Tampa FL vs Toledo OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Tampa, FL
Florida · Population: 393,389
- Median HH Income$71,302
- Median Home Price$376,530
- Unemployment4.7%
- Bachelor's+44.6%
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Detailed Comparison
Demographics
Population
Tampa
393,389
Tampa +
Toledo
268,461
Pop. Density / sq mi
Lower = more space
Tampa
N/A
Toledo
N/A
Median Age
Tampa
35.6
Tampa +
Toledo
35.7
Foreign Born
Tampa
19.0%
Tampa +
Toledo
3.4%
White
Tampa
51.8%
Toledo
58.7%
Toledo +
Black
Tampa
21.3%
Toledo
28.7%
Toledo +
Asian
Tampa
4.8%
Tampa +
Toledo
1.4%
Hispanic
Tampa
26.2%
Tampa +
Toledo
8.9%
Spanish at Home
Tampa
N/A
Toledo
N/A
| Metric | Tampa, FL | Toledo, OH | Better |
|---|---|---|---|
| Population | 393,389 | 268,461 | Tampa + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.6 | 35.7 | Tampa + |
| Foreign Born | 19.0% | 3.4% | Tampa + |
| White | 51.8% | 58.7% | Toledo + |
| Black | 21.3% | 28.7% | Toledo + |
| Asian | 4.8% | 1.4% | Tampa + |
| Hispanic | 26.2% | 8.9% | Tampa + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Tampa
$71,302
Tampa +
Toledo
$47,532
Per Capita Income
Tampa
$49,513
Tampa +
Toledo
$27,407
Per Capita Personal Income (MSA)
BEA MSA-level
Tampa
$65,328
Tampa +
Toledo
$58,300
Unemployment Rate
Tampa
4.7%
Tampa +
Toledo
8.5%
Poverty Rate
Tampa
15.9%
Tampa +
Toledo
24.5%
Bachelor's Degree+
Tampa
44.6%
Tampa +
Toledo
21.0%
| Metric | Tampa, FL | Toledo, OH | Better |
|---|---|---|---|
| Median HH Income | $71,302 | $47,532 | Tampa + |
| Per Capita Income | $49,513 | $27,407 | Tampa + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $58,300 | Tampa + |
| Unemployment Rate | 4.7% | 8.5% | Tampa + |
| Poverty Rate | 15.9% | 24.5% | Tampa + |
| Bachelor's Degree+ | 44.6% | 21.0% | Tampa + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Tampa
$376,530
Toledo
$130,101
Toledo +
Homeownership Rate
Tampa
50.2%
Toledo
52.7%
Toledo +
| Metric | Tampa, FL | Toledo, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $376,530 | $130,101 | Toledo + |
| Homeownership Rate | 50.2% | 52.7% | Toledo + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Tampa
324
Toledo
319
Toledo +
Property Crime / 100K
FBI CDE (state-level est.)
Tampa
1453
Tampa +
Toledo
1866
| Metric | Tampa, FL | Toledo, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 319 | Toledo + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1866 | Tampa + |
Health
Obesity Rate
CDC PLACES
Tampa
31.9%
Tampa +
Toledo
39.3%
Diabetes Rate
CDC PLACES
Tampa
12.5%
Tampa +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Tampa
17.4%
Tampa +
Toledo
20.6%
No Health Insurance
CDC PLACES
Tampa
15.9%
Toledo
11.3%
Toledo +
Binge Drinking
CDC PLACES
Tampa
16.7%
Toledo
14.9%
Toledo +
Current Smokers
CDC PLACES
Tampa
12.6%
Tampa +
Toledo
19.9%
| Metric | Tampa, FL | Toledo, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 31.9% | 39.3% | Tampa + |
| Diabetes RateCDC PLACES | 12.5% | 15.7% | Tampa + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.4% | 20.6% | Tampa + |
| No Health InsuranceCDC PLACES | 15.9% | 11.3% | Toledo + |
| Binge DrinkingCDC PLACES | 16.7% | 14.9% | Toledo + |
| Current SmokersCDC PLACES | 12.6% | 19.9% | Tampa + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Tampa
73.4°F
Toledo
50.6°F
Toledo +
Annual Precipitation
NOAA 1991–2020 normal
Tampa
46.3 in
Toledo
33.4 in
Toledo +
| Metric | Tampa, FL | Toledo, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 73.4°F | 50.6°F | Toledo + |
| Annual PrecipitationNOAA 1991–2020 normal | 46.3 in | 33.4 in | Toledo + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Tampa
7.2 µg/m³
Tampa +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
Tampa
75.0%
Tampa +
Toledo
55.0%
| Metric | Tampa, FL | Toledo, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 10.3 µg/m³ | Tampa + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Tampa + |
Commute
Mean Commute Time
Census ACS
Tampa
26.8 min
Toledo
21.3 min
Toledo +
| Metric | Tampa, FL | Toledo, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.8 min | 21.3 min | Toledo + |
Which City is Right for You?
Tampa leads in median household income at $71,302, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 324 in Tampa. Tampa has a lower unemployment rate at 4.7%, and Tampa has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Tampa scores better with a lower obesity rate of 31.9%.
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