Albany GA vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, GA
Georgia · Population: 67,939
- Median HH Income$45,201
- Median Home Price$131,279
- Unemployment11.5%
- Bachelor's+21.5%
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Detailed Comparison
Demographics
Population
Albany
67,939
St. Charles
71,542
St. Charles +
Pop. Density / sq mi
Lower = more space
Albany
N/A
St. Charles
N/A
Median Age
Albany
35.1
Albany +
St. Charles
37.9
Foreign Born
Albany
1.7%
St. Charles
4.2%
St. Charles +
White
Albany
18.9%
St. Charles
80.4%
St. Charles +
Black
Albany
76.3%
Albany +
St. Charles
6.7%
Asian
Albany
0.7%
St. Charles
1.4%
St. Charles +
Hispanic
Albany
2.5%
St. Charles
7.7%
St. Charles +
Spanish at Home
Albany
N/A
St. Charles
N/A
| Metric | Albany, GA | St. Charles, MO | Better |
|---|---|---|---|
| Population | 67,939 | 71,542 | St. Charles + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.1 | 37.9 | Albany + |
| Foreign Born | 1.7% | 4.2% | St. Charles + |
| White | 18.9% | 80.4% | St. Charles + |
| Black | 76.3% | 6.7% | Albany + |
| Asian | 0.7% | 1.4% | St. Charles + |
| Hispanic | 2.5% | 7.7% | St. Charles + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$45,201
St. Charles
$55,578
St. Charles +
Per Capita Income
Albany
$24,527
St. Charles
$31,499
St. Charles +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$57,405
St. Charles
$58,527
St. Charles +
Unemployment Rate
Albany
11.5%
St. Charles
4.7%
St. Charles +
Poverty Rate
Albany
29.2%
St. Charles
18.7%
St. Charles +
Bachelor's Degree+
Albany
21.5%
St. Charles
22.7%
St. Charles +
| Metric | Albany, GA | St. Charles, MO | Better |
|---|---|---|---|
| Median HH Income | $45,201 | $55,578 | St. Charles + |
| Per Capita Income | $24,527 | $31,499 | St. Charles + |
| Per Capita Personal Income (MSA)BEA MSA-level | $57,405 | $58,527 | St. Charles + |
| Unemployment Rate | 11.5% | 4.7% | St. Charles + |
| Poverty Rate | 29.2% | 18.7% | St. Charles + |
| Bachelor's Degree+ | 21.5% | 22.7% | St. Charles + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$131,279
Albany +
St. Charles
$144,200
Homeownership Rate
Albany
39.3%
St. Charles
61.4%
St. Charles +
| Metric | Albany, GA | St. Charles, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $131,279 | $144,200 | Albany + |
| Homeownership Rate | 39.3% | 61.4% | St. Charles + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
392
Albany +
St. Charles
501
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1752
Albany +
St. Charles
2418
| Metric | Albany, GA | St. Charles, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 392 | 501 | Albany + |
| Property Crime / 100KFBI CDE (state-level est.) | 1752 | 2418 | Albany + |
Health
Obesity Rate
CDC PLACES
Albany
43.0%
St. Charles
35.9%
St. Charles +
Diabetes Rate
CDC PLACES
Albany
19.2%
St. Charles
10.4%
St. Charles +
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
20.4%
St. Charles
16.0%
St. Charles +
No Health Insurance
CDC PLACES
Albany
16.8%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Albany
11.1%
Albany +
St. Charles
18.4%
Current Smokers
CDC PLACES
Albany
19.3%
St. Charles
12.5%
St. Charles +
| Metric | Albany, GA | St. Charles, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 43.0% | 35.9% | St. Charles + |
| Diabetes RateCDC PLACES | 19.2% | 10.4% | St. Charles + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.4% | 16.0% | St. Charles + |
| No Health InsuranceCDC PLACES | 16.8% | 7.1% | St. Charles + |
| Binge DrinkingCDC PLACES | 11.1% | 18.4% | Albany + |
| Current SmokersCDC PLACES | 19.3% | 12.5% | St. Charles + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
66.2°F
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Albany
51.4 in
St. Charles
N/A
| Metric | Albany, GA | St. Charles, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 66.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 51.4 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
9.8 µg/m³
St. Charles
9.3 µg/m³
St. Charles +
Good Air Days
AQI ≤ 50
Albany
55.0%
St. Charles
55.0%
Tie
| Metric | Albany, GA | St. Charles, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.8 µg/m³ | 9.3 µg/m³ | St. Charles + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Albany
22.0 min
St. Charles
18.3 min
St. Charles +
| Metric | Albany, GA | St. Charles, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.0 min | 18.3 min | St. Charles + |
Which City is Right for You?
St. Charles leads in median household income at $55,578, while albany offers more affordable housing with a median home price of $131,279. On public safety, Albany is safer with a violent crime rate of 392 per 100,000 residents, compared to 501 in St. Charles. St. Charles has a lower unemployment rate at 4.7%, and St. Charles has cleaner air (PM2.5 avg 9.3 µg/m³). For overall health outcomes, St. Charles scores better with a lower obesity rate of 35.9%.
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