Allen TX vs Carmel IN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Allen, TX
Texas · Population: 107,684
- Median HH Income$129,130
- Median Home Price$502,170
- Unemployment4.3%
- Bachelor's+56.1%
Carmel, IN
Indiana · Population: 100,501
- Median HH Income$134,602
- Median Home Price$570,592
- Unemployment2.7%
- Bachelor's+74.5%
Detailed Comparison
Demographics
Population
Allen
107,684
Allen +
Carmel
100,501
Pop. Density / sq mi
Lower = more space
Allen
N/A
Carmel
N/A
Median Age
Allen
38.5
Allen +
Carmel
40.5
Foreign Born
Allen
21.9%
Allen +
Carmel
12.9%
White
Allen
55.7%
Carmel
77.5%
Carmel +
Black
Allen
10.6%
Allen +
Carmel
3.7%
Asian
Allen
19.6%
Allen +
Carmel
11.6%
Hispanic
Allen
11.8%
Allen +
Carmel
5.0%
Spanish at Home
Allen
N/A
Carmel
N/A
| Metric | Allen, TX | Carmel, IN | Better |
|---|---|---|---|
| Population | 107,684 | 100,501 | Allen + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.5 | 40.5 | Allen + |
| Foreign Born | 21.9% | 12.9% | Allen + |
| White | 55.7% | 77.5% | Carmel + |
| Black | 10.6% | 3.7% | Allen + |
| Asian | 19.6% | 11.6% | Allen + |
| Hispanic | 11.8% | 5.0% | Allen + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Allen
$129,130
Carmel
$134,602
Carmel +
Per Capita Income
Allen
$54,853
Carmel
$71,546
Carmel +
Per Capita Personal Income (MSA)
BEA MSA-level
Allen
$63,758
Allen +
Carmel
$58,697
Unemployment Rate
Allen
4.3%
Carmel
2.7%
Carmel +
Poverty Rate
Allen
4.8%
Carmel
3.7%
Carmel +
Bachelor's Degree+
Allen
56.1%
Carmel
74.5%
Carmel +
| Metric | Allen, TX | Carmel, IN | Better |
|---|---|---|---|
| Median HH Income | $129,130 | $134,602 | Carmel + |
| Per Capita Income | $54,853 | $71,546 | Carmel + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $58,697 | Allen + |
| Unemployment Rate | 4.3% | 2.7% | Carmel + |
| Poverty Rate | 4.8% | 3.7% | Carmel + |
| Bachelor's Degree+ | 56.1% | 74.5% | Carmel + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Allen
$502,170
Allen +
Carmel
$570,592
Homeownership Rate
Allen
69.8%
Carmel
74.6%
Carmel +
| Metric | Allen, TX | Carmel, IN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $502,170 | $570,592 | Allen + |
| Homeownership Rate | 69.8% | 74.6% | Carmel + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Allen
442
Carmel
370
Carmel +
Property Crime / 100K
FBI CDE (state-level est.)
Allen
2339
Carmel
1719
Carmel +
| Metric | Allen, TX | Carmel, IN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 370 | Carmel + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1719 | Carmel + |
Health
Obesity Rate
CDC PLACES
Allen
31.7%
Carmel
30.8%
Carmel +
Diabetes Rate
CDC PLACES
Allen
9.3%
Allen +
Carmel
9.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Allen
14.6%
Carmel
12.5%
Carmel +
No Health Insurance
CDC PLACES
Allen
8.9%
Carmel
4.4%
Carmel +
Binge Drinking
CDC PLACES
Allen
17.4%
Carmel
16.2%
Carmel +
Current Smokers
CDC PLACES
Allen
9.2%
Carmel
8.2%
Carmel +
| Metric | Allen, TX | Carmel, IN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 31.7% | 30.8% | Carmel + |
| Diabetes RateCDC PLACES | 9.3% | 9.6% | Allen + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.6% | 12.5% | Carmel + |
| No Health InsuranceCDC PLACES | 8.9% | 4.4% | Carmel + |
| Binge DrinkingCDC PLACES | 17.4% | 16.2% | Carmel + |
| Current SmokersCDC PLACES | 9.2% | 8.2% | Carmel + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Allen
74.6°F
Carmel
51.6°F
Carmel +
Annual Precipitation
NOAA 1991–2020 normal
Allen
19.5 in
Allen +
Carmel
42.2 in
| Metric | Allen, TX | Carmel, IN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 74.6°F | 51.6°F | Carmel + |
| Annual PrecipitationNOAA 1991–2020 normal | 19.5 in | 42.2 in | Allen + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Allen
9.2 µg/m³
Allen +
Carmel
10.1 µg/m³
Good Air Days
AQI ≤ 50
Allen
55.0%
Carmel
55.0%
Tie
| Metric | Allen, TX | Carmel, IN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 10.1 µg/m³ | Allen + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Allen
30.3 min
Carmel
26.4 min
Carmel +
| Metric | Allen, TX | Carmel, IN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.3 min | 26.4 min | Carmel + |
Which City is Right for You?
Carmel leads in median household income at $134,602, while allen offers more affordable housing with a median home price of $502,170. On public safety, Carmel is safer with a violent crime rate of 370 per 100,000 residents, compared to 442 in Allen. Carmel has a lower unemployment rate at 2.7%, and Allen has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, Carmel scores better with a lower obesity rate of 30.8%.
Compare More Cities
Allen, TX vs New York, NYAllen, TX vs Los Angeles, CAAllen, TX vs Chicago, ILAllen, TX vs Houston, TXAllen, TX vs Phoenix, AZAllen, TX vs Philadelphia, PA