Toledo OH vs Waterbury CT — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Waterbury, CT
Connecticut · Population: N/A
- Median HH IncomeN/A
- Median Home Price$280,921
- UnemploymentN/A
- Bachelor's+N/A
Detailed Comparison
Demographics
Population
Toledo
268,461
Waterbury
N/A
Pop. Density / sq mi
Lower = more space
Toledo
N/A
Waterbury
N/A
Median Age
Toledo
35.7
Waterbury
N/A
Foreign Born
Toledo
3.4%
Waterbury
N/A
White
Toledo
58.7%
Waterbury
N/A
Black
Toledo
28.7%
Waterbury
N/A
Asian
Toledo
1.4%
Waterbury
N/A
Hispanic
Toledo
8.9%
Waterbury
N/A
Spanish at Home
Toledo
N/A
Waterbury
N/A
| Metric | Toledo, OH | Waterbury, CT | Better |
|---|---|---|---|
| Population | 268,461 | N/A | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.7 | N/A | - |
| Foreign Born | 3.4% | N/A | - |
| White | 58.7% | N/A | - |
| Black | 28.7% | N/A | - |
| Asian | 1.4% | N/A | - |
| Hispanic | 8.9% | N/A | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Toledo
$47,532
Waterbury
N/A
Per Capita Income
Toledo
$27,407
Waterbury
N/A
Per Capita Personal Income (MSA)
BEA MSA-level
Toledo
$58,300
Waterbury
$85,393
Waterbury +
Unemployment Rate
Toledo
8.5%
Waterbury
N/A
Poverty Rate
Toledo
24.5%
Waterbury
N/A
Bachelor's Degree+
Toledo
21.0%
Waterbury
N/A
| Metric | Toledo, OH | Waterbury, CT | Better |
|---|---|---|---|
| Median HH Income | $47,532 | N/A | - |
| Per Capita Income | $27,407 | N/A | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,300 | $85,393 | Waterbury + |
| Unemployment Rate | 8.5% | N/A | - |
| Poverty Rate | 24.5% | N/A | - |
| Bachelor's Degree+ | 21.0% | N/A | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Toledo
$130,101
Toledo +
Waterbury
$280,921
Homeownership Rate
Toledo
52.7%
Waterbury
N/A
| Metric | Toledo, OH | Waterbury, CT | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $130,101 | $280,921 | Toledo + |
| Homeownership Rate | 52.7% | N/A | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Toledo
319
Waterbury
156
Waterbury +
Property Crime / 100K
FBI CDE (state-level est.)
Toledo
1866
Waterbury
1524
Waterbury +
| Metric | Toledo, OH | Waterbury, CT | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 319 | 156 | Waterbury + |
| Property Crime / 100KFBI CDE (state-level est.) | 1866 | 1524 | Waterbury + |
Health
Obesity Rate
CDC PLACES
Toledo
39.3%
Toledo +
Waterbury
40.5%
Diabetes Rate
CDC PLACES
Toledo
15.7%
Waterbury
14.1%
Waterbury +
Poor Mental Health
CDC PLACES — 14+ days/month
Toledo
20.6%
Waterbury
19.1%
Waterbury +
No Health Insurance
CDC PLACES
Toledo
11.3%
Toledo +
Waterbury
18.5%
Binge Drinking
CDC PLACES
Toledo
14.9%
Waterbury
13.2%
Waterbury +
Current Smokers
CDC PLACES
Toledo
19.9%
Waterbury
16.2%
Waterbury +
| Metric | Toledo, OH | Waterbury, CT | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 39.3% | 40.5% | Toledo + |
| Diabetes RateCDC PLACES | 15.7% | 14.1% | Waterbury + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.6% | 19.1% | Waterbury + |
| No Health InsuranceCDC PLACES | 11.3% | 18.5% | Toledo + |
| Binge DrinkingCDC PLACES | 14.9% | 13.2% | Waterbury + |
| Current SmokersCDC PLACES | 19.9% | 16.2% | Waterbury + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Toledo
50.6°F
Waterbury
N/A
Annual Precipitation
NOAA 1991–2020 normal
Toledo
33.4 in
Waterbury
N/A
| Metric | Toledo, OH | Waterbury, CT | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 50.6°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 33.4 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Toledo
10.3 µg/m³
Waterbury
7.7 µg/m³
Waterbury +
Good Air Days
AQI ≤ 50
Toledo
55.0%
Waterbury
75.0%
Waterbury +
| Metric | Toledo, OH | Waterbury, CT | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.3 µg/m³ | 7.7 µg/m³ | Waterbury + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Waterbury + |
Commute
Mean Commute Time
Census ACS
Toledo
21.3 min
Waterbury
N/A
| Metric | Toledo, OH | Waterbury, CT | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.3 min | N/A | - |
Which City is Right for You?
Toledo offers more affordable housing with a median home price of $130,101. On public safety, Waterbury is safer with a violent crime rate of 156 per 100,000 residents, compared to 319 in Toledo. Waterbury has cleaner air (PM2.5 avg 7.7 µg/m³). For overall health outcomes, Toledo scores better with a lower obesity rate of 39.3%.
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