Albany GA vs Concord NC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, GA
Georgia · Population: 67,939
- Median HH Income$45,201
- Median Home Price$131,279
- Unemployment11.5%
- Bachelor's+21.5%
Concord, NC
North Carolina · Population: 106,518
- Median HH Income$84,752
- Median Home Price$384,688
- Unemployment4.8%
- Bachelor's+41.7%
Detailed Comparison
Demographics
Population
Albany
67,939
Concord
106,518
Concord +
Pop. Density / sq mi
Lower = more space
Albany
N/A
Concord
N/A
Median Age
Albany
35.1
Albany +
Concord
36.2
Foreign Born
Albany
1.7%
Concord
12.5%
Concord +
White
Albany
18.9%
Concord
54.7%
Concord +
Black
Albany
76.3%
Albany +
Concord
22.1%
Asian
Albany
0.7%
Concord
6.7%
Concord +
Hispanic
Albany
2.5%
Concord
15.8%
Concord +
Spanish at Home
Albany
N/A
Concord
N/A
| Metric | Albany, GA | Concord, NC | Better |
|---|---|---|---|
| Population | 67,939 | 106,518 | Concord + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.1 | 36.2 | Albany + |
| Foreign Born | 1.7% | 12.5% | Concord + |
| White | 18.9% | 54.7% | Concord + |
| Black | 76.3% | 22.1% | Albany + |
| Asian | 0.7% | 6.7% | Concord + |
| Hispanic | 2.5% | 15.8% | Concord + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$45,201
Concord
$84,752
Concord +
Per Capita Income
Albany
$24,527
Concord
$40,763
Concord +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$57,405
Concord
$59,120
Concord +
Unemployment Rate
Albany
11.5%
Concord
4.8%
Concord +
Poverty Rate
Albany
29.2%
Concord
8.6%
Concord +
Bachelor's Degree+
Albany
21.5%
Concord
41.7%
Concord +
| Metric | Albany, GA | Concord, NC | Better |
|---|---|---|---|
| Median HH Income | $45,201 | $84,752 | Concord + |
| Per Capita Income | $24,527 | $40,763 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $57,405 | $59,120 | Concord + |
| Unemployment Rate | 11.5% | 4.8% | Concord + |
| Poverty Rate | 29.2% | 8.6% | Concord + |
| Bachelor's Degree+ | 21.5% | 41.7% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$131,279
Albany +
Concord
$384,688
Homeownership Rate
Albany
39.3%
Concord
66.4%
Concord +
| Metric | Albany, GA | Concord, NC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $131,279 | $384,688 | Albany + |
| Homeownership Rate | 39.3% | 66.4% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
392
Albany +
Concord
398
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1752
Albany +
Concord
1999
| Metric | Albany, GA | Concord, NC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 392 | 398 | Albany + |
| Property Crime / 100KFBI CDE (state-level est.) | 1752 | 1999 | Albany + |
Health
Obesity Rate
CDC PLACES
Albany
43.0%
Concord
33.5%
Concord +
Diabetes Rate
CDC PLACES
Albany
19.2%
Concord
10.6%
Concord +
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
20.4%
Concord
16.6%
Concord +
No Health Insurance
CDC PLACES
Albany
16.8%
Concord
10.5%
Concord +
Binge Drinking
CDC PLACES
Albany
11.1%
Albany +
Concord
15.2%
Current Smokers
CDC PLACES
Albany
19.3%
Concord
12.5%
Concord +
| Metric | Albany, GA | Concord, NC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 43.0% | 33.5% | Concord + |
| Diabetes RateCDC PLACES | 19.2% | 10.6% | Concord + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.4% | 16.6% | Concord + |
| No Health InsuranceCDC PLACES | 16.8% | 10.5% | Concord + |
| Binge DrinkingCDC PLACES | 11.1% | 15.2% | Albany + |
| Current SmokersCDC PLACES | 19.3% | 12.5% | Concord + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
66.2°F
Concord
60.4°F
Concord +
Annual Precipitation
NOAA 1991–2020 normal
Albany
51.4 in
Concord
45.9 in
Concord +
| Metric | Albany, GA | Concord, NC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 66.2°F | 60.4°F | Concord + |
| Annual PrecipitationNOAA 1991–2020 normal | 51.4 in | 45.9 in | Concord + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
9.8 µg/m³
Concord
8.7 µg/m³
Concord +
Good Air Days
AQI ≤ 50
Albany
55.0%
Concord
75.0%
Concord +
| Metric | Albany, GA | Concord, NC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.8 µg/m³ | 8.7 µg/m³ | Concord + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Concord + |
Commute
Mean Commute Time
Census ACS
Albany
22.0 min
Albany +
Concord
29.7 min
| Metric | Albany, GA | Concord, NC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.0 min | 29.7 min | Albany + |
Which City is Right for You?
Concord leads in median household income at $84,752, while albany offers more affordable housing with a median home price of $131,279. On public safety, Albany is safer with a violent crime rate of 392 per 100,000 residents, compared to 398 in Concord. Concord has a lower unemployment rate at 4.8%, and Concord has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Concord scores better with a lower obesity rate of 33.5%.
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