecula, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.9% | 33.0% | Temecula + |
| Diabetes RateCDC PLACES | 10.4% | 9.6% | Temecula + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 16.6% | St. Charles + |
| No Health InsuranceCDC PLACES | 7.1% | 6.8% | Temecula + |
| Binge DrinkingCDC PLACES | 18.4% | 15.9% | Temecula + |
| Current SmokersCDC PLACES | 12.5% | 9.8% | Temecula + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
St. Charles
N/A
Temecula
N/A
Annual Precipitation
NOAA 1991–2020 normal
St. Charles
N/A
Temecula
N/A
| Metric | St. Charles, MO | Temecula, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
St. Charles
9.3 µg/m³
Temecula
7.9 µg/m³
Temecula +
Good Air Days
AQI ≤ 50
St. Charles
55.0%
Temecula
75.0%
Temecula +
| Metric | St. Charles, MO | Temecula, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.3 µg/m³ | 7.9 µg/m³ | Temecula + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Temecula + |
Commute
Mean Commute Time
Census ACS
St. Charles
18.3 min
St. Charles +
Temecula
38.7 min
| Metric | St. Charles, MO | Temecula, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.3 min | 38.7 min | St. Charles + |
Which City is Right for You?
Temecula leads in median household income at $117,840, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, St. Charles is safer with a violent crime rate of 501 per 100,000 residents, compared to 503 in Temecula. St. Charles has a lower unemployment rate at 4.7%, and Temecula has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Temecula scores better with a lower obesity rate of 33.0%.
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