Bend OR vs Surprise AZ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Bend, OR
Oregon · Population: 97,502
- Median HH Income$94,279
- Median Home Price$735,193
- Unemployment4.2%
- Bachelor's+49.3%
Surprise, AZ
Arizona · Population: 149,519
- Median HH Income$93,371
- Median Home Price$422,520
- Unemployment4.2%
- Bachelor's+31.0%
Detailed Comparison
Demographics
Population
Bend
97,502
Surprise
149,519
Surprise +
Pop. Density / sq mi
Lower = more space
Bend
N/A
Surprise
N/A
Median Age
Bend
37.6
Bend +
Surprise
41.6
Foreign Born
Bend
17.6%
Bend +
Surprise
6.8%
White
Bend
65.5%
Surprise
75.0%
Surprise +
Black
Bend
2.8%
Surprise
4.8%
Surprise +
Asian
Bend
11.4%
Bend +
Surprise
2.6%
Hispanic
Bend
17.3%
Surprise
19.2%
Surprise +
Spanish at Home
Bend
N/A
Surprise
N/A
| Metric | Bend, OR | Surprise, AZ | Better |
|---|---|---|---|
| Population | 97,502 | 149,519 | Surprise + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.6 | 41.6 | Bend + |
| Foreign Born | 17.6% | 6.8% | Bend + |
| White | 65.5% | 75.0% | Surprise + |
| Black | 2.8% | 4.8% | Surprise + |
| Asian | 11.4% | 2.6% | Bend + |
| Hispanic | 17.3% | 19.2% | Surprise + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Bend
$94,279
Bend +
Surprise
$93,371
Per Capita Income
Bend
$51,659
Bend +
Surprise
$39,604
Per Capita Personal Income (MSA)
BEA MSA-level
Bend
$63,691
Bend +
Surprise
$59,120
Unemployment Rate
Bend
4.2%
Bend +
Surprise
4.2%
Poverty Rate
Bend
9.9%
Surprise
7.8%
Surprise +
Bachelor's Degree+
Bend
49.3%
Bend +
Surprise
31.0%
| Metric | Bend, OR | Surprise, AZ | Better |
|---|---|---|---|
| Median HH Income | $94,279 | $93,371 | Bend + |
| Per Capita Income | $51,659 | $39,604 | Bend + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,691 | $59,120 | Bend + |
| Unemployment Rate | 4.2% | 4.2% | Bend + |
| Poverty Rate | 9.9% | 7.8% | Surprise + |
| Bachelor's Degree+ | 49.3% | 31.0% | Bend + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Bend
$735,193
Surprise
$422,520
Surprise +
Homeownership Rate
Bend
49.8%
Surprise
79.0%
Surprise +
| Metric | Bend, OR | Surprise, AZ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $735,193 | $422,520 | Surprise + |
| Homeownership Rate | 49.8% | 79.0% | Surprise + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Bend
355
Bend +
Surprise
450
Property Crime / 100K
FBI CDE (state-level est.)
Bend
3001
Surprise
2150
Surprise +
| Metric | Bend, OR | Surprise, AZ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 355 | 450 | Bend + |
| Property Crime / 100KFBI CDE (state-level est.) | 3001 | 2150 | Surprise + |
Health
Obesity Rate
CDC PLACES
Bend
26.5%
Bend +
Surprise
29.4%
Diabetes Rate
CDC PLACES
Bend
8.9%
Bend +
Surprise
11.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Bend
16.0%
Surprise
14.2%
Surprise +
No Health Insurance
CDC PLACES
Bend
6.5%
Bend +
Surprise
10.5%
Binge Drinking
CDC PLACES
Bend
17.7%
Surprise
14.9%
Surprise +
Current Smokers
CDC PLACES
Bend
10.0%
Bend +
Surprise
10.4%
| Metric | Bend, OR | Surprise, AZ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.5% | 29.4% | Bend + |
| Diabetes RateCDC PLACES | 8.9% | 11.2% | Bend + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 14.2% | Surprise + |
| No Health InsuranceCDC PLACES | 6.5% | 10.5% | Bend + |
| Binge DrinkingCDC PLACES | 17.7% | 14.9% | Surprise + |
| Current SmokersCDC PLACES | 10.0% | 10.4% | Bend + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Bend
46.6°F
Surprise
N/A
Annual Precipitation
NOAA 1991–2020 normal
Bend
11.4 in
Surprise
N/A
| Metric | Bend, OR | Surprise, AZ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 46.6°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 11.4 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Bend
9.0 µg/m³
Surprise
7.1 µg/m³
Surprise +
Good Air Days
AQI ≤ 50
Bend
55.0%
Surprise
75.0%
Surprise +
| Metric | Bend, OR | Surprise, AZ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.0 µg/m³ | 7.1 µg/m³ | Surprise + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Surprise + |
Commute
Mean Commute Time
Census ACS
Bend
26.1 min
Bend +
Surprise
32.8 min
| Metric | Bend, OR | Surprise, AZ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.1 min | 32.8 min | Bend + |
Which City is Right for You?
Bend leads in median household income at $94,279, while surprise offers more affordable housing with a median home price of $422,520. On public safety, Bend is safer with a violent crime rate of 355 per 100,000 residents, compared to 450 in Surprise. Bend has a lower unemployment rate at 4.2%, and Surprise has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Bend scores better with a lower obesity rate of 26.5%.
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