Tyler TX vs Waco TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Tyler, TX
Texas · Population: N/A
- Median HH IncomeN/A
- Median Home Price$253,191
- UnemploymentN/A
- Bachelor's+N/A
Waco, TX
Texas · Population: 141,925
- Median HH Income$51,468
- Median Home Price$196,465
- Unemployment4.4%
- Bachelor's+28.6%
Detailed Comparison
Demographics
Population
Tyler
N/A
Waco
141,925
Pop. Density / sq mi
Lower = more space
Tyler
N/A
Waco
N/A
Median Age
Tyler
N/A
Waco
29.2
Foreign Born
Tyler
N/A
Waco
9.8%
White
Tyler
N/A
Waco
54.0%
Black
Tyler
N/A
Waco
20.4%
Asian
Tyler
N/A
Waco
2.0%
Hispanic
Tyler
N/A
Waco
29.9%
Spanish at Home
Tyler
N/A
Waco
N/A
| Metric | Tyler, TX | Waco, TX | Better |
|---|---|---|---|
| Population | N/A | 141,925 | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | N/A | 29.2 | - |
| Foreign Born | N/A | 9.8% | - |
| White | N/A | 54.0% | - |
| Black | N/A | 20.4% | - |
| Asian | N/A | 2.0% | - |
| Hispanic | N/A | 29.9% | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Tyler
N/A
Waco
$51,468
Per Capita Income
Tyler
N/A
Waco
$28,819
Per Capita Personal Income (MSA)
BEA MSA-level
Tyler
$63,758
Waco
$63,758
Tie
Unemployment Rate
Tyler
N/A
Waco
4.4%
Poverty Rate
Tyler
N/A
Waco
24.0%
Bachelor's Degree+
Tyler
N/A
Waco
28.6%
| Metric | Tyler, TX | Waco, TX | Better |
|---|---|---|---|
| Median HH Income | N/A | $51,468 | - |
| Per Capita Income | N/A | $28,819 | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $63,758 | Tie |
| Unemployment Rate | N/A | 4.4% | - |
| Poverty Rate | N/A | 24.0% | - |
| Bachelor's Degree+ | N/A | 28.6% | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Tyler
$253,191
Waco
$196,465
Waco +
Homeownership Rate
Tyler
N/A
Waco
48.9%
| Metric | Tyler, TX | Waco, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $253,191 | $196,465 | Waco + |
| Homeownership Rate | N/A | 48.9% | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Tyler
442
Waco
442
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Tyler
2339
Waco
2339
Tie
| Metric | Tyler, TX | Waco, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 442 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2339 | Tie |
Health
Obesity Rate
CDC PLACES
Tyler
37.5%
Waco
36.8%
Waco +
Diabetes Rate
CDC PLACES
Tyler
13.4%
Waco
13.0%
Waco +
Poor Mental Health
CDC PLACES — 14+ days/month
Tyler
18.2%
Tyler +
Waco
20.4%
No Health Insurance
CDC PLACES
Tyler
16.9%
Tyler +
Waco
20.4%
Binge Drinking
CDC PLACES
Tyler
15.8%
Tyler +
Waco
16.2%
Current Smokers
CDC PLACES
Tyler
13.3%
Tyler +
Waco
15.1%
| Metric | Tyler, TX | Waco, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 37.5% | 36.8% | Waco + |
| Diabetes RateCDC PLACES | 13.4% | 13.0% | Waco + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.2% | 20.4% | Tyler + |
| No Health InsuranceCDC PLACES | 16.9% | 20.4% | Tyler + |
| Binge DrinkingCDC PLACES | 15.8% | 16.2% | Tyler + |
| Current SmokersCDC PLACES | 13.3% | 15.1% | Tyler + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Tyler
65.6°F
Tyler +
Waco
66.6°F
Annual Precipitation
NOAA 1991–2020 normal
Tyler
46.6 in
Waco
36.4 in
Waco +
| Metric | Tyler, TX | Waco, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 65.6°F | 66.6°F | Tyler + |
| Annual PrecipitationNOAA 1991–2020 normal | 46.6 in | 36.4 in | Waco + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Tyler
9.2 µg/m³
Waco
9.2 µg/m³
Tie
Good Air Days
AQI ≤ 50
Tyler
55.0%
Waco
55.0%
Tie
| Metric | Tyler, TX | Waco, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 9.2 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Tyler
N/A
Waco
19.7 min
| Metric | Tyler, TX | Waco, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | N/A | 19.7 min | - |
Which City is Right for You?
Waco offers more affordable housing with a median home price of $196,465. On public safety, Waco is safer with a violent crime rate of 442 per 100,000 residents, compared to 442 in Tyler. Waco has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, Waco scores better with a lower obesity rate of 36.8%.
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