St. Charles MO vs Thousand Oaks CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Thousand Oaks, CA
California · Population: N/A
- Median HH IncomeN/A
- Median Home Price$1,053,424
- UnemploymentN/A
- Bachelor's+N/A
Detailed Comparison
Demographics
Population
St. Charles
71,542
Thousand Oaks
N/A
Pop. Density / sq mi
Lower = more space
St. Charles
N/A
Thousand Oaks
N/A
Median Age
St. Charles
37.9
Thousand Oaks
N/A
Foreign Born
St. Charles
4.2%
Thousand Oaks
N/A
White
St. Charles
80.4%
Thousand Oaks
N/A
Black
St. Charles
6.7%
Thousand Oaks
N/A
Asian
St. Charles
1.4%
Thousand Oaks
N/A
Hispanic
St. Charles
7.7%
Thousand Oaks
N/A
Spanish at Home
St. Charles
N/A
Thousand Oaks
N/A
| Metric | St. Charles, MO | Thousand Oaks, CA | Better |
|---|---|---|---|
| Population | 71,542 | N/A | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.9 | N/A | - |
| Foreign Born | 4.2% | N/A | - |
| White | 80.4% | N/A | - |
| Black | 6.7% | N/A | - |
| Asian | 1.4% | N/A | - |
| Hispanic | 7.7% | N/A | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
St. Charles
$55,578
Thousand Oaks
N/A
Per Capita Income
St. Charles
$31,499
Thousand Oaks
N/A
Per Capita Personal Income (MSA)
BEA MSA-level
St. Charles
$58,527
Thousand Oaks
$77,230
Thousand Oaks +
Unemployment Rate
St. Charles
4.7%
Thousand Oaks
N/A
Poverty Rate
St. Charles
18.7%
Thousand Oaks
N/A
Bachelor's Degree+
St. Charles
22.7%
Thousand Oaks
N/A
| Metric | St. Charles, MO | Thousand Oaks, CA | Better |
|---|---|---|---|
| Median HH Income | $55,578 | N/A | - |
| Per Capita Income | $31,499 | N/A | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,527 | $77,230 | Thousand Oaks + |
| Unemployment Rate | 4.7% | N/A | - |
| Poverty Rate | 18.7% | N/A | - |
| Bachelor's Degree+ | 22.7% | N/A | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
St. Charles
$144,200
St. Charles +
Thousand Oaks
$1,053,424
Homeownership Rate
St. Charles
61.4%
Thousand Oaks
N/A
| Metric | St. Charles, MO | Thousand Oaks, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $144,200 | $1,053,424 | St. Charles + |
| Homeownership Rate | 61.4% | N/A | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
St. Charles
501
St. Charles +
Thousand Oaks
503
Property Crime / 100K
FBI CDE (state-level est.)
St. Charles
2418
Thousand Oaks
2388
Thousand Oaks +
| Metric | St. Charles, MO | Thousand Oaks, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 501 | 503 | St. Charles + |
| Property Crime / 100KFBI CDE (state-level est.) | 2418 | 2388 | Thousand Oaks + |
Health
Obesity Rate
CDC PLACES
St. Charles
35.9%
Thousand Oaks
23.0%
Thousand Oaks +
Diabetes Rate
CDC PLACES
St. Charles
10.4%
Thousand Oaks
10.1%
Thousand Oaks +
Poor Mental Health
CDC PLACES — 14+ days/month
St. Charles
16.0%
Thousand Oaks
15.0%
Thousand Oaks +
No Health Insurance
CDC PLACES
St. Charles
7.1%
Thousand Oaks
5.8%
Thousand Oaks +
Binge Drinking
CDC PLACES
St. Charles
18.4%
Thousand Oaks
15.7%
Thousand Oaks +
Current Smokers
CDC PLACES
St. Charles
12.5%
Thousand Oaks
8.6%
Thousand Oaks +
| Metric | St. Charles, MO | Thousand Oaks, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.9% | 23.0% | Thousand Oaks + |
| Diabetes RateCDC PLACES | 10.4% | 10.1% | Thousand Oaks + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 15.0% | Thousand Oaks + |
| No Health InsuranceCDC PLACES | 7.1% | 5.8% | Thousand Oaks + |
| Binge DrinkingCDC PLACES | 18.4% | 15.7% | Thousand Oaks + |
| Current SmokersCDC PLACES | 12.5% | 8.6% | Thousand Oaks + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
St. Charles
N/A
Thousand Oaks
62.7°F
Annual Precipitation
NOAA 1991–2020 normal
St. Charles
N/A
Thousand Oaks
16.5 in
| Metric | St. Charles, MO | Thousand Oaks, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 62.7°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 16.5 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
St. Charles
9.3 µg/m³
Thousand Oaks
7.9 µg/m³
Thousand Oaks +
Good Air Days
AQI ≤ 50
St. Charles
55.0%
Thousand Oaks
75.0%
Thousand Oaks +
| Metric | St. Charles, MO | Thousand Oaks, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.3 µg/m³ | 7.9 µg/m³ | Thousand Oaks + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Thousand Oaks + |
Commute
Mean Commute Time
Census ACS
St. Charles
18.3 min
Thousand Oaks
N/A
| Metric | St. Charles, MO | Thousand Oaks, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.3 min | N/A | - |
Which City is Right for You?
St. Charles offers more affordable housing with a median home price of $144,200. On public safety, St. Charles is safer with a violent crime rate of 501 per 100,000 residents, compared to 503 in Thousand Oaks. Thousand Oaks has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Thousand Oaks scores better with a lower obesity rate of 23.0%.
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