Albany GA vs Cape Coral FL — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Albany, GA

Georgia · Population: 67,939

  • Median HH Income$45,201
  • Median Home Price$131,279
  • Unemployment11.5%
  • Bachelor's+21.5%

Cape Coral, FL

Florida · Population: 206,387

  • Median HH Income$76,062
  • Median Home Price$339,638
  • Unemployment4.1%
  • Bachelor's+25.7%

Detailed Comparison

Demographics

Population
Albany
67,939
Cape Coral
206,387
Cape Coral +
Pop. Density / sq mi
Lower = more space
Albany
N/A
Cape Coral
N/A
Median Age
Albany
35.1
Albany +
Cape Coral
48.7
Foreign Born
Albany
1.7%
Cape Coral
17.9%
Cape Coral +
White
Albany
18.9%
Cape Coral
72.9%
Cape Coral +
Black
Albany
76.3%
Albany +
Cape Coral
4.5%
Asian
Albany
0.7%
Cape Coral
1.6%
Cape Coral +
Hispanic
Albany
2.5%
Cape Coral
25.1%
Cape Coral +
Spanish at Home
Albany
N/A
Cape Coral
N/A

Economy

Median HH Income
Albany
$45,201
Cape Coral
$76,062
Cape Coral +
Per Capita Income
Albany
$24,527
Cape Coral
$39,603
Cape Coral +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$57,405
Cape Coral
$65,328
Cape Coral +
Unemployment Rate
Albany
11.5%
Cape Coral
4.1%
Cape Coral +
Poverty Rate
Albany
29.2%
Cape Coral
9.8%
Cape Coral +
Bachelor's Degree+
Albany
21.5%
Cape Coral
25.7%
Cape Coral +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Albany
$131,279
Albany +
Cape Coral
$339,638
Homeownership Rate
Albany
39.3%
Cape Coral
77.7%
Cape Coral +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Albany
392
Cape Coral
324
Cape Coral +
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1752
Cape Coral
1453
Cape Coral +

Health

Obesity Rate
CDC PLACES
Albany
43.0%
Cape Coral
30.6%
Cape Coral +
Diabetes Rate
CDC PLACES
Albany
19.2%
Cape Coral
13.4%
Cape Coral +
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
20.4%
Cape Coral
15.5%
Cape Coral +
No Health Insurance
CDC PLACES
Albany
16.8%
Cape Coral
14.4%
Cape Coral +
Binge Drinking
CDC PLACES
Albany
11.1%
Albany +
Cape Coral
15.1%
Current Smokers
CDC PLACES
Albany
19.3%
Cape Coral
12.6%
Cape Coral +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Albany
66.2°F
Cape Coral
N/A
Annual Precipitation
NOAA 1991–2020 normal
Albany
51.4 in
Cape Coral
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
9.8 µg/m³
Cape Coral
7.2 µg/m³
Cape Coral +
Good Air Days
AQI ≤ 50
Albany
55.0%
Cape Coral
75.0%
Cape Coral +

Commute

Mean Commute Time
Census ACS
Albany
22.0 min
Albany +
Cape Coral
31.1 min

Which City is Right for You?

Cape Coral leads in median household income at $76,062, while albany offers more affordable housing with a median home price of $131,279. On public safety, Cape Coral is safer with a violent crime rate of 324 per 100,000 residents, compared to 392 in Albany. Cape Coral has a lower unemployment rate at 4.1%, and Cape Coral has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Cape Coral scores better with a lower obesity rate of 30.6%.

Compare More Cities

About Albany & Cape Coral