Bend OR vs Oceanside CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Bend, OR
Oregon · Population: 97,502
- Median HH Income$94,279
- Median Home Price$735,193
- Unemployment4.2%
- Bachelor's+49.3%
Oceanside, CA
California · Population: 172,542
- Median HH Income$93,724
- Median Home Price$877,452
- Unemployment5.4%
- Bachelor's+34.3%
Detailed Comparison
Demographics
Population
Bend
97,502
Oceanside
172,542
Oceanside +
Pop. Density / sq mi
Lower = more space
Bend
N/A
Oceanside
N/A
Median Age
Bend
37.6
Bend +
Oceanside
38.1
Foreign Born
Bend
17.6%
Oceanside
20.9%
Oceanside +
White
Bend
65.5%
Bend +
Oceanside
52.9%
Black
Bend
2.8%
Oceanside
4.2%
Oceanside +
Asian
Bend
11.4%
Bend +
Oceanside
7.4%
Hispanic
Bend
17.3%
Oceanside
38.5%
Oceanside +
Spanish at Home
Bend
N/A
Oceanside
N/A
| Metric | Bend, OR | Oceanside, CA | Better |
|---|---|---|---|
| Population | 97,502 | 172,542 | Oceanside + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.6 | 38.1 | Bend + |
| Foreign Born | 17.6% | 20.9% | Oceanside + |
| White | 65.5% | 52.9% | Bend + |
| Black | 2.8% | 4.2% | Oceanside + |
| Asian | 11.4% | 7.4% | Bend + |
| Hispanic | 17.3% | 38.5% | Oceanside + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Bend
$94,279
Bend +
Oceanside
$93,724
Per Capita Income
Bend
$51,659
Bend +
Oceanside
$43,094
Per Capita Personal Income (MSA)
BEA MSA-level
Bend
$63,691
Oceanside
$77,230
Oceanside +
Unemployment Rate
Bend
4.2%
Bend +
Oceanside
5.4%
Poverty Rate
Bend
9.9%
Oceanside
8.1%
Oceanside +
Bachelor's Degree+
Bend
49.3%
Bend +
Oceanside
34.3%
| Metric | Bend, OR | Oceanside, CA | Better |
|---|---|---|---|
| Median HH Income | $94,279 | $93,724 | Bend + |
| Per Capita Income | $51,659 | $43,094 | Bend + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,691 | $77,230 | Oceanside + |
| Unemployment Rate | 4.2% | 5.4% | Bend + |
| Poverty Rate | 9.9% | 8.1% | Oceanside + |
| Bachelor's Degree+ | 49.3% | 34.3% | Bend + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Bend
$735,193
Bend +
Oceanside
$877,452
Homeownership Rate
Bend
49.8%
Oceanside
58.5%
Oceanside +
| Metric | Bend, OR | Oceanside, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $735,193 | $877,452 | Bend + |
| Homeownership Rate | 49.8% | 58.5% | Oceanside + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Bend
355
Bend +
Oceanside
503
Property Crime / 100K
FBI CDE (state-level est.)
Bend
3001
Oceanside
2388
Oceanside +
| Metric | Bend, OR | Oceanside, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 355 | 503 | Bend + |
| Property Crime / 100KFBI CDE (state-level est.) | 3001 | 2388 | Oceanside + |
Health
Obesity Rate
CDC PLACES
Bend
26.5%
Oceanside
26.1%
Oceanside +
Diabetes Rate
CDC PLACES
Bend
8.9%
Bend +
Oceanside
10.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Bend
16.0%
Bend +
Oceanside
16.9%
No Health Insurance
CDC PLACES
Bend
6.5%
Bend +
Oceanside
9.7%
Binge Drinking
CDC PLACES
Bend
17.7%
Oceanside
16.5%
Oceanside +
Current Smokers
CDC PLACES
Bend
10.0%
Bend +
Oceanside
10.6%
| Metric | Bend, OR | Oceanside, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.5% | 26.1% | Oceanside + |
| Diabetes RateCDC PLACES | 8.9% | 10.4% | Bend + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 16.9% | Bend + |
| No Health InsuranceCDC PLACES | 6.5% | 9.7% | Bend + |
| Binge DrinkingCDC PLACES | 17.7% | 16.5% | Oceanside + |
| Current SmokersCDC PLACES | 10.0% | 10.6% | Bend + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Bend
46.6°F
Bend +
Oceanside
55.3°F
Annual Precipitation
NOAA 1991–2020 normal
Bend
11.4 in
Bend +
Oceanside
20.7 in
| Metric | Bend, OR | Oceanside, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 46.6°F | 55.3°F | Bend + |
| Annual PrecipitationNOAA 1991–2020 normal | 11.4 in | 20.7 in | Bend + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Bend
9.0 µg/m³
Oceanside
7.9 µg/m³
Oceanside +
Good Air Days
AQI ≤ 50
Bend
55.0%
Oceanside
75.0%
Oceanside +
| Metric | Bend, OR | Oceanside, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.0 µg/m³ | 7.9 µg/m³ | Oceanside + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Oceanside + |
Commute
Mean Commute Time
Census ACS
Bend
26.1 min
Bend +
Oceanside
31.8 min
| Metric | Bend, OR | Oceanside, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.1 min | 31.8 min | Bend + |
Which City is Right for You?
Bend leads in median household income at $94,279, while bend offers more affordable housing with a median home price of $735,193. On public safety, Bend is safer with a violent crime rate of 355 per 100,000 residents, compared to 503 in Oceanside. Bend has a lower unemployment rate at 4.2%, and Oceanside has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oceanside scores better with a lower obesity rate of 26.1%.
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