Albany GA vs McKinney TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, GA
Georgia · Population: 67,939
- Median HH Income$45,201
- Median Home Price$131,279
- Unemployment11.5%
- Bachelor's+21.5%
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Detailed Comparison
Demographics
Population
Albany
67,939
McKinney
148,848
McKinney +
Pop. Density / sq mi
Lower = more space
Albany
N/A
McKinney
N/A
Median Age
Albany
35.1
McKinney
33.4
McKinney +
Foreign Born
Albany
1.7%
McKinney
21.0%
McKinney +
White
Albany
18.9%
McKinney
37.8%
McKinney +
Black
Albany
76.3%
Albany +
McKinney
24.7%
Asian
Albany
0.7%
McKinney
3.0%
McKinney +
Hispanic
Albany
2.5%
McKinney
44.7%
McKinney +
Spanish at Home
Albany
N/A
McKinney
N/A
| Metric | Albany, GA | McKinney, TX | Better |
|---|---|---|---|
| Population | 67,939 | 148,848 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.1 | 33.4 | McKinney + |
| Foreign Born | 1.7% | 21.0% | McKinney + |
| White | 18.9% | 37.8% | McKinney + |
| Black | 76.3% | 24.7% | Albany + |
| Asian | 0.7% | 3.0% | McKinney + |
| Hispanic | 2.5% | 44.7% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$45,201
McKinney
$71,843
McKinney +
Per Capita Income
Albany
$24,527
McKinney
$29,291
McKinney +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$57,405
McKinney
$63,758
McKinney +
Unemployment Rate
Albany
11.5%
McKinney
4.8%
McKinney +
Poverty Rate
Albany
29.2%
McKinney
12.4%
McKinney +
Bachelor's Degree+
Albany
21.5%
Albany +
McKinney
18.5%
| Metric | Albany, GA | McKinney, TX | Better |
|---|---|---|---|
| Median HH Income | $45,201 | $71,843 | McKinney + |
| Per Capita Income | $24,527 | $29,291 | McKinney + |
| Per Capita Personal Income (MSA)BEA MSA-level | $57,405 | $63,758 | McKinney + |
| Unemployment Rate | 11.5% | 4.8% | McKinney + |
| Poverty Rate | 29.2% | 12.4% | McKinney + |
| Bachelor's Degree+ | 21.5% | 18.5% | Albany + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$131,279
Albany +
McKinney
$487,346
Homeownership Rate
Albany
39.3%
McKinney
63.2%
McKinney +
| Metric | Albany, GA | McKinney, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $131,279 | $487,346 | Albany + |
| Homeownership Rate | 39.3% | 63.2% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
392
Albany +
McKinney
442
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1752
Albany +
McKinney
2339
| Metric | Albany, GA | McKinney, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 392 | 442 | Albany + |
| Property Crime / 100KFBI CDE (state-level est.) | 1752 | 2339 | Albany + |
Health
Obesity Rate
CDC PLACES
Albany
43.0%
McKinney
33.9%
McKinney +
Diabetes Rate
CDC PLACES
Albany
19.2%
McKinney
9.1%
McKinney +
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
20.4%
McKinney
15.7%
McKinney +
No Health Insurance
CDC PLACES
Albany
16.8%
McKinney
10.9%
McKinney +
Binge Drinking
CDC PLACES
Albany
11.1%
Albany +
McKinney
18.3%
Current Smokers
CDC PLACES
Albany
19.3%
McKinney
9.9%
McKinney +
| Metric | Albany, GA | McKinney, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 43.0% | 33.9% | McKinney + |
| Diabetes RateCDC PLACES | 19.2% | 9.1% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.4% | 15.7% | McKinney + |
| No Health InsuranceCDC PLACES | 16.8% | 10.9% | McKinney + |
| Binge DrinkingCDC PLACES | 11.1% | 18.3% | Albany + |
| Current SmokersCDC PLACES | 19.3% | 9.9% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
66.2°F
McKinney
64.2°F
McKinney +
Annual Precipitation
NOAA 1991–2020 normal
Albany
51.4 in
McKinney
40.0 in
McKinney +
| Metric | Albany, GA | McKinney, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 66.2°F | 64.2°F | McKinney + |
| Annual PrecipitationNOAA 1991–2020 normal | 51.4 in | 40.0 in | McKinney + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
9.8 µg/m³
McKinney
9.2 µg/m³
McKinney +
Good Air Days
AQI ≤ 50
Albany
55.0%
McKinney
55.0%
Tie
| Metric | Albany, GA | McKinney, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.8 µg/m³ | 9.2 µg/m³ | McKinney + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Albany
22.0 min
Albany +
McKinney
35.6 min
| Metric | Albany, GA | McKinney, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.0 min | 35.6 min | Albany + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while albany offers more affordable housing with a median home price of $131,279. On public safety, Albany is safer with a violent crime rate of 392 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and McKinney has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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