Toledo OH vs Torrance CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Torrance, CA
California · Population: 95,358
- Median HH Income$118,253
- Median Home Price$1,128,110
- Unemployment5.9%
- Bachelor's+26.2%
Detailed Comparison
Demographics
Population
Toledo
268,461
Toledo +
Torrance
95,358
Pop. Density / sq mi
Lower = more space
Toledo
N/A
Torrance
N/A
Median Age
Toledo
35.7
Torrance
35.2
Torrance +
Foreign Born
Toledo
3.4%
Torrance
28.7%
Torrance +
White
Toledo
58.7%
Toledo +
Torrance
34.8%
Black
Toledo
28.7%
Toledo +
Torrance
6.1%
Asian
Toledo
1.4%
Torrance
22.0%
Torrance +
Hispanic
Toledo
8.9%
Torrance
41.4%
Torrance +
Spanish at Home
Toledo
N/A
Torrance
N/A
| Metric | Toledo, OH | Torrance, CA | Better |
|---|---|---|---|
| Population | 268,461 | 95,358 | Toledo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.7 | 35.2 | Torrance + |
| Foreign Born | 3.4% | 28.7% | Torrance + |
| White | 58.7% | 34.8% | Toledo + |
| Black | 28.7% | 6.1% | Toledo + |
| Asian | 1.4% | 22.0% | Torrance + |
| Hispanic | 8.9% | 41.4% | Torrance + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Toledo
$47,532
Torrance
$118,253
Torrance +
Per Capita Income
Toledo
$27,407
Torrance
$42,884
Torrance +
Per Capita Personal Income (MSA)
BEA MSA-level
Toledo
$58,300
Torrance
$77,230
Torrance +
Unemployment Rate
Toledo
8.5%
Torrance
5.9%
Torrance +
Poverty Rate
Toledo
24.5%
Torrance
7.7%
Torrance +
Bachelor's Degree+
Toledo
21.0%
Torrance
26.2%
Torrance +
| Metric | Toledo, OH | Torrance, CA | Better |
|---|---|---|---|
| Median HH Income | $47,532 | $118,253 | Torrance + |
| Per Capita Income | $27,407 | $42,884 | Torrance + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,300 | $77,230 | Torrance + |
| Unemployment Rate | 8.5% | 5.9% | Torrance + |
| Poverty Rate | 24.5% | 7.7% | Torrance + |
| Bachelor's Degree+ | 21.0% | 26.2% | Torrance + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Toledo
$130,101
Toledo +
Torrance
$1,128,110
Homeownership Rate
Toledo
52.7%
Torrance
64.0%
Torrance +
| Metric | Toledo, OH | Torrance, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $130,101 | $1,128,110 | Toledo + |
| Homeownership Rate | 52.7% | 64.0% | Torrance + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Toledo
319
Toledo +
Torrance
503
Property Crime / 100K
FBI CDE (state-level est.)
Toledo
1866
Toledo +
Torrance
2388
| Metric | Toledo, OH | Torrance, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 319 | 503 | Toledo + |
| Property Crime / 100KFBI CDE (state-level est.) | 1866 | 2388 | Toledo + |
Health
Obesity Rate
CDC PLACES
Toledo
39.3%
Torrance
20.3%
Torrance +
Diabetes Rate
CDC PLACES
Toledo
15.7%
Torrance
10.6%
Torrance +
Poor Mental Health
CDC PLACES — 14+ days/month
Toledo
20.6%
Torrance
13.3%
Torrance +
No Health Insurance
CDC PLACES
Toledo
11.3%
Torrance
5.2%
Torrance +
Binge Drinking
CDC PLACES
Toledo
14.9%
Torrance
14.0%
Torrance +
Current Smokers
CDC PLACES
Toledo
19.9%
Torrance
8.0%
Torrance +
| Metric | Toledo, OH | Torrance, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 39.3% | 20.3% | Torrance + |
| Diabetes RateCDC PLACES | 15.7% | 10.6% | Torrance + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.6% | 13.3% | Torrance + |
| No Health InsuranceCDC PLACES | 11.3% | 5.2% | Torrance + |
| Binge DrinkingCDC PLACES | 14.9% | 14.0% | Torrance + |
| Current SmokersCDC PLACES | 19.9% | 8.0% | Torrance + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Toledo
50.6°F
Toledo +
Torrance
62.6°F
Annual Precipitation
NOAA 1991–2020 normal
Toledo
33.4 in
Torrance
14.5 in
Torrance +
| Metric | Toledo, OH | Torrance, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 50.6°F | 62.6°F | Toledo + |
| Annual PrecipitationNOAA 1991–2020 normal | 33.4 in | 14.5 in | Torrance + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Toledo
10.3 µg/m³
Torrance
7.9 µg/m³
Torrance +
Good Air Days
AQI ≤ 50
Toledo
55.0%
Torrance
75.0%
Torrance +
| Metric | Toledo, OH | Torrance, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.3 µg/m³ | 7.9 µg/m³ | Torrance + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Torrance + |
Commute
Mean Commute Time
Census ACS
Toledo
21.3 min
Toledo +
Torrance
44.9 min
| Metric | Toledo, OH | Torrance, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.3 min | 44.9 min | Toledo + |
Which City is Right for You?
Torrance leads in median household income at $118,253, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 503 in Torrance. Torrance has a lower unemployment rate at 5.9%, and Torrance has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Torrance scores better with a lower obesity rate of 20.3%.
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